Compare Morton Grove, IL Car Insurance Rates (2021)

Car insurance in Morton Grove, IL averages $340 a month. Morton Grove, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Morton Grove car insurance rates, compare quotes from the top car insurance companies in Morton Grove, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Morton Grove for teen drivers is Liberty Mutual
  • Average car insurance rates in Morton Grove, IL after a DUI are $4,800/year
  • Average car insurance rates in Morton Grove, IL are $4,076/year

If you need to buy Morton Grove, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Morton Grove, IL is right here.

You’ll find Morton Grove car insurance rates, the cheapest Morton Grove, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Morton Grove, Illinois car insurance rates to Chicago car insurance rates, Aurora car insurance rates, and Springfield car insurance rates.

Ready to find affordable Morton Grove, IL car insurance today? Enter your ZIP code for fast, free Morton Grove car insurance quotes.

Cheapest Morton Grove, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morton Grove, IL car insurance rates? Every Morton Grove, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morton Grove, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,026 $4,045 $4,222 $4,222 $10,589 $13,678 $4,831 $5,216
American Family $2,744 $2,744 $2,521 $2,521 $7,996 $11,005 $2,744 $3,555
Farmers $2,967 $2,965 $2,619 $2,785 $13,447 $14,038 $3,384 $3,510
GEICO $2,140 $2,206 $2,086 $2,352 $7,745 $7,971 $2,478 $2,569
Liberty Mutual $1,540 $1,659 $1,277 $1,426 $5,433 $6,033 $1,607 $1,685
Nationwide $2,483 $2,516 $2,209 $2,332 $7,081 $9,058 $2,920 $3,157
Progressive $2,411 $2,254 $2,002 $2,087 $9,344 $10,480 $2,883 $3,138
State Farm $1,873 $1,873 $1,702 $1,702 $6,044 $7,623 $2,126 $2,453
Travelers $1,934 $2,040 $1,789 $1,907 $5,991 $7,614 $2,049 $2,157
USAA $1,929 $1,952 $1,792 $1,752 $6,447 $7,097 $2,550 $2,787

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Minimum Car Insurance in Morton Grove, IL

Every driver must carry the minimum car insurance in Morton Grove, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Morton Grove, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Morton Grove, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Morton Grove, IL. Compare credit history car insurance rates in Morton Grove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Morton Grove, Illinois

Insurance Company Poor Fair Good
Allstate $8,078 $5,853 $5,129
American Family $5,938 $4,060 $3,439
Farmers $6,465 $5,473 $5,205
GEICO $5,959 $2,884 $2,237
Liberty Mutual $3,648 $2,286 $1,813
Nationwide $4,739 $3,830 $3,340
Progressive $4,887 $4,192 $3,895
State Farm $4,614 $2,765 $2,145
Travelers $3,867 $3,147 $2,541
USAA $4,374 $3,010 $2,481

Cheapest Morton Grove, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morton Grove, IL to rates for a clean record with top companies.

Annual Morton Grove, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,473 $7,768 $7,223 $5,949
American Family $3,297 $4,650 $6,230 $3,739
Farmers $4,821 $6,239 $6,083 $5,714
GEICO $2,484 $3,922 $5,443 $2,925
Liberty Mutual $2,141 $3,068 $2,683 $2,438
Nationwide $3,197 $4,141 $4,868 $3,673
Progressive $3,545 $5,342 $3,934 $4,480
State Farm $2,875 $3,474 $3,175 $3,175
Travelers $2,517 $3,329 $3,725 $3,169
USAA $2,328 $3,375 $4,634 $2,816

Cheapest Morton Grove, IL Car Insurance for Teen Drivers

Teen car insurance in Morton Grove, IL can be expensive. Take a look at rates from the top car insurance companies in Morton Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morton Grove, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,589 $13,678
American Family $7,996 $11,005
Farmers $13,447 $14,038
GEICO $7,745 $7,971
Liberty Mutual $5,433 $6,033
Nationwide $7,081 $9,058
Progressive $9,344 $10,480
State Farm $6,044 $7,623
Travelers $5,991 $7,614
USAA $6,447 $7,097

Cheapest Morton Grove, IL Car Insurance for Seniors

Take a look at Morton Grove, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morton Grove, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,222 $4,222
American Family $2,521 $2,521
Farmers $2,619 $2,785
GEICO $2,086 $2,352
Liberty Mutual $1,277 $1,426
Nationwide $2,209 $2,332
Progressive $2,002 $2,087
State Farm $1,702 $1,702
Travelers $1,789 $1,907
USAA $1,792 $1,752

Cheapest Morton Grove, IL Car Insurance Rates After a DUI

A DUI in Morton Grove, IL increases car insurance rates. Compare Morton Grove, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morton Grove, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,223
American Family $6,230
Farmers $6,083
GEICO $5,443
Liberty Mutual $2,683
Nationwide $4,868
Progressive $3,934
State Farm $3,175
Travelers $3,725
USAA $4,634

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Cheapest Morton Grove, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morton Grove, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morton Grove, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,353 $6,353
American Family $4,422 $4,536
Farmers $5,714 $5,714
GEICO $3,631 $3,756
Liberty Mutual $2,583 $2,583
Nationwide $3,970 $3,970
Progressive $4,325 $4,325
State Farm $3,094 $3,255
Travelers $3,058 $3,312
USAA $3,196 $3,381

The Best Cheap Car Insurance Companies in Morton Grove, IL

Take a look at a side-by-side comparison of the top car insurance companies in Morton Grove, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morton Grove, Illinois

Insurance Company Average Annual Rates
Allstate $6,353
American Family $4,479
Farmers $5,714
GEICO $3,693
Liberty Mutual $2,583
Nationwide $3,970
Progressive $4,325
State Farm $3,175
Travelers $3,185
USAA $3,288

Category Winners: Cheapest Car Insurance in Morton Grove, Illinois

Find the cheapest car insurance companies in Morton Grove, IL for each category right here.

Best Annual Car Insurance Rates by Company in Morton Grove, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Morton Grove, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morton Grove car insurance rates. Find the cheapest Morton Grove, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morton Grove, Illinois

Insurance Company Low Medium High
Allstate $6,122 $6,346 $6,592
American Family $4,290 $4,644 $4,502
Farmers $5,399 $5,560 $6,184
GEICO $3,334 $3,693 $4,053
Liberty Mutual $2,440 $2,578 $2,730
Nationwide $3,903 $4,015 $3,991
Progressive $3,970 $4,322 $4,682
State Farm $2,969 $3,181 $3,374
Travelers $2,965 $3,181 $3,409
USAA $3,071 $3,286 $3,507

What affects car insurance rates in Morton Grove, Illinois?

What factors can have an impact on Morton Grove, IL car insurance? There are several reasons why Morton Grove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morton Grove, Illinois.

Commute Time in Morton Grove

The more time you spend in your car the higher the risk of an accident. The average commute length in Morton Grove, IL is 31.4 minutes according to City-Data.

Compare Car Insurance Quotes in Morton Grove, IL

Ready to find affordable Morton Grove, Illinois car insurance today? Enter your ZIP code for fast, free Morton Grove, IL car insurance quotes.

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