Compare Fenton, MI Car Insurance Rates (2021)

Car insurance in Fenton, MI averages $814 a month. Fenton, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Fenton car insurance rates, compare quotes from the top car insurance companies in Fenton, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fenton, MI are $9,774/year
  • The cheapest car insurance company in Fenton for teen drivers is USAA
  • The cheapest car insurance company in Fenton is USAA

If you need to buy Fenton, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Fenton, MI is right here.

You’ll find Fenton car insurance rates, the cheapest Fenton, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Fenton, Michigan car insurance rates to Flint car insurance rates, Livonia car insurance rates, and Troy car insurance rates.

Ready to find affordable Fenton, MI car insurance today? Enter your ZIP code for fast, free Fenton car insurance quotes.

Cheapest Fenton, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fenton, MI car insurance rates? Every Fenton, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fenton, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,475 $16,475 $15,310 $15,310 $40,762 $40,762 $17,354 $17,354
Farmers $4,325 $4,325 $4,037 $4,037 $9,709 $9,709 $4,861 $4,861
GEICO $3,878 $3,878 $3,965 $3,965 $11,023 $11,023 $3,709 $3,709
Liberty Mutual $15,121 $15,121 $14,973 $14,973 $35,325 $35,325 $15,121 $15,121
Nationwide $5,026 $5,026 $4,455 $4,455 $13,732 $13,732 $5,538 $5,538
Progressive $2,732 $2,553 $2,426 $2,679 $10,295 $11,077 $3,182 $2,984
State Farm $7,052 $7,052 $6,535 $6,535 $24,780 $24,780 $8,288 $8,288
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,744 $2,577 $2,583 $2,423 $6,727 $6,339 $3,328 $3,162

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Minimum Car Insurance in Fenton, MI

Every driver must carry the minimum car insurance in Fenton, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Fenton, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fenton, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fenton, MI. Compare credit history car insurance rates in Fenton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fenton, Michigan

Insurance Company Poor Fair Good
Allstate $34,160 $18,878 $14,387
Farmers $7,563 $5,010 $4,625
GEICO $7,255 $5,335 $4,341
Liberty Mutual $31,853 $18,397 $10,156
Nationwide $9,010 $6,792 $5,762
Progressive $5,434 $4,609 $4,180
State Farm $18,921 $9,572 $6,499
Travelers $6,813 $6,608 $6,525
USAA $5,593 $3,193 $2,419

Cheapest Fenton, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fenton, MI to rates for a clean record with top companies.

Annual Fenton, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,932 $14,613 $49,047 $15,308
Farmers $4,818 $6,139 $6,061 $5,912
GEICO $1,972 $4,202 $12,737 $3,663
Liberty Mutual $13,873 $16,903 $31,873 $17,892
Nationwide $6,139 $8,233 $7,459 $6,920
Progressive $4,041 $5,275 $4,736 $4,912
State Farm $7,399 $8,882 $19,267 $11,108
Travelers $4,510 $6,426 $10,331 $5,327
USAA $3,002 $3,758 $4,910 $3,272

Cheapest Fenton, MI Car Insurance for Teen Drivers

Teen car insurance in Fenton, MI can be expensive. Take a look at rates from the top car insurance companies in Fenton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fenton, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $40,762 $40,762
Farmers $9,709 $9,709
GEICO $11,023 $11,023
Liberty Mutual $35,325 $35,325
Nationwide $13,732 $13,732
Progressive $10,295 $11,077
State Farm $24,780 $24,780
Travelers $13,395 $13,395
USAA $6,727 $6,339

Cheapest Fenton, MI Car Insurance for Seniors

Take a look at Fenton, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fenton, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,310 $15,310
Farmers $4,037 $4,037
GEICO $3,965 $3,965
Liberty Mutual $14,973 $14,973
Nationwide $4,455 $4,455
Progressive $2,426 $2,679
State Farm $6,535 $6,535
Travelers $3,858 $3,858
USAA $2,583 $2,423

Cheapest Fenton, MI Car Insurance Rates After a DUI

A DUI in Fenton, MI increases car insurance rates. Compare Fenton, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fenton, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,047
Farmers $6,061
GEICO $12,737
Liberty Mutual $31,873
Nationwide $7,459
Progressive $4,736
State Farm $19,267
Travelers $10,331
USAA $4,910

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Cheapest Fenton, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fenton, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fenton, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,475 $22,475
Farmers $5,733 $5,733
GEICO $5,516 $5,771
Liberty Mutual $19,449 $20,822
Nationwide $7,188 $7,188
Progressive $4,741 $4,741
State Farm $11,355 $11,973
Travelers $6,611 $6,686
USAA $3,692 $3,778

The Best Cheap Car Insurance Companies in Fenton, MI

Take a look at a side-by-side comparison of the top car insurance companies in Fenton, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fenton, Michigan

Insurance Company Average Annual Rates
Allstate $22,475
Farmers $5,733
GEICO $5,644
Liberty Mutual $20,135
Nationwide $7,188
Progressive $4,741
State Farm $11,664
Travelers $6,649
USAA $3,735

Category Winners: Cheapest Car Insurance in Fenton, Michigan

Find the cheapest car insurance companies in Fenton, MI for each category right here.

Best Annual Car Insurance Rates by Company in Fenton, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Fenton, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fenton car insurance rates. Find the cheapest Fenton, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fenton, Michigan

Insurance Company Low Medium High
Allstate $21,897 $22,527 $23,001
Farmers $5,576 $5,719 $5,903
GEICO $5,288 $5,595 $6,048
Liberty Mutual $19,599 $20,083 $20,724
Nationwide $7,513 $7,068 $6,982
Progressive $4,592 $4,748 $4,883
State Farm $11,108 $11,733 $12,152
Travelers $6,575 $6,656 $6,715
USAA $3,629 $3,744 $3,833

What affects car insurance rates in Fenton, Michigan?

What factors can have an impact on Fenton, MI car insurance? There are several reasons why Fenton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fenton, Michigan.

Car Theft in Fenton

High levels of vehicle theft can make car insurance more expensive. Fenton, MI car theft statistics from the FBI indicate 13 vehicle thefts a year.

Commute Time in Fenton

The more time you spend in your car the higher the risk of an accident. The average commute length in Fenton, MI is 28.0 minutes according to City-Data.

Compare Car Insurance Quotes in Fenton, MI

Ready to find affordable Fenton, Michigan car insurance today? Enter your ZIP code for fast, free Fenton, MI car insurance quotes.

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