Compare Savanna, IL Car Insurance Rates (2021)

Car insurance in Savanna, IL averages $250 a month. Savanna, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Savanna car insurance rates, compare quotes from the top car insurance companies in Savanna, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Savanna is Nationwide
  • Average car insurance rates in Savanna, IL after a DUI are $3,483/year
  • The cheapest car insurance company in Savanna for teen drivers is Nationwide

If you need to buy Savanna, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Savanna, IL is right here.

You’ll find Savanna car insurance rates, the cheapest Savanna, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Savanna, Illinois car insurance rates to Joliet car insurance rates, Cicero car insurance rates, and Champaign car insurance rates.

Ready to find affordable Savanna, IL car insurance today? Enter your ZIP code for fast, free Savanna car insurance quotes.

Cheapest Savanna, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Savanna, IL car insurance rates? Every Savanna, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Savanna, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,275 $3,290 $3,422 $3,422 $8,496 $11,080 $3,942 $4,263
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,298 $2,300 $2,043 $2,153 $9,581 $9,987 $2,626 $2,759
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,353 $1,461 $1,128 $1,260 $4,425 $4,922 $1,413 $1,490
Nationwide $1,421 $1,449 $1,269 $1,345 $3,728 $4,788 $1,637 $1,772
Progressive $1,954 $1,863 $1,610 $1,680 $6,699 $7,533 $2,330 $2,512
State Farm $1,419 $1,419 $1,254 $1,254 $3,891 $4,944 $1,600 $1,835
Travelers $1,545 $1,632 $1,392 $1,485 $4,285 $5,324 $1,643 $1,732
USAA $1,498 $1,521 $1,395 $1,371 $4,862 $5,356 $1,970 $2,159

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Minimum Car Insurance in Savanna, IL

Every driver must carry the minimum car insurance in Savanna, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Savanna, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Savanna, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Savanna, IL. Compare credit history car insurance rates in Savanna from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Savanna, Illinois

Insurance Company Poor Fair Good
Allstate $6,568 $4,737 $4,141
American Family $4,695 $3,190 $2,696
Farmers $4,804 $4,023 $3,828
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,086 $1,925 $1,534
Nationwide $2,593 $2,094 $1,842
Progressive $3,743 $3,161 $2,913
State Farm $3,203 $1,917 $1,486
Travelers $2,914 $2,328 $1,898
USAA $3,347 $2,303 $1,900

Cheapest Savanna, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Savanna, IL to rates for a clean record with top companies.

Annual Savanna, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,687 $6,249 $5,820 $4,839
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,564 $4,584 $4,470 $4,255
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,819 $2,576 $2,267 $2,064
Nationwide $1,760 $2,268 $2,660 $2,017
Progressive $2,706 $3,972 $2,993 $3,418
State Farm $2,025 $2,380 $2,202 $2,202
Travelers $1,900 $2,480 $2,759 $2,381
USAA $1,794 $2,581 $3,528 $2,162

Cheapest Savanna, IL Car Insurance for Teen Drivers

Teen car insurance in Savanna, IL can be expensive. Take a look at rates from the top car insurance companies in Savanna for teenagers.

Annual Car Insurance Rates for Teen Drivers in Savanna, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,496 $11,080
American Family $6,175 $8,572
Farmers $9,581 $9,987
GEICO $4,524 $4,715
Liberty Mutual $4,425 $4,922
Nationwide $3,728 $4,788
Progressive $6,699 $7,533
State Farm $3,891 $4,944
Travelers $4,285 $5,324
USAA $4,862 $5,356

Cheapest Savanna, IL Car Insurance for Seniors

Take a look at Savanna, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Savanna, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,422 $3,422
American Family $2,014 $2,014
Farmers $2,043 $2,153
GEICO $1,429 $1,724
Liberty Mutual $1,128 $1,260
Nationwide $1,269 $1,345
Progressive $1,610 $1,680
State Farm $1,254 $1,254
Travelers $1,392 $1,485
USAA $1,395 $1,371

Cheapest Savanna, IL Car Insurance Rates After a DUI

A DUI in Savanna, IL increases car insurance rates. Compare Savanna, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Savanna, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,820
American Family $4,889
Farmers $4,470
GEICO $3,243
Liberty Mutual $2,267
Nationwide $2,660
Progressive $2,993
State Farm $2,202
Travelers $2,759
USAA $3,528

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Cheapest Savanna, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Savanna, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Savanna, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,149 $5,149
American Family $3,482 $3,573
Farmers $4,218 $4,218
GEICO $2,338 $2,425
Liberty Mutual $2,182 $2,182
Nationwide $2,176 $2,176
Progressive $3,272 $3,272
State Farm $2,148 $2,257
Travelers $2,287 $2,473
USAA $2,446 $2,587

The Best Cheap Car Insurance Companies in Savanna, IL

Take a look at a side-by-side comparison of the top car insurance companies in Savanna, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Savanna, Illinois

Insurance Company Average Annual Rates
Allstate $5,149
American Family $3,527
Farmers $4,218
GEICO $2,382
Liberty Mutual $2,182
Nationwide $2,176
Progressive $3,272
State Farm $2,202
Travelers $2,380
USAA $2,516

Category Winners: Cheapest Car Insurance in Savanna, Illinois

Find the cheapest car insurance companies in Savanna, IL for each category right here.

Best Annual Car Insurance Rates by Company in Savanna, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Savanna, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Savanna car insurance rates. Find the cheapest Savanna, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Savanna, Illinois

Insurance Company Low Medium High
Allstate $5,005 $5,144 $5,297
American Family $3,413 $3,656 $3,512
Farmers $4,029 $4,126 $4,499
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,056 $2,176 $2,312
Nationwide $2,174 $2,190 $2,164
Progressive $3,010 $3,260 $3,547
State Farm $2,101 $2,205 $2,300
Travelers $2,244 $2,377 $2,518
USAA $2,344 $2,513 $2,692

What affects car insurance rates in Savanna, Illinois?

What factors can have an impact on Savanna, IL car insurance? There are several reasons why Savanna car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Savanna, Illinois.

Commute Time in Savanna

The more time you spend in your car the higher the risk of an accident. The average commute length in Savanna, IL is 26.2 minutes according to City-Data.

Traffic in Savanna

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Savanna, IL traffic data from INRIX ranks Savanna as the 861st-most congested in the world.

Compare Car Insurance Quotes in Savanna, IL

Ready to find affordable Savanna, Illinois car insurance today? Enter your ZIP code for fast, free Savanna, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State