Compare Danbury, IA Car Insurance Rates (2021)

Car insurance in Danbury, IA averages $256 a month. Danbury, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Danbury car insurance rates, compare quotes from the top car insurance companies in Danbury, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Danbury for teen drivers is USAA
  • The cheapest car insurance company in Danbury is USAA
  • Average car insurance rates in Danbury, IA are $3,067/year

If you need to buy Danbury, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Danbury, IA is right here.

You’ll find Danbury car insurance rates, the cheapest Danbury, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Danbury, Iowa car insurance rates to Sioux City car insurance rates, West Des Moines car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Danbury, IA car insurance today? Enter your ZIP code for fast, free Danbury car insurance quotes.

Cheapest Danbury, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Danbury, IA car insurance rates? Every Danbury, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Danbury, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,977 $1,977 $1,770 $1,770 $5,305 $7,426 $1,977 $2,380
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,767 $1,813 $1,576 $1,681 $4,074 $5,270 $2,002 $2,177
Progressive $1,992 $1,918 $1,635 $1,702 $4,935 $5,577 $2,401 $2,613
State Farm $1,442 $1,442 $1,271 $1,271 $3,963 $5,022 $1,622 $1,847
Travelers $2,551 $2,604 $2,473 $2,481 $11,246 $17,958 $2,649 $3,140
USAA $1,292 $1,309 $1,182 $1,208 $3,484 $3,704 $1,554 $1,718

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Minimum Car Insurance in Danbury, IA

Every driver must carry the minimum car insurance in Danbury, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Danbury, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Danbury, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Danbury, IA. Compare credit history car insurance rates in Danbury from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Danbury, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,918 $2,879 $2,420
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,089 $2,422 $2,124
Progressive $3,362 $2,716 $2,462
State Farm $3,183 $1,969 $1,553
Travelers $6,345 $5,413 $5,155
USAA $2,542 $1,743 $1,509

Cheapest Danbury, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Danbury, IA to rates for a clean record with top companies.

Annual Danbury, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,219 $3,246 $4,217 $2,608
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,842 $2,646 $3,608 $2,084
Progressive $2,285 $3,757 $2,478 $2,867
State Farm $2,065 $2,405 $2,235 $2,235
Travelers $4,113 $5,473 $7,332 $5,632
USAA $1,475 $1,981 $2,577 $1,693

Cheapest Danbury, IA Car Insurance for Teen Drivers

Teen car insurance in Danbury, IA can be expensive. Take a look at rates from the top car insurance companies in Danbury for teenagers.

Annual Car Insurance Rates for Teen Drivers in Danbury, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,305 $7,426
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,074 $5,270
Progressive $4,935 $5,577
State Farm $3,963 $5,022
Travelers $11,246 $17,958
USAA $3,484 $3,704

Cheapest Danbury, IA Car Insurance for Seniors

Take a look at Danbury, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Danbury, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,770 $1,770
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,576 $1,681
Progressive $1,635 $1,702
State Farm $1,271 $1,271
Travelers $2,473 $2,481
USAA $1,182 $1,208

Cheapest Danbury, IA Car Insurance Rates After a DUI

A DUI in Danbury, IA increases car insurance rates. Compare Danbury, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Danbury, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $4,217
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,608
Progressive $2,478
State Farm $2,235
Travelers $7,332
USAA $2,577

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Cheapest Danbury, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Danbury, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Danbury, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $3,037 $3,108
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,545 $2,545
Progressive $2,847 $2,847
State Farm $2,181 $2,289
Travelers $5,638 $5,638
USAA $1,861 $2,002

The Best Cheap Car Insurance Companies in Danbury, IA

Take a look at a side-by-side comparison of the top car insurance companies in Danbury, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Danbury, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,073
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,545
Progressive $2,847
State Farm $2,235
Travelers $5,638
USAA $1,931

Category Winners: Cheapest Car Insurance in Danbury, Iowa

Find the cheapest car insurance companies in Danbury, IA for each category right here.

Best Annual Car Insurance Rates by Company in Danbury, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Danbury, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Danbury car insurance rates. Find the cheapest Danbury, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Danbury, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,086 $3,243 $2,888
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,640 $2,537 $2,458
Progressive $2,703 $2,853 $2,984
State Farm $2,118 $2,249 $2,338
Travelers $5,289 $5,724 $5,900
USAA $1,835 $1,937 $2,022

What affects car insurance rates in Danbury, Iowa?

What factors can have an impact on Danbury, IA car insurance? There are several reasons why Danbury car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Danbury, Iowa.

Commute Time in Danbury

The more time you spend in your car the higher the risk of an accident. The average commute length in Danbury, IA is 21.0 minutes according to City-Data.

Traffic in Danbury

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Danbury, IA traffic data from INRIX ranks Danbury as the 852nd-most congested in the world.

Compare Car Insurance Quotes in Danbury, IA

Ready to find affordable Danbury, Iowa car insurance today? Enter your ZIP code for fast, free Danbury, IA car insurance quotes.

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