Compare Davenport, IA Car Insurance Rates (2021)

Car insurance in Davenport, IA averages $265 a month. Davenport, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Davenport car insurance rates, compare quotes from the top car insurance companies in Davenport, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Davenport for teen drivers is USAA
  • Average car insurance rates in Davenport, IA are $3,178/year
  • The cheapest car insurance company in Davenport is USAA

If you need to buy Davenport, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Davenport, IA is right here.

You’ll find Davenport car insurance rates, the cheapest Davenport, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Davenport, Iowa car insurance rates to Sioux City car insurance rates, West Des Moines car insurance rates, and Cedar Rapids car insurance rates.

Ready to find affordable Davenport, IA car insurance today? Enter your ZIP code for fast, free Davenport car insurance quotes.

Cheapest Davenport, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Davenport, IA car insurance rates? Every Davenport, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Davenport, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,980 $1,893 $1,768 $1,798 $5,899 $6,665 $2,142 $2,198
American Family $1,926 $1,926 $1,733 $1,733 $5,334 $7,374 $1,926 $2,306
Farmers $1,740 $1,775 $1,556 $1,714 $5,396 $5,766 $2,363 $2,510
GEICO $1,735 $1,556 $1,613 $1,494 $4,088 $3,788 $1,598 $1,456
Liberty Mutual $2,247 $2,428 $2,005 $2,445 $12,019 $13,523 $2,548 $2,792
Nationwide $1,895 $1,931 $1,695 $1,793 $4,635 $5,931 $2,176 $2,352
Progressive $1,818 $1,717 $1,506 $1,570 $5,022 $5,645 $2,183 $2,370
State Farm $1,592 $1,592 $1,435 $1,435 $4,872 $6,112 $1,802 $2,083
Travelers $2,386 $2,429 $2,357 $2,359 $11,364 $18,287 $2,496 $2,877
USAA $1,280 $1,278 $1,186 $1,187 $3,723 $3,910 $1,527 $1,676

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Minimum Car Insurance in Davenport, IA

Every driver must carry the minimum car insurance in Davenport, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Davenport, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Davenport, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Davenport, IA. Compare credit history car insurance rates in Davenport from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Davenport, Iowa

Insurance Company Poor Fair Good
Allstate $3,635 $2,891 $2,602
American Family $3,864 $2,836 $2,398
Farmers $3,274 $2,714 $2,569
GEICO $2,602 $2,166 $1,730
Liberty Mutual $7,090 $4,434 $3,479
Nationwide $3,384 $2,680 $2,338
Progressive $3,174 $2,619 $2,394
State Farm $3,726 $2,304 $1,816
Travelers $6,238 $5,356 $5,115
USAA $2,573 $1,787 $1,553

Cheapest Davenport, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Davenport, IA to rates for a clean record with top companies.

Annual Davenport, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,572 $3,129 $3,581 $2,889
American Family $2,191 $3,204 $4,162 $2,572
Farmers $2,429 $3,016 $3,070 $2,895
GEICO $1,593 $2,294 $3,070 $1,708
Liberty Mutual $4,304 $5,371 $5,432 $4,897
Nationwide $2,046 $2,912 $3,942 $2,305
Progressive $2,174 $3,653 $2,368 $2,721
State Farm $2,384 $2,847 $2,615 $2,615
Travelers $4,032 $5,425 $7,289 $5,532
USAA $1,492 $2,031 $2,640 $1,720

Cheapest Davenport, IA Car Insurance for Teen Drivers

Teen car insurance in Davenport, IA can be expensive. Take a look at rates from the top car insurance companies in Davenport for teenagers.

Annual Car Insurance Rates for Teen Drivers in Davenport, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,899 $6,665
American Family $5,334 $7,374
Farmers $5,396 $5,766
GEICO $4,088 $3,788
Liberty Mutual $12,019 $13,523
Nationwide $4,635 $5,931
Progressive $5,022 $5,645
State Farm $4,872 $6,112
Travelers $11,364 $18,287
USAA $3,723 $3,910

Cheapest Davenport, IA Car Insurance for Seniors

Take a look at Davenport, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Davenport, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,768 $1,798
American Family $1,733 $1,733
Farmers $1,556 $1,714
GEICO $1,613 $1,494
Liberty Mutual $2,005 $2,445
Nationwide $1,695 $1,793
Progressive $1,506 $1,570
State Farm $1,435 $1,435
Travelers $2,357 $2,359
USAA $1,186 $1,187

Cheapest Davenport, IA Car Insurance Rates After a DUI

A DUI in Davenport, IA increases car insurance rates. Compare Davenport, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Davenport, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,581
American Family $4,162
Farmers $3,070
GEICO $3,070
Liberty Mutual $5,432
Nationwide $3,942
Progressive $2,368
State Farm $2,615
Travelers $7,289
USAA $2,640

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Cheapest Davenport, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Davenport, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Davenport, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,970 $3,115
American Family $2,997 $3,068
Farmers $2,852 $2,852
GEICO $2,130 $2,202
Liberty Mutual $5,001 $5,001
Nationwide $2,801 $2,801
Progressive $2,729 $2,729
State Farm $2,551 $2,679
Travelers $5,569 $5,569
USAA $1,899 $2,042

Cheapest Davenport, IA Car Insurance Rates by ZIP Code

Davenport car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Davenport, IA.

Annual Car Insurance Rates by ZIP Code in Davenport, Iowa

ZIP Code Average Annual Rates
52801 $2,789
52802 $2,717
52803 $2,643
52804 $2,715
52806 $2,619
52807 $2,656

The Best Cheap Car Insurance Companies in Davenport, IA

Take a look at a side-by-side comparison of the top car insurance companies in Davenport, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Davenport, Iowa

Insurance Company Average Annual Rates
Allstate $3,043
American Family $3,032
Farmers $2,852
GEICO $2,166
Liberty Mutual $5,001
Nationwide $2,801
Progressive $2,729
State Farm $2,615
Travelers $5,569
USAA $1,971

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Category Winners: Cheapest Car Insurance in Davenport, Iowa

Find the cheapest car insurance companies in Davenport, IA for each category right here.

Best Annual Car Insurance Rates by Company in Davenport, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Cheapest Davenport, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Davenport car insurance rates. Find the cheapest Davenport, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Davenport, Iowa

Insurance Company Low Medium High
Allstate $2,923 $3,047 $3,158
American Family $3,008 $3,204 $2,886
Farmers $2,712 $2,862 $2,983
GEICO $2,014 $2,167 $2,317
Liberty Mutual $4,772 $4,992 $5,239
Nationwide $2,891 $2,803 $2,709
Progressive $2,535 $2,742 $2,909
State Farm $2,454 $2,636 $2,756
Travelers $5,174 $5,658 $5,877
USAA $1,862 $1,978 $2,073

What affects car insurance rates in Davenport, Iowa?

What factors can have an impact on Davenport, IA car insurance? There are several reasons why Davenport car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Davenport, Iowa.

Commute Time in Davenport

The more time you spend in your car the higher the risk of an accident. The average commute length in Davenport, IA is 17.9 minutes according to City-Data.

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Compare Car Insurance Quotes in Davenport, IA

Ready to find affordable Davenport, Iowa car insurance today? Enter your ZIP code for fast, free Davenport, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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