Compare Westgate, IA Car Insurance Rates (2021)

Car insurance in Westgate, IA averages $246 a month. Westgate, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Westgate car insurance rates, compare quotes from the top car insurance companies in Westgate, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Westgate for teen drivers is USAA
  • Average car insurance rates in Westgate, IA after a DUI are $3,559/year
  • Average car insurance rates in Westgate, IA are $2,950/year

If you need to buy Westgate, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Westgate, IA is right here.

You’ll find Westgate car insurance rates, the cheapest Westgate, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Westgate, Iowa car insurance rates to Iowa City car insurance rates, Sioux City car insurance rates, and Cedar Rapids car insurance rates.

Ready to find affordable Westgate, IA car insurance today? Enter your ZIP code for fast, free Westgate car insurance quotes.

Cheapest Westgate, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Westgate, IA car insurance rates? Every Westgate, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westgate, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,828 $1,754 $1,627 $1,654 $5,294 $5,969 $1,987 $2,047
American Family $1,938 $1,938 $1,734 $1,734 $5,181 $7,262 $1,938 $2,335
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,720 $1,661 $1,416 $1,468 $4,163 $4,704 $2,072 $2,245
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,447 $2,499 $2,366 $2,374 $10,575 $16,793 $2,541 $3,025
USAA $1,284 $1,296 $1,179 $1,198 $3,531 $3,742 $1,541 $1,701

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Minimum Car Insurance in Westgate, IA

Every driver must carry the minimum car insurance in Westgate, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Westgate, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Westgate, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Westgate, IA. Compare credit history car insurance rates in Westgate from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Westgate, Iowa

Insurance Company Poor Fair Good
Allstate $3,310 $2,630 $2,370
American Family $3,834 $2,819 $2,370
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $2,878 $2,318 $2,097
State Farm $3,113 $1,926 $1,519
Travelers $6,002 $5,113 $4,867
USAA $2,541 $1,747 $1,514

Cheapest Westgate, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Westgate, IA to rates for a clean record with top companies.

Annual Westgate, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,352 $2,847 $3,248 $2,633
American Family $2,171 $3,180 $4,126 $2,553
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $1,956 $3,197 $2,120 $2,450
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,894 $5,172 $6,915 $5,328
USAA $1,474 $1,984 $2,583 $1,694

Cheapest Westgate, IA Car Insurance for Teen Drivers

Teen car insurance in Westgate, IA can be expensive. Take a look at rates from the top car insurance companies in Westgate for teenagers.

Annual Car Insurance Rates for Teen Drivers in Westgate, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,294 $5,969
American Family $5,181 $7,262
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,163 $4,704
State Farm $3,825 $4,856
Travelers $10,575 $16,793
USAA $3,531 $3,742

Cheapest Westgate, IA Car Insurance for Seniors

Take a look at Westgate, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Westgate, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,627 $1,654
American Family $1,734 $1,734
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,416 $1,468
State Farm $1,254 $1,254
Travelers $2,366 $2,374
USAA $1,179 $1,198

Cheapest Westgate, IA Car Insurance Rates After a DUI

A DUI in Westgate, IA increases car insurance rates. Compare Westgate, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Westgate, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,248
American Family $4,126
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,120
State Farm $2,186
Travelers $6,915
USAA $2,583

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Cheapest Westgate, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Westgate, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Westgate, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,704 $2,836
American Family $2,973 $3,043
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,431 $2,431
State Farm $2,133 $2,239
Travelers $5,327 $5,327
USAA $1,863 $2,005

The Best Cheap Car Insurance Companies in Westgate, IA

Take a look at a side-by-side comparison of the top car insurance companies in Westgate, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Westgate, Iowa

Insurance Company Average Annual Rates
Allstate $2,770
American Family $3,008
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,431
State Farm $2,186
Travelers $5,327
USAA $1,934

Category Winners: Cheapest Car Insurance in Westgate, Iowa

Find the cheapest car insurance companies in Westgate, IA for each category right here.

Best Annual Car Insurance Rates by Company in Westgate, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Westgate, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Westgate car insurance rates. Find the cheapest Westgate, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Westgate, Iowa

Insurance Company Low Medium High
Allstate $2,676 $2,773 $2,861
American Family $3,024 $3,174 $2,824
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,305 $2,438 $2,550
State Farm $2,083 $2,198 $2,277
Travelers $5,025 $5,407 $5,550
USAA $1,838 $1,940 $2,024

What affects car insurance rates in Westgate, Iowa?

What factors can have an impact on Westgate, IA car insurance? There are several reasons why Westgate car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Westgate, Iowa.

Commute Time in Westgate

The more time you spend in your car the higher the risk of an accident. The average commute length in Westgate, IA is 24.6 minutes according to City-Data.

Compare Car Insurance Quotes in Westgate, IA

Ready to find affordable Westgate, Iowa car insurance today? Enter your ZIP code for fast, free Westgate, IA car insurance quotes.

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