Compare New Port Richey, FL Car Insurance Rates (2021)

Car insurance in New Port Richey, FL averages $445 a month. New Port Richey, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap New Port Richey car insurance rates, compare quotes from the top car insurance companies in New Port Richey, FL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in New Port Richey for teen drivers is USAA
  • The cheapest car insurance company in New Port Richey is USAA
  • Average car insurance rates in New Port Richey, FL are $5,335/year

If you need to buy New Port Richey, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in New Port Richey, FL is right here.

You’ll find New Port Richey car insurance rates, the cheapest New Port Richey, FL car insurance companies, and information on Florida car insurance laws. You can also compare New Port Richey, Florida car insurance rates to Hialeah car insurance rates, Tampa car insurance rates, and Cape Coral car insurance rates.

Ready to find affordable New Port Richey, FL car insurance today? Enter your ZIP code for fast, free New Port Richey car insurance quotes.

Cheapest New Port Richey, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Port Richey, FL car insurance rates? Every New Port Richey, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Port Richey, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,281 $5,086 $4,645 $4,735 $18,855 $20,712 $5,241 $5,318
GEICO $3,673 $3,691 $3,431 $3,431 $6,529 $8,153 $4,045 $4,099
Liberty Mutual $4,150 $4,150 $3,790 $3,790 $8,929 $13,837 $4,150 $5,682
Nationwide $3,388 $3,344 $3,020 $3,125 $8,239 $10,157 $3,737 $3,891
Progressive $4,134 $3,853 $3,524 $3,776 $11,616 $12,517 $4,930 $4,595
State Farm $2,247 $2,247 $2,037 $2,037 $6,607 $8,452 $2,502 $2,673
USAA $1,918 $1,883 $1,808 $1,784 $6,681 $7,685 $2,394 $2,575

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Minimum Car Insurance in New Port Richey, FL

Every driver must carry the minimum car insurance in New Port Richey, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in New Port Richey, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest New Port Richey, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Port Richey, FL. Compare credit history car insurance rates in New Port Richey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Port Richey, Florida

Insurance Company Poor Fair Good
Allstate $12,232 $7,724 $6,247
GEICO $6,741 $4,084 $3,070
Liberty Mutual $7,849 $5,721 $4,609
Nationwide $6,089 $4,464 $4,035
Progressive $7,974 $5,673 $4,708
State Farm $4,932 $3,227 $2,642
USAA $5,434 $2,662 $1,927

Cheapest New Port Richey, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Port Richey, FL to rates for a clean record with top companies.

Annual New Port Richey, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,500 $9,020 $10,063 $8,354
GEICO $3,225 $4,123 $6,138 $5,039
Liberty Mutual $4,282 $5,650 $8,346 $5,961
Nationwide $4,139 $4,550 $6,155 $4,606
Progressive $4,852 $7,122 $6,030 $6,469
State Farm $3,290 $3,911 $3,600 $3,600
USAA $2,607 $3,232 $4,788 $2,737

Cheapest New Port Richey, FL Car Insurance for Teen Drivers

Teen car insurance in New Port Richey, FL can be expensive. Take a look at rates from the top car insurance companies in New Port Richey for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Port Richey, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,855 $20,712
GEICO $6,529 $8,153
Liberty Mutual $8,929 $13,837
Nationwide $8,239 $10,157
Progressive $11,616 $12,517
State Farm $6,607 $8,452
USAA $6,681 $7,685

Cheapest New Port Richey, FL Car Insurance for Seniors

Take a look at New Port Richey, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Port Richey, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,645 $4,735
GEICO $3,431 $3,431
Liberty Mutual $3,790 $3,790
Nationwide $3,020 $3,125
Progressive $3,524 $3,776
State Farm $2,037 $2,037
USAA $1,808 $1,784

Cheapest New Port Richey, FL Car Insurance Rates After a DUI

A DUI in New Port Richey, FL increases car insurance rates. Compare New Port Richey, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Port Richey, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,063
GEICO $6,138
Liberty Mutual $8,346
Nationwide $6,155
Progressive $6,030
State Farm $3,600
USAA $4,788

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Cheapest New Port Richey, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Port Richey, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Port Richey, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,482 $8,986
GEICO $4,609 $4,654
Liberty Mutual $5,859 $6,261
Nationwide $4,863 $4,863
Progressive $6,118 $6,118
State Farm $3,475 $3,726
USAA $3,303 $3,379

The Best Cheap Car Insurance Companies in New Port Richey, FL

Take a look at a side-by-side comparison of the top car insurance companies in New Port Richey, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Port Richey, Florida

Insurance Company Average Annual Rates
Allstate $8,734
GEICO $4,631
Liberty Mutual $6,060
Nationwide $4,863
Progressive $6,118
State Farm $3,600
USAA $3,341

Category Winners: Cheapest Car Insurance in New Port Richey, Florida

Find the cheapest car insurance companies in New Port Richey, FL for each category right here.

Best Annual Car Insurance Rates by Company in New Port Richey, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest New Port Richey, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Port Richey car insurance rates. Find the cheapest New Port Richey, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Port Richey, Florida

Insurance Company Low Medium High
Allstate $6,395 $9,263 $10,544
GEICO $3,677 $4,809 $5,409
Liberty Mutual $5,521 $6,169 $6,489
Nationwide $3,747 $5,071 $5,770
Progressive $4,851 $6,296 $7,208
State Farm $3,038 $3,696 $4,067
USAA $2,811 $3,479 $3,733

What affects car insurance rates in New Port Richey, Florida?

What factors can have an impact on New Port Richey, FL car insurance? There are several reasons why New Port Richey car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Port Richey, Florida.

Car Theft in New Port Richey

High levels of vehicle theft can make car insurance more expensive. New Port Richey, FL car theft statistics from the FBI indicate 32 vehicle thefts a year.

Commute Time in New Port Richey

The more time you spend in your car the higher the risk of an accident. The average commute length in New Port Richey, FL is 30.1 minutes according to City-Data.

Traffic in New Port Richey

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. New Port Richey, FL traffic data from INRIX ranks New Port Richey as the 694th-most congested in the world.

Compare Car Insurance Quotes in New Port Richey, FL

Ready to find affordable New Port Richey, Florida car insurance today? Enter your ZIP code for fast, free New Port Richey, FL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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