Compare Warren, IL Car Insurance Rates (2021)

Car insurance in Warren, IL averages $250 a month. Warren, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Warren car insurance rates, compare quotes from the top car insurance companies in Warren, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Warren for teen drivers is State Farm
  • Average car insurance rates in Warren, IL after a DUI are $3,483/year
  • The cheapest car insurance company in Warren is State Farm

If you need to buy Warren, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Warren, IL is right here.

You’ll find Warren car insurance rates, the cheapest Warren, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Warren, Illinois car insurance rates to Chicago car insurance rates, Rockford car insurance rates, and Joliet car insurance rates.

Ready to find affordable Warren, IL car insurance today? Enter your ZIP code for fast, free Warren car insurance quotes.

Cheapest Warren, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Warren, IL car insurance rates? Every Warren, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Warren, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,275 $3,290 $3,422 $3,422 $8,496 $11,080 $3,942 $4,263
American Family $2,245 $2,245 $2,055 $2,055 $6,324 $8,770 $2,245 $2,896
Farmers $2,298 $2,300 $2,043 $2,153 $9,581 $9,987 $2,626 $2,759
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,346 $1,453 $1,122 $1,253 $4,417 $4,912 $1,405 $1,481
Nationwide $1,421 $1,449 $1,269 $1,345 $3,728 $4,788 $1,637 $1,772
Progressive $2,088 $2,001 $1,719 $1,790 $6,988 $7,867 $2,497 $2,697
State Farm $1,352 $1,352 $1,198 $1,198 $3,752 $4,762 $1,525 $1,752
Travelers $1,456 $1,538 $1,311 $1,398 $3,991 $4,953 $1,547 $1,631
USAA $1,498 $1,521 $1,395 $1,371 $4,862 $5,356 $1,970 $2,159

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Minimum Car Insurance in Warren, IL

Every driver must carry the minimum car insurance in Warren, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Warren, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Warren, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Warren, IL. Compare credit history car insurance rates in Warren from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Warren, Illinois

Insurance Company Poor Fair Good
Allstate $6,568 $4,737 $4,141
American Family $4,795 $3,261 $2,757
Farmers $4,804 $4,023 $3,828
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,074 $1,918 $1,528
Nationwide $2,593 $2,094 $1,842
Progressive $3,959 $3,336 $3,072
State Farm $3,070 $1,838 $1,426
Travelers $2,730 $2,177 $1,777
USAA $3,347 $2,303 $1,900

Cheapest Warren, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Warren, IL to rates for a clean record with top companies.

Annual Warren, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,687 $6,249 $5,820 $4,839
American Family $2,647 $3,768 $4,998 $3,004
Farmers $3,564 $4,584 $4,470 $4,255
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,812 $2,568 $2,259 $2,057
Nationwide $1,760 $2,268 $2,660 $2,017
Progressive $2,861 $4,183 $3,161 $3,619
State Farm $1,938 $2,285 $2,111 $2,111
Travelers $1,781 $2,320 $2,583 $2,229
USAA $1,794 $2,581 $3,528 $2,162

Cheapest Warren, IL Car Insurance for Teen Drivers

Teen car insurance in Warren, IL can be expensive. Take a look at rates from the top car insurance companies in Warren for teenagers.

Annual Car Insurance Rates for Teen Drivers in Warren, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,496 $11,080
American Family $6,324 $8,770
Farmers $9,581 $9,987
GEICO $4,524 $4,715
Liberty Mutual $4,417 $4,912
Nationwide $3,728 $4,788
Progressive $6,988 $7,867
State Farm $3,752 $4,762
Travelers $3,991 $4,953
USAA $4,862 $5,356

Cheapest Warren, IL Car Insurance for Seniors

Take a look at Warren, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Warren, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,422 $3,422
American Family $2,055 $2,055
Farmers $2,043 $2,153
GEICO $1,429 $1,724
Liberty Mutual $1,122 $1,253
Nationwide $1,269 $1,345
Progressive $1,719 $1,790
State Farm $1,198 $1,198
Travelers $1,311 $1,398
USAA $1,395 $1,371

Cheapest Warren, IL Car Insurance Rates After a DUI

A DUI in Warren, IL increases car insurance rates. Compare Warren, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Warren, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,820
American Family $4,998
Farmers $4,470
GEICO $3,243
Liberty Mutual $2,259
Nationwide $2,660
Progressive $3,161
State Farm $2,111
Travelers $2,583
USAA $3,528

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Cheapest Warren, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Warren, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Warren, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,149 $5,149
American Family $3,558 $3,651
Farmers $4,218 $4,218
GEICO $2,338 $2,425
Liberty Mutual $2,174 $2,174
Nationwide $2,176 $2,176
Progressive $3,456 $3,456
State Farm $2,059 $2,164
Travelers $2,142 $2,314
USAA $2,446 $2,587

The Best Cheap Car Insurance Companies in Warren, IL

Take a look at a side-by-side comparison of the top car insurance companies in Warren, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Warren, Illinois

Insurance Company Average Annual Rates
Allstate $5,149
American Family $3,604
Farmers $4,218
GEICO $2,382
Liberty Mutual $2,174
Nationwide $2,176
Progressive $3,456
State Farm $2,111
Travelers $2,228
USAA $2,516

Category Winners: Cheapest Car Insurance in Warren, Illinois

Find the cheapest car insurance companies in Warren, IL for each category right here.

Best Annual Car Insurance Rates by Company in Warren, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Warren, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Warren car insurance rates. Find the cheapest Warren, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Warren, Illinois

Insurance Company Low Medium High
Allstate $5,005 $5,144 $5,297
American Family $3,484 $3,736 $3,593
Farmers $4,029 $4,126 $4,499
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,048 $2,168 $2,305
Nationwide $2,174 $2,190 $2,164
Progressive $3,218 $3,443 $3,707
State Farm $2,012 $2,114 $2,208
Travelers $2,100 $2,226 $2,358
USAA $2,344 $2,513 $2,692

What affects car insurance rates in Warren, Illinois?

What factors can have an impact on Warren, IL car insurance? There are several reasons why Warren car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Warren, Illinois.

Commute Time in Warren

The more time you spend in your car the higher the risk of an accident. The average commute length in Warren, IL is 26.6 minutes according to City-Data.

Compare Car Insurance Quotes in Warren, IL

Ready to find affordable Warren, Illinois car insurance today? Enter your ZIP code for fast, free Warren, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State