Compare Alamo, CA Car Insurance Rates (2021)

Car insurance in Alamo, CA averages $285 a month. Alamo, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Alamo car insurance rates, compare quotes from the top car insurance companies in Alamo, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Alamo for teen drivers is USAA
  • Average car insurance rates in Alamo, CA after a DUI are $4,786/year
  • Average car insurance rates in Alamo, CA are $3,421/year

If you need to buy Alamo, California car insurance, the options can be confusing. Everything you need to know about car insurance in Alamo, CA is right here.

You’ll find Alamo car insurance rates, the cheapest Alamo, CA car insurance companies, and information on California car insurance laws. You can also compare Alamo, California car insurance rates to San Jose car insurance rates, Oakland car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Alamo, CA car insurance today? Enter your ZIP code for fast, free Alamo car insurance quotes.

Cheapest Alamo, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alamo, CA car insurance rates? Every Alamo, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alamo, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,695 $2,696 $1,974 $1,991 $7,554 $9,505 $3,450 $3,787
Farmers $2,448 $2,448 $2,211 $2,211 $7,835 $12,841 $2,904 $3,237
GEICO $1,692 $1,693 $1,591 $1,591 $5,165 $5,256 $2,432 $2,486
Liberty Mutual $2,200 $2,086 $2,047 $1,985 $4,839 $5,136 $2,485 $2,499
Nationwide $2,904 $2,775 $2,537 $2,394 $7,377 $8,132 $3,482 $3,443
Progressive $1,917 $1,976 $1,598 $1,912 $5,091 $6,157 $2,733 $2,941
State Farm $2,856 $2,856 $2,552 $2,552 $5,289 $6,570 $3,163 $3,260
Travelers $2,298 $2,224 $2,036 $2,015 $4,746 $5,415 $2,977 $2,919
USAA $1,818 $1,724 $1,775 $1,784 $4,109 $4,147 $2,524 $2,386

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Minimum Car Insurance in Alamo, CA

Every driver must carry the minimum car insurance in Alamo, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Alamo, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Alamo, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alamo, CA to rates for a clean record with top companies.

Annual Alamo, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,539 $4,268 $6,689 $3,330
Farmers $3,340 $4,547 $5,664 $4,516
GEICO $1,914 $2,958 $3,706 $2,374
Liberty Mutual $2,526 $3,384 $3,052 $2,676
Nationwide $2,885 $3,696 $6,245 $3,696
Progressive $2,001 $3,383 $3,894 $2,884
State Farm $2,598 $3,097 $5,841 $3,014
Travelers $2,068 $3,335 $3,885 $3,026
USAA $1,685 $2,506 $4,098 $1,845

Cheapest Alamo, CA Car Insurance for Teen Drivers

Teen car insurance in Alamo, CA can be expensive. Take a look at rates from the top car insurance companies in Alamo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alamo, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,554 $9,505
Farmers $7,835 $12,841
GEICO $5,165 $5,256
Liberty Mutual $4,839 $5,136
Nationwide $7,377 $8,132
Progressive $5,091 $6,157
State Farm $5,289 $6,570
Travelers $4,746 $5,415
USAA $4,109 $4,147

Cheapest Alamo, CA Car Insurance for Seniors

Take a look at Alamo, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alamo, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,974 $1,991
Farmers $2,211 $2,211
GEICO $1,591 $1,591
Liberty Mutual $2,047 $1,985
Nationwide $2,537 $2,394
Progressive $1,598 $1,912
State Farm $2,552 $2,552
Travelers $2,036 $2,015
USAA $1,775 $1,784

Cheapest Alamo, CA Car Insurance Rates After a DUI

A DUI in Alamo, CA increases car insurance rates. Compare Alamo, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alamo, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,689
Farmers $5,664
GEICO $3,706
Liberty Mutual $3,052
Nationwide $6,245
Progressive $3,894
State Farm $5,841
Travelers $3,885
USAA $4,098

Cheapest Alamo, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alamo, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alamo, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,797 $4,616
Farmers $4,098 $4,936
GEICO $2,487 $2,989
Liberty Mutual $2,673 $3,146
Nationwide $3,653 $4,608
Progressive $2,751 $3,330
State Farm $3,504 $3,770
Travelers $2,770 $3,387
USAA $2,337 $2,730

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The Best Cheap Car Insurance Companies in Alamo, CA

Take a look at a side-by-side comparison of the top car insurance companies in Alamo, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alamo, California

Insurance Company Average Annual Rates
Allstate $4,206
Farmers $4,517
GEICO $2,738
Liberty Mutual $2,910
Nationwide $4,131
Progressive $3,040
State Farm $3,637
Travelers $3,078
USAA $2,534

Category Winners: Cheapest Car Insurance in Alamo, California

Find the cheapest car insurance companies in Alamo, CA for each category right here.

Best Annual Car Insurance Rates by Company in Alamo, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Alamo, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alamo car insurance rates. Find the cheapest Alamo, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alamo, California

Insurance Company Low Medium High
Allstate $3,996 $4,241 $4,382
Farmers $4,210 $4,553 $4,789
GEICO $2,505 $2,768 $2,942
Liberty Mutual $2,723 $2,935 $3,070
Nationwide $3,734 $4,208 $4,449
Progressive $2,785 $3,130 $3,206
State Farm $3,249 $3,708 $3,956
Travelers $2,693 $3,168 $3,375
USAA $2,321 $2,578 $2,701

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What affects car insurance rates in Alamo, California?

What factors can have an impact on Alamo, CA car insurance? There are several reasons why Alamo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alamo, California.

Commute Time in Alamo

The more time you spend in your car the higher the risk of an accident. The average commute length in Alamo, CA is 36.0 minutes according to City-Data.

Compare Car Insurance Quotes in Alamo, CA

Ready to find affordable Alamo, California car insurance today? Enter your ZIP code for fast, free Alamo, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State