Compare Eastpointe, MI Car Insurance Rates (2021)

Car insurance in Eastpointe, MI averages $1,288 a month. Eastpointe, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Eastpointe car insurance rates, compare quotes from the top car insurance companies in Eastpointe, MI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Eastpointe, MI after a DUI are $24,542/year
  • Average car insurance rates in Eastpointe, MI are $15,453/year
  • The cheapest car insurance company in Eastpointe for teen drivers is USAA

If you need to buy Eastpointe, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Eastpointe, MI is right here.

You’ll find Eastpointe car insurance rates, the cheapest Eastpointe, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Eastpointe, Michigan car insurance rates to Ann Arbor car insurance rates, Flint car insurance rates, and Sterling Heights car insurance rates.

Ready to find affordable Eastpointe, MI car insurance today? Enter your ZIP code for fast, free Eastpointe car insurance quotes.

Cheapest Eastpointe, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Eastpointe, MI car insurance rates? Every Eastpointe, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eastpointe, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $21,684 $21,684 $20,120 $20,120 $54,177 $54,177 $22,855 $22,855
Farmers $19,696 $19,696 $18,151 $18,151 $44,845 $44,845 $22,404 $22,404
GEICO $5,965 $5,965 $6,105 $6,105 $16,287 $16,287 $5,678 $5,678
Liberty Mutual $18,271 $18,271 $18,086 $18,086 $43,608 $43,608 $18,271 $18,271
Nationwide $5,136 $5,136 $4,564 $4,564 $13,729 $13,729 $5,644 $5,644
Progressive $4,724 $4,277 $4,141 $4,782 $16,894 $17,519 $5,487 $4,806
State Farm $13,303 $13,303 $12,437 $12,437 $47,889 $47,889 $15,642 $15,642
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $3,403 $3,170 $3,203 $2,988 $8,306 $7,748 $4,115 $3,875

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Eastpointe, MI

Every driver must carry the minimum car insurance in Eastpointe, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Eastpointe, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Eastpointe, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Eastpointe, MI. Compare credit history car insurance rates in Eastpointe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Eastpointe, Michigan

Insurance Company Poor Fair Good
Allstate $45,109 $24,937 $19,080
Farmers $38,814 $20,749 $19,259
GEICO $10,968 $8,037 $6,521
Liberty Mutual $38,880 $22,434 $12,364
Nationwide $9,141 $6,857 $5,806
Progressive $9,162 $7,601 $6,723
State Farm $36,336 $18,277 $12,342
Travelers $8,206 $7,958 $7,858
USAA $6,930 $3,930 $2,943

Cheapest Eastpointe, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Eastpointe, MI to rates for a clean record with top companies.

Annual Eastpointe, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $14,466 $19,317 $64,803 $20,249
Farmers $21,802 $28,318 $27,782 $27,194
GEICO $2,936 $6,311 $19,296 $5,491
Liberty Mutual $17,400 $20,823 $37,876 $22,138
Nationwide $6,197 $8,337 $7,546 $6,993
Progressive $6,522 $8,785 $7,872 $8,137
State Farm $13,987 $16,885 $37,169 $21,231
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,685 $4,634 $6,064 $4,020

Cheapest Eastpointe, MI Car Insurance for Teen Drivers

Teen car insurance in Eastpointe, MI can be expensive. Take a look at rates from the top car insurance companies in Eastpointe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Eastpointe, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $54,177 $54,177
Farmers $44,845 $44,845
GEICO $16,287 $16,287
Liberty Mutual $43,608 $43,608
Nationwide $13,729 $13,729
Progressive $16,894 $17,519
State Farm $47,889 $47,889
Travelers $16,180 $16,180
USAA $8,306 $7,748

Cheapest Eastpointe, MI Car Insurance for Seniors

Take a look at Eastpointe, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Eastpointe, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $20,120 $20,120
Farmers $18,151 $18,151
GEICO $6,105 $6,105
Liberty Mutual $18,086 $18,086
Nationwide $4,564 $4,564
Progressive $4,141 $4,782
State Farm $12,437 $12,437
Travelers $4,626 $4,626
USAA $3,203 $2,988

Cheapest Eastpointe, MI Car Insurance Rates After a DUI

A DUI in Eastpointe, MI increases car insurance rates. Compare Eastpointe, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Eastpointe, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $64,803
Farmers $27,782
GEICO $19,296
Liberty Mutual $37,876
Nationwide $7,546
Progressive $7,872
State Farm $37,169
Travelers $12,473
USAA $6,064

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Eastpointe, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Eastpointe, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Eastpointe, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $29,709 $29,709
Farmers $26,274 $26,274
GEICO $8,314 $8,703
Liberty Mutual $23,698 $25,421
Nationwide $7,268 $7,268
Progressive $7,829 $7,829
State Farm $21,676 $22,960
Travelers $7,961 $8,053
USAA $4,546 $4,656

The Best Cheap Car Insurance Companies in Eastpointe, MI

Take a look at a side-by-side comparison of the top car insurance companies in Eastpointe, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Eastpointe, Michigan

Insurance Company Average Annual Rates
Allstate $29,709
Farmers $26,274
GEICO $8,509
Liberty Mutual $24,559
Nationwide $7,268
Progressive $7,829
State Farm $22,318
Travelers $8,007
USAA $4,601

Category Winners: Cheapest Car Insurance in Eastpointe, Michigan

Find the cheapest car insurance companies in Eastpointe, MI for each category right here.

Best Annual Car Insurance Rates by Company in Eastpointe, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Eastpointe, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Eastpointe car insurance rates. Find the cheapest Eastpointe, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Eastpointe, Michigan

Insurance Company Low Medium High
Allstate $28,845 $29,787 $30,495
Farmers $25,588 $26,205 $27,028
GEICO $7,941 $8,425 $9,159
Liberty Mutual $24,081 $24,512 $25,084
Nationwide $7,598 $7,148 $7,058
Progressive $7,608 $7,836 $8,043
State Farm $21,000 $22,481 $23,473
Travelers $7,920 $8,016 $8,086
USAA $4,469 $4,613 $4,721

What affects car insurance rates in Eastpointe, Michigan?

What factors can have an impact on Eastpointe, MI car insurance? There are several reasons why Eastpointe car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Eastpointe, Michigan.

Car Theft in Eastpointe

High levels of vehicle theft can make car insurance more expensive. Eastpointe, MI car theft statistics from the FBI indicate 288 vehicle thefts a year.

Commute Time in Eastpointe

The more time you spend in your car the higher the risk of an accident. The average commute length in Eastpointe, MI is 25.2 minutes according to City-Data.

Compare Car Insurance Quotes in Eastpointe, MI

Ready to find affordable Eastpointe, Michigan car insurance today? Enter your ZIP code for fast, free Eastpointe, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption