Compare Elizabethtown, IL Car Insurance Rates (2021)

Car insurance in Elizabethtown, IL averages $281 a month. Elizabethtown, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Elizabethtown car insurance rates, compare quotes from the top car insurance companies in Elizabethtown, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elizabethtown is Liberty Mutual
  • Average car insurance rates in Elizabethtown, IL after a DUI are $3,924/year
  • Average car insurance rates in Elizabethtown, IL are $3,374/year

If you need to buy Elizabethtown, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Elizabethtown, IL is right here.

You’ll find Elizabethtown car insurance rates, the cheapest Elizabethtown, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Elizabethtown, Illinois car insurance rates to Cicero car insurance rates, Naperville car insurance rates, and Springfield car insurance rates.

Ready to find affordable Elizabethtown, IL car insurance today? Enter your ZIP code for fast, free Elizabethtown car insurance quotes.

Cheapest Elizabethtown, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elizabethtown, IL car insurance rates? Every Elizabethtown, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elizabethtown, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,511 $3,527 $3,646 $3,646 $8,861 $11,572 $4,223 $4,564
American Family $2,469 $2,469 $2,252 $2,252 $6,830 $9,541 $2,469 $3,178
Farmers $2,594 $2,603 $2,309 $2,428 $10,526 $10,991 $2,950 $3,104
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,404 $1,519 $1,167 $1,306 $4,389 $4,888 $1,471 $1,560
Nationwide $1,962 $2,001 $1,741 $1,852 $5,337 $6,882 $2,279 $2,476
Progressive $2,391 $2,304 $1,967 $2,050 $7,586 $8,561 $2,851 $3,057
State Farm $1,609 $1,609 $1,418 $1,418 $4,265 $5,446 $1,809 $2,052
Travelers $1,512 $1,598 $1,355 $1,447 $4,095 $5,076 $1,608 $1,697
USAA $1,666 $1,690 $1,551 $1,522 $5,467 $6,018 $2,195 $2,404

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Minimum Car Insurance in Elizabethtown, IL

Every driver must carry the minimum car insurance in Elizabethtown, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Elizabethtown, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Elizabethtown, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elizabethtown, IL. Compare credit history car insurance rates in Elizabethtown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elizabethtown, Illinois

Insurance Company Poor Fair Good
Allstate $6,983 $4,991 $4,358
American Family $5,252 $3,551 $2,995
Farmers $5,344 $4,467 $4,254
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,136 $1,947 $1,555
Nationwide $3,665 $2,949 $2,584
Progressive $4,423 $3,711 $3,405
State Farm $3,562 $2,137 $1,660
Travelers $2,821 $2,241 $1,832
USAA $3,742 $2,576 $2,125

Cheapest Elizabethtown, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elizabethtown, IL to rates for a clean record with top companies.

Annual Elizabethtown, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,987 $6,566 $6,085 $5,138
American Family $2,890 $4,100 $5,460 $3,281
Farmers $3,973 $5,090 $4,963 $4,728
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,852 $2,604 $2,300 $2,095
Nationwide $2,461 $3,200 $3,771 $2,834
Progressive $3,191 $4,625 $3,527 $4,041
State Farm $2,264 $2,642 $2,453 $2,453
Travelers $1,836 $2,390 $2,667 $2,300
USAA $2,000 $2,887 $3,954 $2,415

Cheapest Elizabethtown, IL Car Insurance for Teen Drivers

Teen car insurance in Elizabethtown, IL can be expensive. Take a look at rates from the top car insurance companies in Elizabethtown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elizabethtown, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,861 $11,572
American Family $6,830 $9,541
Farmers $10,526 $10,991
GEICO $5,690 $6,014
Liberty Mutual $4,389 $4,888
Nationwide $5,337 $6,882
Progressive $7,586 $8,561
State Farm $4,265 $5,446
Travelers $4,095 $5,076
USAA $5,467 $6,018

Cheapest Elizabethtown, IL Car Insurance for Seniors

Take a look at Elizabethtown, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elizabethtown, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,646 $3,646
American Family $2,252 $2,252
Farmers $2,309 $2,428
GEICO $1,757 $2,095
Liberty Mutual $1,167 $1,306
Nationwide $1,741 $1,852
Progressive $1,967 $2,050
State Farm $1,418 $1,418
Travelers $1,355 $1,447
USAA $1,551 $1,522

Cheapest Elizabethtown, IL Car Insurance Rates After a DUI

A DUI in Elizabethtown, IL increases car insurance rates. Compare Elizabethtown, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elizabethtown, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,085
American Family $5,460
Farmers $4,963
GEICO $4,060
Liberty Mutual $2,300
Nationwide $3,771
Progressive $3,527
State Farm $2,453
Travelers $2,667
USAA $3,954

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Cheapest Elizabethtown, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elizabethtown, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elizabethtown, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,444 $5,444
American Family $3,881 $3,984
Farmers $4,688 $4,688
GEICO $2,920 $3,043
Liberty Mutual $2,213 $2,213
Nationwide $3,066 $3,066
Progressive $3,846 $3,846
State Farm $2,391 $2,515
Travelers $2,209 $2,388
USAA $2,735 $2,893

The Best Cheap Car Insurance Companies in Elizabethtown, IL

Take a look at a side-by-side comparison of the top car insurance companies in Elizabethtown, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elizabethtown, Illinois

Insurance Company Average Annual Rates
Allstate $5,444
American Family $3,933
Farmers $4,688
GEICO $2,982
Liberty Mutual $2,213
Nationwide $3,066
Progressive $3,846
State Farm $2,453
Travelers $2,298
USAA $2,814

Category Winners: Cheapest Car Insurance in Elizabethtown, Illinois

Find the cheapest car insurance companies in Elizabethtown, IL for each category right here.

Best Annual Car Insurance Rates by Company in Elizabethtown, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Elizabethtown, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elizabethtown car insurance rates. Find the cheapest Elizabethtown, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elizabethtown, Illinois

Insurance Company Low Medium High
Allstate $5,293 $5,439 $5,600
American Family $3,810 $4,076 $3,912
Farmers $4,483 $4,588 $4,994
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,091 $2,208 $2,340
Nationwide $3,060 $3,090 $3,049
Progressive $3,531 $3,827 $4,180
State Farm $2,325 $2,455 $2,579
Travelers $2,164 $2,296 $2,436
USAA $2,621 $2,812 $3,010

What affects car insurance rates in Elizabethtown, Illinois?

What factors can have an impact on Elizabethtown, IL car insurance? There are several reasons why Elizabethtown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elizabethtown, Illinois.

Commute Time in Elizabethtown

The more time you spend in your car the higher the risk of an accident. The average commute length in Elizabethtown, IL is 20.9 minutes according to City-Data.

Compare Car Insurance Quotes in Elizabethtown, IL

Ready to find affordable Elizabethtown, Illinois car insurance today? Enter your ZIP code for fast, free Elizabethtown, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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