Compare Garrison, IA Car Insurance Rates (2021)

Car insurance in Garrison, IA averages $242 a month. Garrison, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Garrison car insurance rates, compare quotes from the top car insurance companies in Garrison, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Garrison is USAA
  • The cheapest car insurance company in Garrison for teen drivers is USAA
  • Average car insurance rates in Garrison, IA are $2,905/year

If you need to buy Garrison, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Garrison, IA is right here.

You’ll find Garrison car insurance rates, the cheapest Garrison, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Garrison, Iowa car insurance rates to Sioux City car insurance rates, West Des Moines car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Garrison, IA car insurance today? Enter your ZIP code for fast, free Garrison car insurance quotes.

Cheapest Garrison, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Garrison, IA car insurance rates? Every Garrison, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garrison, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $1,999 $1,999 $1,787 $1,787 $5,322 $7,474 $1,999 $2,409
Farmers $1,421 $1,448 $1,273 $1,389 $4,272 $4,553 $1,923 $2,059
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,722 $1,764 $1,537 $1,636 $4,030 $5,193 $1,957 $2,124
Progressive $1,589 $1,527 $1,311 $1,360 $3,946 $4,451 $1,912 $2,069
State Farm $1,430 $1,430 $1,256 $1,256 $3,859 $4,896 $1,607 $1,828
Travelers $2,477 $2,526 $2,420 $2,422 $11,112 $17,688 $2,581 $3,036
USAA $1,234 $1,249 $1,130 $1,155 $3,311 $3,520 $1,482 $1,637

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Minimum Car Insurance in Garrison, IA

Every driver must carry the minimum car insurance in Garrison, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Garrison, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Garrison, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Garrison, IA. Compare credit history car insurance rates in Garrison from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Garrison, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,950 $2,903 $2,439
Farmers $2,630 $2,181 $2,066
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $3,026 $2,378 $2,082
Progressive $2,679 $2,168 $1,965
State Farm $3,126 $1,934 $1,525
Travelers $6,220 $5,314 $5,064
USAA $2,421 $1,661 $1,438

Cheapest Garrison, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Garrison, IA to rates for a clean record with top companies.

Annual Garrison, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,236 $3,271 $4,251 $2,630
Farmers $1,953 $2,423 $2,458 $2,336
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,813 $2,594 $3,526 $2,048
Progressive $1,825 $2,995 $1,979 $2,283
State Farm $2,033 $2,357 $2,195 $2,195
Travelers $4,022 $5,377 $7,209 $5,522
USAA $1,407 $1,885 $2,453 $1,615

Cheapest Garrison, IA Car Insurance for Teen Drivers

Teen car insurance in Garrison, IA can be expensive. Take a look at rates from the top car insurance companies in Garrison for teenagers.

Annual Car Insurance Rates for Teen Drivers in Garrison, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,322 $7,474
Farmers $4,272 $4,553
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $4,030 $5,193
Progressive $3,946 $4,451
State Farm $3,859 $4,896
Travelers $11,112 $17,688
USAA $3,311 $3,520

Cheapest Garrison, IA Car Insurance for Seniors

Take a look at Garrison, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Garrison, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,787 $1,787
Farmers $1,273 $1,389
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,537 $1,636
Progressive $1,311 $1,360
State Farm $1,256 $1,256
Travelers $2,420 $2,422
USAA $1,130 $1,155

Cheapest Garrison, IA Car Insurance Rates After a DUI

A DUI in Garrison, IA increases car insurance rates. Compare Garrison, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Garrison, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,288
American Family $4,251
Farmers $2,458
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,526
Progressive $1,979
State Farm $2,195
Travelers $7,209
USAA $2,453

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Cheapest Garrison, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Garrison, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Garrison, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,736 $2,869
American Family $3,061 $3,133
Farmers $2,292 $2,292
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,495 $2,495
Progressive $2,270 $2,270
State Farm $2,142 $2,248
Travelers $5,533 $5,533
USAA $1,773 $1,907

The Best Cheap Car Insurance Companies in Garrison, IA

Take a look at a side-by-side comparison of the top car insurance companies in Garrison, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Garrison, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $3,097
Farmers $2,292
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,495
Progressive $2,270
State Farm $2,195
Travelers $5,533
USAA $1,840

Category Winners: Cheapest Car Insurance in Garrison, Iowa

Find the cheapest car insurance companies in Garrison, IA for each category right here.

Best Annual Car Insurance Rates by Company in Garrison, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Garrison, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Garrison car insurance rates. Find the cheapest Garrison, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Garrison, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $3,116 $3,269 $2,906
Farmers $2,197 $2,300 $2,380
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,594 $2,487 $2,405
Progressive $2,147 $2,279 $2,385
State Farm $2,087 $2,208 $2,291
Travelers $5,200 $5,617 $5,781
USAA $1,749 $1,845 $1,925

What affects car insurance rates in Garrison, Iowa?

What factors can have an impact on Garrison, IA car insurance? There are several reasons why Garrison car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Garrison, Iowa.

Commute Time in Garrison

The more time you spend in your car the higher the risk of an accident. The average commute length in Garrison, IA is 22.8 minutes according to City-Data.

Compare Car Insurance Quotes in Garrison, IA

Ready to find affordable Garrison, Iowa car insurance today? Enter your ZIP code for fast, free Garrison, IA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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