Receive Car Insurance Quotes Instantly

Receive car insurance quotes instantly when you comparing shop online. Start now with our free comparison tool below. You will need your driving record and personal information regarding your vehicle in order to get an accurate car insurance quote. Where you live also helps determine your car insurance rates, so enter your ZIP code below to receive car insurance quotes instantly online.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Aug 14, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • The fastest way to receive insurance quotes is online
  • There are several pieces of information to be prepared to share when doing an online car insurance quote comparison
  • You control the process and will receive emails with quotes to go back and examine later

While it is possible to get an insurance quote by calling insurance agents or visiting their offices, the fastest way is to visit the websites of insurance agencies and filling out an online form.

Apart from visiting individual websites, an online user can also use a car insurance comparison website that represents the interests of many insurance companies.

After you have filled out your information and hit the submit button, it takes less than 10 minutes, usually closer to five minutes, for you to get your rate.

Using computer automation, your rate is rapidly and accurately calculated and sent to you.

Some insurers have less sophisticated systems and you have to check your email for your quote. Other insurers assign an insurance agent to give you the quote by telephone.

For instant car insurance quotes, enter your ZIP code above in our car insurance comparison tool!

How to Get Fast Quotes

If you want to get insurance quotes quickly so that you can compare multiple quotes and make a decision, you should prepare the documents you need so you can quickly fill out the online forms.

You will need the following six pieces of information:

  • The Declarations Page of your current insurance policy
  • Your Vehicle Identification Number (VIN)
  • Your driver’s license number
  • The driver’s license number of others who will be driving your car
  • Your current vehicle information
  • Your current driving record information

Some websites have a live chat assistance box that you can use to ask questions should you have difficulty in filling out the online form.

Once you get a quote, you should fill out an excel spreadsheet with the information so that you can compare price and coverage between insurers.

After you have made a decision, you can make your purchase online, if you like.

Usually, you can get an instant auto quote and buy insurance any time of the day or night and on any day of the week.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Basics You Should Know About Auto Insurance

Buying affordable, yet high-quality auto insurance need not be complicated. Automotive insurance serves a valuable purpose other than preventing you from avoiding legal trouble should you ever be stopped by the police for some traffic violation.

Depending on the type of insurance you get, the automotive insurance provides the following benefits:

  • Auto insurance will cover expenses related to physical damage to your car or bodily injury to your person in the event of an accident
  • Auto insurance will cover you for expenses arising because of automotive vandalism, burglary, or theft
  • Auto insurance will cover damage to your car in the event of a natural disaster. If you are in a flood, for example, it can pay for damage to your car caused by water entering the engine and the cabin
  • Auto insurance will protect you financially should you hit someone on the street, knock someone off a bicycle or motorcycle, or damage their vehicle. This protection is called liability insurance because you are held liable for damage you inflict on other people or their property if you cause the accident
  • Auto insurance will protect your passengers if they need medical services if you are involved in an accident while driving your car
  • Auto insurance will cover you for towing charges if you need to have your car towed after an accident
  • Auto insurance will cover the cost of a replacement car if your car is in an automotive shop getting repaired

What is optional and what is necessary coverage is something that will vary from state to state.

How the Automated Process of Getting A Quick Car Insurance Quote Works


While each website will have some small differences, the basic ideas outlined here will generally apply.

  • Fill out the online form and keep track of the information that you use. This will be useful in case you want to fill in other online forms, as it will give you accurate quotations based on consistent data entry
  • The online form only takes a few minutes to complete if you have your information ready and you will get an answer in less than 10 minutes
  • After you fill out an online form, you will, on average get 5 quotes and these will be culled from a list of 15 car insurance companies
  • In addition to receiving the quote online in about 15 minutes, you may also receive an email with the quotation. There is no need to rush to get a low rate. Your email will contain links to the insurance company offering a quote so that you can buy it when you’re ready
  • Sometimes you may also get a sales call from an insurance agent with a quote, but usually, you manage the entire process by yourself, and only call the insurance company if you have any questions.
  • You can, if you like, make an immediate purchase because the insurance company is set up to take online payments
  • You will get proof of insurance as soon as you pay. You will be sent to an online page that has your ID cards on it, which you can then print out. Meanwhile, you will receive the rest of the documents in the mail, which you will need to fill out and send back

Advantages of Using a Website that Compares Insurance Quotes

When you use a website that represents a number of insurance companies, offering you quotes on their behalf, you can get the following benefits:

  • You will get insurance quotes fast from the website
  • You will get information on discount insurance rates
  • You will get information on cheap insurance policies
  • You will only have to fill out one online form to get multiple quotes from different insurance companies
  • You will get a quotation based on the requirements of the state you live in
  • You will get related news about insurance policies and rates

Enter your ZIP code in our car insurance comparison tool to receive car insurance quotes for FREE!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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