The Best Way to Find Auto Insurance Quotes

Online car insurance quotes are more accurate than over-the-phone quotes. You can get online car insurance quotes from multiple companies instantly using online quote tools.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 26, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Calling insurance companies directly is not the best way to search for coverage
  • Most insurance companies have websites, and some even offer apps for your Smartphone
  • Using online quote tools is a great way to find quotes without having to provide the same personal information countless times


If you are looking for car insurance coverage, you may want to skip the phone call and go straight to the internet.

Today’s savvy consumer knows that calling around for car insurance quotes is inefficient, and the best way to get quotes is to put an online quote tool to work for you.

Enter your zip code to get free car insurance rates from multiple companies today!

You can get almost all the information you need online. Take a minute to find out where online you can access the data you need, how to file claims, and how to get an auto insurance policy that meets your needs.

Can I get car insurance quotes online?

Absolutely! Many of the questions that you have about most types of car insurance can be answered quickly and easily online. 

Most insurers have their own website that will provide information on policies, frequently asked questions, and more. Government agencies also provide information on insurance guidelines, regulations, and insurers themselves.

In addition, there is an endless list of specialty websites that offer all sorts of information related to car insurance.

The internet has become the go-to source for all types of information today. In fact, for many people, it is hard to remember what we did for information prior to conducting an online search.

If you have a question or need an explanation concerning car insurance, simply enter the topic or the actual question in a search engine, and before you know it you will have the answer you are looking for.

By checking out car insurance websites, you will even be able to learn a great deal about car insurance that you didn’t know you wanted to learn.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Different Ways to File a Car Insurance Claim

While many people feel that the best way to file a car insurance claim is to pick up the phone and call it in, there are other options available also.

As more and more people have phones that allow them access to the internet, making an online car insurance claim can often be quicker and more accurate than doing it over the phone.

Some insurance providers also offer apps for Smartphones that allow customers to file claims, check a claim’s status, and contact an agent.

When you take the time to fill out a car insurance claim online, the version the adjuster is getting is exactly what you share. When a third party, like an agent or claims representative, is involved, some details may be left out.

In addition, by filing a car insurance claim online, you can do it as soon as an accident occurs.

Finding a Good Deal on Coverage

Portrait of call center worker accompanied by her team. Smiling customer support operator at work. Help and support concept

By using an online quote tool, you level the playing field. You are asked questions once by the quote tool and the same information is submitted to all the companies. The quotes you receive are all based on the same data and will be easy to compare.

Unlike making phone calls for quotes, the information you receive online will be 100 percent accurate.

If you make a mistake while using a quote tool, it is easy to change it and get the corrected price quotes. In fact, even if you need to start your quote from scratch, you will still only have to do it once to get all new quotes.

Avoid the lengthy, inaccurate version of shopping around for car insurance quotes by telephone. Put a car insurance quote tool to work for you today in order to get a good deal on your auto insurance needs.

Enter your zip code below to access car insurance rates from multiple providers today!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State