Compare Hollywood, FL Car Insurance Rates (2021)

The average cost of Hollywood, Florida, car insurance is $520 per month and $6,244 annually. The most affordable Hollywood, FL car insurance company is USAA, followed by State Farm. However, your Hollywood, FL car insurance quotes depend on your age, driving record, gender, credit history, and more. All Hollywood residents must carry at least the Florida minimum car insurance limits of $10,000 in Personal Injury Protection (PIP) and $10,000 in property damage liability coverage.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 14, 2021

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Here's What You Need to Know

  • The cheapest Hollywood, FL car insurance company is USAA, followed by State Farm
  • Overflow traffic from Miami and higher than average auto theft rates influence your Hollywood, FL car insurance costs
  • Hollywood car insurance rates are average to high for the state of Florida

On average, Hollywood, Florida car insurance costs $520 per month and $6,244 annually. However, your age, driving record, gender, and credit history all impact your Hollywood, FL car insurance rates.

Keep reading to compare the average annual prices companies in Hollywood charge for coverage and learn how to find cheap car insurance in your city.

Monthly Hollywood, FL Car Insurance Rates by ZIP Code

ZIP codes will play a major role in your car insurance rates because factors like crime and traffic are calculated by ZIP code. Check out the monthly Hollywood, Florida auto insurance rates by ZIP Code below:

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Hollywood, FL Car Insurance Rates vs. Top US Metro Car Insurance Rates

You might find yourself asking how does my Hollywood, FL stack up against other top US metro areas’ auto insurance rates? We’ve got your answer below.

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When you’re ready, enter your ZIP code into our free tool above to immediately compare Hollywood, FL car insurance quotes from reputable providers near you.

What is the cheapest car insurance company in Hollywood, FL?

The cheapest Hollywood, FL car insurance company is USAA. However, only military personnel are eligible to use its services.

State Farm provides the next most affordable Hollywood, FL car insurance quotes on average and is available to everyone.

Which Hollywood, FL car insurance company has the best rates? And how do those rates compare against the average Florida car insurance company rates? We’ve got the answers below.

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Below, compare the average annual rates the top insurance providers charge Hollywood residents for coverage, organized from least to most expensive:

  • USAA – $4,089.69
  • State Farm – $4,607.99
  • GEICO – $4,794.18
  • Nationwide – $6,103.51
  • Progressive – $7,095.13
  • Liberty Mutual – $7,125.43
  • Allstate – $9,895.39

Every provider uses a slightly different formula when calculating car insurance costs. Your age, driving record, and coverage needs all influence your costs.

However, in Florida, non-driving factors, including your gender and credit history, also impact your rates.

To secure your lowest possible prices, compare quotes from more than one of the providers listed above.

Hollywood, FL car insurance rates by company and age is an essential comparison because the top car insurance company for one age group may not be the best company for another age group.

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Your coverage level will play a major role in your Hollywood car insurance rates. Find the cheapest Hollywood, FL car insurance rates by coverage level below:

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Your credit score will play a significant role in your Hollywood car insurance rates unless you live in these states where discrimination based on credit is not allowed: California, Hawaii, and Massachusetts. Find the cheapest Hollywood, FL car insurance rates by credit score below.

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Your driving record will play a major role in your Hollywood car insurance rates. For example, other factors aside, a Hollywood, FL DUI may increase your car insurance rates 40 to 50 percent. Find the cheapest Hollywood, FL car insurance rates by driving record.

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Factors affecting car insurance rates in Hollywood, FL may include your commute, coverage level, tickets, DUIs, and credit. Controlling these factors will help you maintain cheap Hollywood, Florida car insurance.

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These states are no longer using gender to calculate your car insurance rates — Hawaii, Massachusetts, Michigan, Montana, North Carolina, and Pennsylvania. But age is still a major factor because young drivers are often considered high-risk. FL does use gender, so check out the average monthly car insurance rates by age and gender in Hollywood, FL.

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What car insurance coverage is required in Hollywood, FL?

Legally, all Hollywood residents must carry at least the Florida minimum car insurance limits to drive on the roads.

Florida currently requires the following coverage levels:

Florida is a no-fault state; this means your rights to sue another driver are limited.

It also means your PIP insurance is necessary for covering your medical bills should you ever be involved in an accident, regardless of who caused it.

Experts recommend adding some optional car insurance coverage in Florida to your policy for better, well-rounded protection.

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What affects car insurance rates in Hollywood, FL?

Overflow traffic from Miami plus substantially higher than average vehicle theft rates impact your Hollywood, FL car insurance rates.

While no data exists specifically for Hollywood, INRIX ranks the neighboring city of Miami as the ninth-most congested city in America.

Driving often in heavy traffic increases your insurance costs because you’re at more risk of being involved in a car accident.

According to City-Data, the average commute time for Hollywood residents is 31.3 minutes.

Hollywood also has very high auto theft statistics compared to the Florida average. The Federal Bureau of Investigation (FBI) recorded 505 car thefts in your city in 2017.

To put it into perspective, that’s a rate of 328.2 stolen vehicles per 100,000 residents.

Severe regional weather can also influence what you pay for car insurance. Usually, Hollywood, FL weather remains mild and temperate.

However, hurricanes, tornadoes, and flooding are common annual occurrences in Florida.

Hollywood, FL Car Insurance: The Bottom Line

Even though Hollywood car insurance costs are high, the city rates aren’t the highest in Florida.

Compare the average Hollywood, FL car insurance quotes to the following Florida cities:

By comparing rates from multiple providers online, you’ll quickly secure cheap Hollywood, FL car insurance rates.

Remember to ask about car insurance discounts for even great savings opportunities.

Now that you’re ready to buy Hollywood, FL car insurance, enter your ZIP code into our free quote tool below to immediately receive rates from reputable companies near you.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Monthly Hollywood, FL Car Insurance Rates by ZIP Code
Hollywood, FL Car Insurance Rates vs. Top US Metro Car Insurance Rates
Hollywood, FL Car Insurance Rates by Company vs. City Average
Hollywood, FL Car Insurance Rates by Company and Age
The Cheapest Hollywood, FL Car Insurance Rates by Coverage Level
The Cheapest Hollywood, FL Car Insurance Rates by Credit Score
The Cheapest Hollywood, FL Car Insurance Rates by Driving Record
Factors Affecting Car Insurance Rates in Hollywood, FL
Average Monthly Car Insurance Rates by Age & Gender in Hollywood, FL
Monthly Hollywood, FL Car Insurance Rates by ZIP Code
Hollywood, FL Car Insurance Rates vs. Top US Metro Car Insurance Rates
Hollywood, FL Car Insurance Rates by Company vs. City Average
Hollywood, FL Car Insurance Rates by Company and Age
The Cheapest Hollywood, FL Car Insurance Rates by Coverage Level
The Cheapest Hollywood, FL Car Insurance Rates by Credit Score
The Cheapest Hollywood, FL Car Insurance Rates by Driving Record
Factors Affecting Car Insurance Rates in Hollywood, FL
Average Monthly Car Insurance Rates by Age & Gender in Hollywood, FL