Compare Hinsdale, IL Car Insurance Rates (2021)

Car insurance in Hinsdale, IL averages $287 a month. Hinsdale, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Hinsdale car insurance rates, compare quotes from the top car insurance companies in Hinsdale, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hinsdale for teen drivers is USAA
  • The cheapest car insurance company in Hinsdale is Liberty Mutual
  • The cheapest ZIP code in Hinsdale is 60522

If you need to buy Hinsdale, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Hinsdale, IL is right here.

You’ll find Hinsdale car insurance rates, the cheapest Hinsdale, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Hinsdale, Illinois car insurance rates to Cicero car insurance rates, Peoria car insurance rates, and Chicago car insurance rates.

Ready to find affordable Hinsdale, IL car insurance today? Enter your ZIP code for fast, free Hinsdale car insurance quotes.

Cheapest Hinsdale, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hinsdale, IL car insurance rates? Every Hinsdale, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hinsdale, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,430 $3,445 $3,599 $3,599 $9,068 $11,771 $4,125 $4,460
American Family $2,400 $2,400 $2,205 $2,205 $6,944 $9,567 $2,400 $3,105
Farmers $2,518 $2,515 $2,224 $2,362 $11,349 $11,841 $2,882 $2,999
GEICO $1,774 $1,835 $1,741 $1,963 $6,617 $6,832 $2,098 $2,166
Liberty Mutual $1,416 $1,527 $1,178 $1,317 $4,892 $5,438 $1,475 $1,548
Nationwide $1,957 $1,983 $1,745 $1,840 $5,504 $7,026 $2,293 $2,475
Progressive $2,170 $2,035 $1,799 $1,881 $8,172 $9,156 $2,588 $2,797
State Farm $1,571 $1,571 $1,426 $1,426 $5,072 $6,399 $1,784 $2,060
Travelers $1,654 $1,742 $1,532 $1,631 $5,067 $6,419 $1,749 $1,840
USAA $1,511 $1,529 $1,402 $1,369 $4,906 $5,403 $1,978 $2,160

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Minimum Car Insurance in Hinsdale, IL

Every driver must carry the minimum car insurance in Hinsdale, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Hinsdale, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Hinsdale, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hinsdale, IL. Compare credit history car insurance rates in Hinsdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hinsdale, Illinois

Insurance Company Poor Fair Good
Allstate $6,912 $5,011 $4,387
American Family $5,176 $3,537 $2,997
Farmers $5,475 $4,630 $4,403
GEICO $5,034 $2,448 $1,903
Liberty Mutual $3,315 $2,079 $1,652
Nationwide $3,697 $2,995 $2,616
Progressive $4,342 $3,702 $3,431
State Farm $3,874 $2,319 $1,798
Travelers $3,282 $2,673 $2,159
USAA $3,372 $2,316 $1,908

Cheapest Hinsdale, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hinsdale, IL to rates for a clean record with top companies.

Annual Hinsdale, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $6,641 $6,191 $5,092
American Family $2,870 $4,069 $5,419 $3,254
Farmers $4,076 $5,277 $5,145 $4,847
GEICO $2,092 $3,267 $4,703 $2,452
Liberty Mutual $1,952 $2,786 $2,439 $2,218
Nationwide $2,509 $3,234 $3,793 $2,874
Progressive $3,142 $4,704 $3,485 $3,968
State Farm $2,412 $2,914 $2,663 $2,663
Travelers $2,145 $2,828 $3,152 $2,693
USAA $1,806 $2,597 $3,547 $2,179

Cheapest Hinsdale, IL Car Insurance for Teen Drivers

Teen car insurance in Hinsdale, IL can be expensive. Take a look at rates from the top car insurance companies in Hinsdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hinsdale, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,068 $11,771
American Family $6,944 $9,567
Farmers $11,349 $11,841
GEICO $6,617 $6,832
Liberty Mutual $4,892 $5,438
Nationwide $5,504 $7,026
Progressive $8,172 $9,156
State Farm $5,072 $6,399
Travelers $5,067 $6,419
USAA $4,906 $5,403

Cheapest Hinsdale, IL Car Insurance for Seniors

Take a look at Hinsdale, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hinsdale, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,599 $3,599
American Family $2,205 $2,205
Farmers $2,224 $2,362
GEICO $1,741 $1,963
Liberty Mutual $1,178 $1,317
Nationwide $1,745 $1,840
Progressive $1,799 $1,881
State Farm $1,426 $1,426
Travelers $1,532 $1,631
USAA $1,402 $1,369

Cheapest Hinsdale, IL Car Insurance Rates After a DUI

A DUI in Hinsdale, IL increases car insurance rates. Compare Hinsdale, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hinsdale, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,191
American Family $5,419
Farmers $5,145
GEICO $4,703
Liberty Mutual $2,439
Nationwide $3,793
Progressive $3,485
State Farm $2,663
Travelers $3,152
USAA $3,547

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Cheapest Hinsdale, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hinsdale, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hinsdale, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,437 $5,437
American Family $3,854 $3,953
Farmers $4,836 $4,836
GEICO $3,077 $3,180
Liberty Mutual $2,349 $2,349
Nationwide $3,103 $3,103
Progressive $3,825 $3,825
State Farm $2,596 $2,731
Travelers $2,598 $2,811
USAA $2,461 $2,603

Cheapest Hinsdale, IL Car Insurance Rates by ZIP Code

Hinsdale car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Hinsdale, IL.

Annual Car Insurance Rates by ZIP Code in Hinsdale, Illinois

ZIP Code Average Annual Rates
60521 $3,448
60522 $3,383

The Best Cheap Car Insurance Companies in Hinsdale, IL

Take a look at a side-by-side comparison of the top car insurance companies in Hinsdale, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hinsdale, Illinois

Insurance Company Average Annual Rates
Allstate $5,437
American Family $3,903
Farmers $4,836
GEICO $3,128
Liberty Mutual $2,349
Nationwide $3,103
Progressive $3,825
State Farm $2,663
Travelers $2,704
USAA $2,532

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Category Winners: Cheapest Car Insurance in Hinsdale, Illinois

Find the cheapest car insurance companies in Hinsdale, IL for each category right here.

Best Annual Car Insurance Rates by Company in Hinsdale, Illinois

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Hinsdale, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hinsdale car insurance rates. Find the cheapest Hinsdale, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hinsdale, Illinois

Insurance Company Low Medium High
Allstate $5,266 $5,432 $5,613
American Family $3,739 $4,047 $3,924
Farmers $4,580 $4,710 $5,218
GEICO $2,832 $3,128 $3,426
Liberty Mutual $2,209 $2,344 $2,494
Nationwide $3,066 $3,134 $3,109
Progressive $3,509 $3,812 $4,154
State Farm $2,495 $2,670 $2,825
Travelers $2,528 $2,701 $2,884
USAA $2,377 $2,531 $2,689

What affects car insurance rates in Hinsdale, Illinois?

What factors can have an impact on Hinsdale, IL car insurance? There are several reasons why Hinsdale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hinsdale, Illinois.

Commute Time in Hinsdale

The more time you spend in your car the higher the risk of an accident. The average commute length in Hinsdale, IL is 34.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Hinsdale, IL

Ready to find affordable Hinsdale, Illinois car insurance today? Enter your ZIP code for fast, free Hinsdale, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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