Compare Federal Way, WA Car Insurance Rates (2021)

Car insurance in Federal Way, WA averages $312 a month. Federal Way, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Federal Way car insurance rates, compare quotes from the top car insurance companies in Federal Way, WA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Federal Way for teen drivers is GEICO
  • The cheapest car insurance company in Federal Way is Nationwide
  • Average car insurance rates in Federal Way, WA after a DUI are $4,377/year

If you need to buy Federal Way, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Federal Way, WA is right here.

You’ll find Federal Way car insurance rates, the cheapest Federal Way, WA car insurance companies, and information on Washington car insurance laws. You can also compare Federal Way, Washington car insurance rates to Spokane Valley car insurance rates, Kent car insurance rates, and Spokane car insurance rates.

Ready to find affordable Federal Way, WA car insurance today? Enter your ZIP code for fast, free Federal Way car insurance quotes.

Cheapest Federal Way, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Federal Way, WA car insurance rates? Every Federal Way, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Federal Way, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,579 $2,548 $2,381 $2,504 $9,542 $11,081 $2,745 $2,855
American Family $2,429 $2,429 $2,221 $2,221 $9,264 $12,600 $2,429 $3,231
Farmers $2,752 $2,827 $2,518 $2,871 $6,380 $6,864 $3,475 $3,580
GEICO $2,150 $2,188 $2,016 $2,016 $4,695 $6,109 $3,644 $2,638
Liberty Mutual $2,099 $2,296 $1,879 $2,216 $11,891 $13,052 $2,235 $2,426
Nationwide $1,768 $1,808 $1,645 $1,712 $4,946 $5,986 $2,131 $2,295
Progressive $1,852 $1,723 $1,676 $1,694 $9,531 $10,664 $2,207 $2,182
State Farm $1,968 $1,968 $1,775 $1,775 $5,790 $7,319 $2,245 $2,574
USAA $1,389 $1,367 $1,346 $1,344 $6,308 $7,425 $1,766 $1,936

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Minimum Car Insurance in Federal Way, WA

Every driver must carry the minimum car insurance in Federal Way, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Federal Way, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Federal Way, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Federal Way, WA. Compare credit history car insurance rates in Federal Way from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Federal Way, Washington

Insurance Company Poor Fair Good
Allstate $5,594 $4,305 $3,689
American Family $5,428 $4,438 $3,943
Farmers $4,744 $3,616 $3,366
GEICO $3,788 $3,030 $2,728
Liberty Mutual $6,807 $4,193 $3,285
Nationwide $3,331 $2,599 $2,430
Progressive $4,330 $3,877 $3,616
State Farm $4,618 $2,766 $2,146
USAA $3,608 $2,645 $2,328

Cheapest Federal Way, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Federal Way, WA to rates for a clean record with top companies.

Annual Federal Way, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,778 $4,772 $5,315 $4,251
American Family $3,687 $4,729 $5,473 $4,525
Farmers $3,239 $4,043 $4,323 $4,028
GEICO $2,465 $3,141 $4,657 $2,465
Liberty Mutual $4,057 $5,125 $5,217 $4,648
Nationwide $2,162 $2,933 $3,686 $2,365
Progressive $3,185 $5,022 $3,712 $3,846
State Farm $2,881 $3,472 $3,177 $3,177
USAA $2,089 $3,045 $3,832 $2,474

Cheapest Federal Way, WA Car Insurance for Teen Drivers

Teen car insurance in Federal Way, WA can be expensive. Take a look at rates from the top car insurance companies in Federal Way for teenagers.

Annual Car Insurance Rates for Teen Drivers in Federal Way, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,542 $11,081
American Family $9,264 $12,600
Farmers $6,380 $6,864
GEICO $4,695 $6,109
Liberty Mutual $11,891 $13,052
Nationwide $4,946 $5,986
Progressive $9,531 $10,664
State Farm $5,790 $7,319
USAA $6,308 $7,425

Cheapest Federal Way, WA Car Insurance for Seniors

Take a look at Federal Way, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Federal Way, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,381 $2,504
American Family $2,221 $2,221
Farmers $2,518 $2,871
GEICO $2,016 $2,016
Liberty Mutual $1,879 $2,216
Nationwide $1,645 $1,712
Progressive $1,676 $1,694
State Farm $1,775 $1,775
USAA $1,346 $1,344

Cheapest Federal Way, WA Car Insurance Rates After a DUI

A DUI in Federal Way, WA increases car insurance rates. Compare Federal Way, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Federal Way, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,315
American Family $5,473
Farmers $4,323
GEICO $4,657
Liberty Mutual $5,217
Nationwide $3,686
Progressive $3,712
State Farm $3,177
USAA $3,832

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Cheapest Federal Way, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Federal Way, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Federal Way, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,529 $4,529
American Family $4,510 $4,696
Farmers $3,908 $3,908
GEICO $3,142 $3,222
Liberty Mutual $4,762 $4,762
Nationwide $2,786 $2,786
Progressive $3,941 $3,941
State Farm $3,087 $3,266
USAA $2,832 $2,888

Cheapest Federal Way, WA Car Insurance Rates by ZIP Code

Federal Way car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Federal Way, WA.

Annual Car Insurance Rates by ZIP Code in Federal Way, Washington

ZIP Code Average Annual Rates
98003 $3,733
98023 $3,781

The Best Cheap Car Insurance Companies in Federal Way, WA

Take a look at a side-by-side comparison of the top car insurance companies in Federal Way, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Federal Way, Washington

Insurance Company Average Annual Rates
Allstate $4,529
American Family $4,603
Farmers $3,908
GEICO $3,182
Liberty Mutual $4,762
Nationwide $2,786
Progressive $3,941
State Farm $3,177
USAA $2,860

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Category Winners: Cheapest Car Insurance in Federal Way, Washington

Find the cheapest car insurance companies in Federal Way, WA for each category right here.

Best Annual Car Insurance Rates by Company in Federal Way, Washington

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Cheapest Federal Way, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Federal Way car insurance rates. Find the cheapest Federal Way, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Federal Way, Washington

Insurance Company Low Medium High
Allstate $4,279 $4,516 $4,793
American Family $4,334 $4,597 $4,878
Farmers $3,615 $3,909 $4,202
GEICO $2,958 $3,183 $3,404
Liberty Mutual $4,451 $4,773 $5,061
Nationwide $2,618 $2,786 $2,956
Progressive $3,517 $3,821 $4,486
State Farm $2,943 $3,194 $3,393
USAA $2,659 $2,860 $3,061

What affects car insurance rates in Federal Way, Washington?

What factors can have an impact on Federal Way, WA car insurance? There are several reasons why Federal Way car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Federal Way, Washington.

Car Theft in Federal Way

High levels of vehicle theft can make car insurance more expensive. Federal Way, WA car theft statistics from the FBI indicate 770 vehicle thefts a year.

Commute Time in Federal Way

The more time you spend in your car the higher the risk of an accident. The average commute length in Federal Way, WA is 35.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Federal Way, WA

Ready to find affordable Federal Way, Washington car insurance today? Enter your ZIP code for fast, free Federal Way, WA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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