How do I get a car insurance quote?

Get a car insurance quote online to receive accurate rates through participating leading insurers. Just provide your name, date of birth, driver license number, and vehicle information to get a car insurance quote.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 27, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • You must provide your household and vehicle information to gain an insurance quote
  • You also need to decide what limits you want to carry and which supplemental coverage you may need
  • Preparing to buy insurance does not have to be time-consuming or frustrating

Technology has changed the way that consumers can price the cost of car insurance.

Consumers now have the option to retrieve quotes in person, over the phone, and on the internet.

Start comparing rates now by using our FREE tool below!

Deciding Which Method to Receive Car Insurance Quotes is Best

good better best

There are benefits and drawbacks to each method, and learning about the different methods will help you choose the best option for you.

– In-Person

One major advantage of getting quotes the traditional way in an agent’s office is that you will have an opportunity for personal interaction.

Face-to-face interaction can help you gain an understanding of the product you are buying and the available options.

You will be able to see the quote in writing, request changes, and have peace of mind knowing you will deal with the same representative for the whole process.

In order to get quotes from an agent in person, you need to visit the office during business hours.

– By Phone

Picking up the phone to discuss the price of insurance is can be a time saver when you want to speak with a licensed professional but you do not have the time to leave the office or your home.

You will be able to ask all of the questions you need, request quotes to be emailed to you, and call 24 hours a day by dialing the insurer’s main toll-free number.

If you are talking to a company directly, you will have to call multiple companies for multiple quotes to do a price comparison.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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– Via Email

If you do not have the time to go to an agent’s office and do not want to do business by phone, you can request quotes via direct email.

Call the agent for their email address, draft your email, and provide all of the information they will need to calculate an accurate quote in your first message.

Having quote options in your inbox is useful so you can review them at your own convenience.

Email is great for convenience but not for immediate responses. When you call an agent or go in person, you will get insurance prices right away.

– By Internet

You also have the option to get quotes directly from an insurance company’s website or an online rate comparison site.

When you get quotes directly through the insurer, you will visit their official website and use their quoting tool.

If you get quotes on a rate comparison site, you will fill out the third-party tool to receive quotes for a long list of policies through participating leading insurers.

Getting quotes online is convenient because you can receive pricing 24 hours a day seven days a week.

Whenever you have an Internet connection, you have the freedom to price insurance. The tools often prepopulate information, making the quoting process easier than ever.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What do you need to get a quote?

couple bonding and enjoying morning coffee with tablet computer in kitchen at home

If you want to find the lowest possible rates, you are going to need to compare several accurate rate quotes. To do a thorough comparison, you will need to do the following:

  • Decide on Limits
  • Narrow Down the Options
  • Choose a Method and Provide Accurate Info

Once you decide how you want to get quotes, provide the following:

  • Name, date of birth, and driver license number
  • Vehicle make and model, VIN, safety features, mileage, usage
  • Coverage options and limits

You have the freedom to decide which method is best for you. If you want a convenient platform that will help you save money quickly, use an online rate comparison tool.

Start comparing car insurance rates now by using our FREE tool below!



Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State