Compare Bloomfield, IA Car Insurance Rates (2021)

Car insurance in Bloomfield, IA averages $252 a month. Bloomfield, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Bloomfield car insurance rates, compare quotes from the top car insurance companies in Bloomfield, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bloomfield, IA after a DUI are $3,636/year
  • Average car insurance rates in Bloomfield, IA are $3,018/year
  • The cheapest car insurance company in Bloomfield for teen drivers is USAA

If you need to buy Bloomfield, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Bloomfield, IA is right here.

You’ll find Bloomfield car insurance rates, the cheapest Bloomfield, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Bloomfield, Iowa car insurance rates to Sioux City car insurance rates, Iowa City car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Bloomfield, IA car insurance today? Enter your ZIP code for fast, free Bloomfield car insurance quotes.

Cheapest Bloomfield, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bloomfield, IA car insurance rates? Every Bloomfield, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bloomfield, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,896 $1,833 $1,674 $1,707 $5,256 $5,883 $2,083 $2,149
American Family $2,002 $2,002 $1,788 $1,788 $5,297 $7,457 $2,002 $2,414
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,849 $1,904 $1,643 $1,762 $4,176 $5,431 $2,084 $2,273
Progressive $1,821 $1,771 $1,500 $1,550 $4,180 $4,731 $2,195 $2,368
State Farm $1,585 $1,585 $1,376 $1,376 $4,054 $5,171 $1,776 $2,010
Travelers $2,596 $2,652 $2,507 $2,519 $11,409 $18,272 $2,691 $3,203
USAA $1,253 $1,270 $1,147 $1,174 $3,349 $3,563 $1,506 $1,665

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Minimum Car Insurance in Bloomfield, IA

Every driver must carry the minimum car insurance in Bloomfield, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Bloomfield, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Bloomfield, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bloomfield, IA. Compare credit history car insurance rates in Bloomfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bloomfield, Iowa

Insurance Company Poor Fair Good
Allstate $3,357 $2,673 $2,400
American Family $3,947 $2,900 $2,434
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,217 $2,506 $2,198
Progressive $2,995 $2,393 $2,156
State Farm $3,371 $2,085 $1,644
Travelers $6,452 $5,501 $5,240
USAA $2,456 $1,684 $1,458

Cheapest Bloomfield, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bloomfield, IA to rates for a clean record with top companies.

Annual Bloomfield, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,409 $2,896 $3,260 $2,676
American Family $2,233 $3,268 $4,246 $2,627
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,900 $2,746 $3,759 $2,155
Progressive $2,030 $3,285 $2,198 $2,544
State Farm $2,206 $2,527 $2,366 $2,366
Travelers $4,188 $5,563 $7,449 $5,724
USAA $1,427 $1,912 $2,487 $1,638

Cheapest Bloomfield, IA Car Insurance for Teen Drivers

Teen car insurance in Bloomfield, IA can be expensive. Take a look at rates from the top car insurance companies in Bloomfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bloomfield, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,256 $5,883
American Family $5,297 $7,457
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,176 $5,431
Progressive $4,180 $4,731
State Farm $4,054 $5,171
Travelers $11,409 $18,272
USAA $3,349 $3,563

Cheapest Bloomfield, IA Car Insurance for Seniors

Take a look at Bloomfield, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bloomfield, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,674 $1,707
American Family $1,788 $1,788
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,643 $1,762
Progressive $1,500 $1,550
State Farm $1,376 $1,376
Travelers $2,507 $2,519
USAA $1,147 $1,174

Cheapest Bloomfield, IA Car Insurance Rates After a DUI

A DUI in Bloomfield, IA increases car insurance rates. Compare Bloomfield, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bloomfield, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,260
American Family $4,246
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,759
Progressive $2,198
State Farm $2,366
Travelers $7,449
USAA $2,487

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Cheapest Bloomfield, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bloomfield, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bloomfield, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,744 $2,877
American Family $3,057 $3,130
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,640 $2,640
Progressive $2,514 $2,514
State Farm $2,310 $2,423
Travelers $5,731 $5,731
USAA $1,798 $1,934

The Best Cheap Car Insurance Companies in Bloomfield, IA

Take a look at a side-by-side comparison of the top car insurance companies in Bloomfield, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bloomfield, Iowa

Insurance Company Average Annual Rates
Allstate $2,810
American Family $3,093
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,640
Progressive $2,514
State Farm $2,366
Travelers $5,731
USAA $1,866

Category Winners: Cheapest Car Insurance in Bloomfield, Iowa

Find the cheapest car insurance companies in Bloomfield, IA for each category right here.

Best Annual Car Insurance Rates by Company in Bloomfield, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Bloomfield, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bloomfield car insurance rates. Find the cheapest Bloomfield, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bloomfield, Iowa

Insurance Company Low Medium High
Allstate $2,717 $2,813 $2,900
American Family $3,115 $3,265 $2,900
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,769 $2,621 $2,531
Progressive $2,395 $2,522 $2,626
State Farm $2,267 $2,378 $2,455
Travelers $5,374 $5,820 $6,000
USAA $1,772 $1,872 $1,954

What affects car insurance rates in Bloomfield, Iowa?

What factors can have an impact on Bloomfield, IA car insurance? There are several reasons why Bloomfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bloomfield, Iowa.

Commute Time in Bloomfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Bloomfield, IA is 16.4 minutes according to City-Data.

Compare Car Insurance Quotes in Bloomfield, IA

Ready to find affordable Bloomfield, Iowa car insurance today? Enter your ZIP code for fast, free Bloomfield, IA car insurance quotes.

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