Compare Oak Lawn, IL Car Insurance Rates (2021)

Car insurance in Oak Lawn, IL averages $331 a month. Oak Lawn, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Oak Lawn car insurance rates, compare quotes from the top car insurance companies in Oak Lawn, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Oak Lawn, IL after a DUI are $4,669/year
  • Average car insurance rates in Oak Lawn, IL are $3,969/year
  • The cheapest car insurance company in Oak Lawn is Liberty Mutual

If you need to buy Oak Lawn, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Oak Lawn, IL is right here.

You’ll find Oak Lawn car insurance rates, the cheapest Oak Lawn, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Oak Lawn, Illinois car insurance rates to Champaign car insurance rates, Joliet car insurance rates, and Rockford car insurance rates.

Ready to find affordable Oak Lawn, IL car insurance today? Enter your ZIP code for fast, free Oak Lawn car insurance quotes.

Cheapest Oak Lawn, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oak Lawn, IL car insurance rates? Every Oak Lawn, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oak Lawn, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,869 $3,886 $4,060 $4,060 $10,211 $13,261 $4,656 $5,033
American Family $2,844 $2,844 $2,607 $2,607 $8,134 $11,248 $2,844 $3,677
Farmers $2,992 $2,987 $2,643 $2,805 $13,468 $14,053 $3,426 $3,566
GEICO $2,181 $2,245 $2,128 $2,392 $7,921 $8,214 $2,515 $2,619
Liberty Mutual $1,524 $1,644 $1,257 $1,409 $5,416 $6,033 $1,593 $1,677
Nationwide $2,180 $2,213 $1,941 $2,051 $6,119 $7,828 $2,552 $2,759
Progressive $2,504 $2,349 $2,071 $2,166 $9,489 $10,658 $2,990 $3,253
State Farm $1,768 $1,768 $1,605 $1,605 $5,695 $7,180 $2,006 $2,318
Travelers $1,743 $1,836 $1,613 $1,717 $5,350 $6,777 $1,845 $1,942
USAA $1,835 $1,850 $1,708 $1,663 $6,201 $6,807 $2,422 $2,634

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Minimum Car Insurance in Oak Lawn, IL

Every driver must carry the minimum car insurance in Oak Lawn, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Oak Lawn, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Oak Lawn, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oak Lawn, IL. Compare credit history car insurance rates in Oak Lawn from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oak Lawn, Illinois

Insurance Company Poor Fair Good
Allstate $7,804 $5,644 $4,942
American Family $6,114 $4,165 $3,523
Farmers $6,498 $5,499 $5,230
GEICO $6,096 $2,949 $2,286
Liberty Mutual $3,632 $2,272 $1,802
Nationwide $4,127 $3,332 $2,907
Progressive $5,025 $4,296 $3,984
State Farm $4,349 $2,607 $2,023
Travelers $3,464 $2,818 $2,276
USAA $4,167 $2,877 $2,375

Cheapest Oak Lawn, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oak Lawn, IL to rates for a clean record with top companies.

Annual Oak Lawn, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,317 $7,493 $6,965 $5,743
American Family $3,388 $4,773 $6,398 $3,843
Farmers $4,840 $6,266 $6,108 $5,755
GEICO $2,528 $4,065 $5,537 $2,977
Liberty Mutual $2,131 $3,052 $2,668 $2,424
Nationwide $2,788 $3,603 $4,232 $3,199
Progressive $3,638 $5,462 $4,037 $4,603
State Farm $2,711 $3,275 $2,993 $2,993
Travelers $2,260 $2,982 $3,329 $2,841
USAA $2,220 $3,228 $4,425 $2,686

Cheapest Oak Lawn, IL Car Insurance for Teen Drivers

Teen car insurance in Oak Lawn, IL can be expensive. Take a look at rates from the top car insurance companies in Oak Lawn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oak Lawn, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,211 $13,261
American Family $8,134 $11,248
Farmers $13,468 $14,053
GEICO $7,921 $8,214
Liberty Mutual $5,416 $6,033
Nationwide $6,119 $7,828
Progressive $9,489 $10,658
State Farm $5,695 $7,180
Travelers $5,350 $6,777
USAA $6,201 $6,807

Cheapest Oak Lawn, IL Car Insurance for Seniors

Take a look at Oak Lawn, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oak Lawn, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,060 $4,060
American Family $2,607 $2,607
Farmers $2,643 $2,805
GEICO $2,128 $2,392
Liberty Mutual $1,257 $1,409
Nationwide $1,941 $2,051
Progressive $2,071 $2,166
State Farm $1,605 $1,605
Travelers $1,613 $1,717
USAA $1,708 $1,663

Cheapest Oak Lawn, IL Car Insurance Rates After a DUI

A DUI in Oak Lawn, IL increases car insurance rates. Compare Oak Lawn, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oak Lawn, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,965
American Family $6,398
Farmers $6,108
GEICO $5,537
Liberty Mutual $2,668
Nationwide $4,232
Progressive $4,037
State Farm $2,993
Travelers $3,329
USAA $4,425

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Cheapest Oak Lawn, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oak Lawn, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oak Lawn, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,130 $6,130
American Family $4,542 $4,660
Farmers $5,742 $5,742
GEICO $3,710 $3,844
Liberty Mutual $2,569 $2,569
Nationwide $3,455 $3,455
Progressive $4,435 $4,435
State Farm $2,918 $3,068
Travelers $2,740 $2,966
USAA $3,052 $3,228

The Best Cheap Car Insurance Companies in Oak Lawn, IL

Take a look at a side-by-side comparison of the top car insurance companies in Oak Lawn, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oak Lawn, Illinois

Insurance Company Average Annual Rates
Allstate $6,130
American Family $4,601
Farmers $5,742
GEICO $3,777
Liberty Mutual $2,569
Nationwide $3,455
Progressive $4,435
State Farm $2,993
Travelers $2,853
USAA $3,140

Category Winners: Cheapest Car Insurance in Oak Lawn, Illinois

Find the cheapest car insurance companies in Oak Lawn, IL for each category right here.

Best Annual Car Insurance Rates by Company in Oak Lawn, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Oak Lawn, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oak Lawn car insurance rates. Find the cheapest Oak Lawn, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oak Lawn, Illinois

Insurance Company Low Medium High
Allstate $5,929 $6,124 $6,336
American Family $4,434 $4,769 $4,599
Farmers $5,446 $5,597 $6,184
GEICO $3,412 $3,767 $4,152
Liberty Mutual $2,413 $2,564 $2,730
Nationwide $3,413 $3,487 $3,466
Progressive $4,052 $4,429 $4,825
State Farm $2,804 $2,999 $3,176
Travelers $2,664 $2,849 $3,045
USAA $2,922 $3,138 $3,360

What affects car insurance rates in Oak Lawn, Illinois?

What factors can have an impact on Oak Lawn, IL car insurance? There are several reasons why Oak Lawn car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oak Lawn, Illinois.

Commute Time in Oak Lawn

The more time you spend in your car the higher the risk of an accident. The average commute length in Oak Lawn, IL is 35.3 minutes according to City-Data.

Compare Car Insurance Quotes in Oak Lawn, IL

Ready to find affordable Oak Lawn, Illinois car insurance today? Enter your ZIP code for fast, free Oak Lawn, IL car insurance quotes.

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