Compare Lombard, IL Car Insurance Rates (2021)

Car insurance in Lombard, IL averages $278 a month. Lombard, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Lombard car insurance rates, compare quotes from the top car insurance companies in Lombard, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lombard for teen drivers is Liberty Mutual
  • Average car insurance rates in Lombard, IL are $3,335/year
  • The cheapest car insurance company in Lombard is Liberty Mutual

If you need to buy Lombard, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Lombard, IL is right here.

You’ll find Lombard car insurance rates, the cheapest Lombard, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Lombard, Illinois car insurance rates to Naperville car insurance rates, Chicago car insurance rates, and Rockford car insurance rates.

Ready to find affordable Lombard, IL car insurance today? Enter your ZIP code for fast, free Lombard car insurance quotes.

Cheapest Lombard, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lombard, IL car insurance rates? Every Lombard, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lombard, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,282 $3,296 $3,443 $3,443 $8,677 $11,289 $3,950 $4,272
American Family $2,226 $2,226 $2,046 $2,046 $6,456 $8,883 $2,226 $2,879
Farmers $2,390 $2,386 $2,111 $2,242 $10,792 $11,260 $2,736 $2,847
GEICO $1,864 $1,931 $1,827 $2,063 $7,024 $7,271 $2,222 $2,298
Liberty Mutual $1,344 $1,446 $1,112 $1,243 $4,797 $5,336 $1,402 $1,469
Nationwide $1,771 $1,795 $1,582 $1,667 $4,936 $6,294 $2,071 $2,233
Progressive $2,033 $1,900 $1,683 $1,767 $7,725 $8,650 $2,416 $2,606
State Farm $1,485 $1,485 $1,348 $1,348 $4,818 $6,076 $1,687 $1,951
Travelers $1,579 $1,662 $1,464 $1,557 $4,831 $6,108 $1,669 $1,755
USAA $1,679 $1,692 $1,566 $1,524 $5,601 $6,134 $2,203 $2,396

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Minimum Car Insurance in Lombard, IL

Every driver must carry the minimum car insurance in Lombard, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Lombard, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Lombard, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lombard, IL. Compare credit history car insurance rates in Lombard from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lombard, Illinois

Insurance Company Poor Fair Good
Allstate $6,615 $4,802 $4,201
American Family $4,799 $3,286 $2,785
Farmers $5,202 $4,400 $4,184
GEICO $5,335 $2,590 $2,012
Liberty Mutual $3,194 $2,012 $1,600
Nationwide $3,326 $2,697 $2,358
Progressive $4,086 $3,482 $3,225
State Farm $3,673 $2,198 $1,703
Travelers $3,127 $2,549 $2,058
USAA $3,776 $2,612 $2,160

Cheapest Lombard, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lombard, IL to rates for a clean record with top companies.

Annual Lombard, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,668 $6,348 $5,933 $4,877
American Family $2,662 $3,787 $5,026 $3,018
Farmers $3,873 $5,014 $4,889 $4,605
GEICO $2,212 $3,417 $5,028 $2,593
Liberty Mutual $1,885 $2,695 $2,355 $2,140
Nationwide $2,264 $2,911 $3,410 $2,590
Progressive $2,955 $4,427 $3,279 $3,729
State Farm $2,286 $2,764 $2,525 $2,525
Travelers $2,047 $2,698 $2,999 $2,568
USAA $2,019 $2,930 $4,005 $2,443

Cheapest Lombard, IL Car Insurance for Teen Drivers

Teen car insurance in Lombard, IL can be expensive. Take a look at rates from the top car insurance companies in Lombard for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lombard, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,677 $11,289
American Family $6,456 $8,883
Farmers $10,792 $11,260
GEICO $7,024 $7,271
Liberty Mutual $4,797 $5,336
Nationwide $4,936 $6,294
Progressive $7,725 $8,650
State Farm $4,818 $6,076
Travelers $4,831 $6,108
USAA $5,601 $6,134

Cheapest Lombard, IL Car Insurance for Seniors

Take a look at Lombard, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lombard, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,443 $3,443
American Family $2,046 $2,046
Farmers $2,111 $2,242
GEICO $1,827 $2,063
Liberty Mutual $1,112 $1,243
Nationwide $1,582 $1,667
Progressive $1,683 $1,767
State Farm $1,348 $1,348
Travelers $1,464 $1,557
USAA $1,566 $1,524

Cheapest Lombard, IL Car Insurance Rates After a DUI

A DUI in Lombard, IL increases car insurance rates. Compare Lombard, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lombard, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,933
American Family $5,026
Farmers $4,889
GEICO $5,028
Liberty Mutual $2,355
Nationwide $3,410
Progressive $3,279
State Farm $2,525
Travelers $2,999
USAA $4,005

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Cheapest Lombard, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lombard, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lombard, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,206 $5,206
American Family $3,578 $3,669
Farmers $4,595 $4,595
GEICO $3,257 $3,368
Liberty Mutual $2,269 $2,269
Nationwide $2,794 $2,794
Progressive $3,597 $3,597
State Farm $2,461 $2,589
Travelers $2,477 $2,680
USAA $2,770 $2,929

The Best Cheap Car Insurance Companies in Lombard, IL

Take a look at a side-by-side comparison of the top car insurance companies in Lombard, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lombard, Illinois

Insurance Company Average Annual Rates
Allstate $5,206
American Family $3,623
Farmers $4,595
GEICO $3,312
Liberty Mutual $2,269
Nationwide $2,794
Progressive $3,597
State Farm $2,525
Travelers $2,578
USAA $2,849

Category Winners: Cheapest Car Insurance in Lombard, Illinois

Find the cheapest car insurance companies in Lombard, IL for each category right here.

Best Annual Car Insurance Rates by Company in Lombard, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Lombard, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lombard car insurance rates. Find the cheapest Lombard, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lombard, Illinois

Insurance Company Low Medium High
Allstate $5,057 $5,202 $5,360
American Family $3,464 $3,757 $3,650
Farmers $4,352 $4,476 $4,959
GEICO $3,001 $3,309 $3,627
Liberty Mutual $2,135 $2,264 $2,406
Nationwide $2,762 $2,820 $2,799
Progressive $3,268 $3,582 $3,943
State Farm $2,368 $2,531 $2,676
Travelers $2,417 $2,575 $2,743
USAA $2,642 $2,848 $3,058

What affects car insurance rates in Lombard, Illinois?

What factors can have an impact on Lombard, IL car insurance? There are several reasons why Lombard car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lombard, Illinois.

Commute Time in Lombard

The more time you spend in your car the higher the risk of an accident. The average commute length in Lombard, IL is 29.2 minutes according to City-Data.

Compare Car Insurance Quotes in Lombard, IL

Ready to find affordable Lombard, Illinois car insurance today? Enter your ZIP code for fast, free Lombard, IL car insurance quotes.

Free Car Insurance Comparison

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