Compare Roseville, MI Car Insurance Rates (2021)

Car insurance in Roseville, MI averages $1,166 a month. Roseville, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Roseville car insurance rates, compare quotes from the top car insurance companies in Roseville, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Roseville for teen drivers is USAA
  • Average car insurance rates in Roseville, MI are $13,991/year
  • Average car insurance rates in Roseville, MI after a DUI are $22,610/year

If you need to buy Roseville, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Roseville, MI is right here.

You’ll find Roseville car insurance rates, the cheapest Roseville, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Roseville, Michigan car insurance rates to Detroit car insurance rates, Flint car insurance rates, and Lansing car insurance rates.

Ready to find affordable Roseville, MI car insurance today? Enter your ZIP code for fast, free Roseville car insurance quotes.

Cheapest Roseville, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Roseville, MI car insurance rates? Every Roseville, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Roseville, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $20,206 $20,206 $18,765 $18,765 $50,580 $50,580 $21,291 $21,291
Farmers $16,166 $16,166 $14,910 $14,910 $37,021 $37,021 $18,388 $18,388
GEICO $5,885 $5,885 $6,029 $6,029 $16,052 $16,052 $5,600 $5,600
Liberty Mutual $17,000 $17,000 $16,835 $16,835 $39,533 $39,533 $17,000 $17,000
Nationwide $5,136 $5,136 $4,564 $4,564 $13,729 $13,729 $5,644 $5,644
Progressive $3,608 $3,305 $3,181 $3,603 $13,208 $13,915 $4,189 $3,773
State Farm $10,081 $10,081 $9,407 $9,407 $36,189 $36,189 $11,860 $11,860
Travelers $7,464 $7,464 $6,400 $6,400 $22,645 $22,645 $8,116 $8,116
USAA $3,113 $2,903 $2,934 $2,739 $7,561 $7,057 $3,760 $3,543

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Minimum Car Insurance in Roseville, MI

Every driver must carry the minimum car insurance in Roseville, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Roseville, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Roseville, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Roseville, MI. Compare credit history car insurance rates in Roseville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Roseville, Michigan

Insurance Company Poor Fair Good
Allstate $42,080 $23,284 $17,768
Farmers $31,939 $17,076 $15,848
GEICO $10,816 $7,926 $6,432
Liberty Mutual $35,761 $20,638 $11,377
Nationwide $9,141 $6,857 $5,806
Progressive $7,072 $5,925 $5,296
State Farm $27,450 $13,838 $9,365
Travelers $11,437 $11,087 $10,945
USAA $6,310 $3,594 $2,700

Cheapest Roseville, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Roseville, MI to rates for a clean record with top companies.

Annual Roseville, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $13,316 $17,838 $60,898 $18,791
Farmers $17,942 $23,308 $22,873 $22,361
GEICO $2,894 $6,226 $19,032 $5,412
Liberty Mutual $15,417 $18,912 $36,042 $19,996
Nationwide $6,197 $8,337 $7,546 $6,993
Progressive $5,130 $6,817 $6,115 $6,328
State Farm $10,576 $12,771 $28,129 $16,062
Travelers $7,561 $10,789 $17,326 $8,948
USAA $3,370 $4,231 $5,531 $3,674

Cheapest Roseville, MI Car Insurance for Teen Drivers

Teen car insurance in Roseville, MI can be expensive. Take a look at rates from the top car insurance companies in Roseville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Roseville, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $50,580 $50,580
Farmers $37,021 $37,021
GEICO $16,052 $16,052
Liberty Mutual $39,533 $39,533
Nationwide $13,729 $13,729
Progressive $13,208 $13,915
State Farm $36,189 $36,189
Travelers $22,645 $22,645
USAA $7,561 $7,057

Cheapest Roseville, MI Car Insurance for Seniors

Take a look at Roseville, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Roseville, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $18,765 $18,765
Farmers $14,910 $14,910
GEICO $6,029 $6,029
Liberty Mutual $16,835 $16,835
Nationwide $4,564 $4,564
Progressive $3,181 $3,603
State Farm $9,407 $9,407
Travelers $6,400 $6,400
USAA $2,934 $2,739

Cheapest Roseville, MI Car Insurance Rates After a DUI

A DUI in Roseville, MI increases car insurance rates. Compare Roseville, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Roseville, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $60,898
Farmers $22,873
GEICO $19,032
Liberty Mutual $36,042
Nationwide $7,546
Progressive $6,115
State Farm $28,129
Travelers $17,326
USAA $5,531

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Cheapest Roseville, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Roseville, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Roseville, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $27,711 $27,711
Farmers $21,621 $21,621
GEICO $8,200 $8,583
Liberty Mutual $21,826 $23,358
Nationwide $7,268 $7,268
Progressive $6,098 $6,098
State Farm $16,415 $17,354
Travelers $11,092 $11,221
USAA $4,152 $4,251

The Best Cheap Car Insurance Companies in Roseville, MI

Take a look at a side-by-side comparison of the top car insurance companies in Roseville, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Roseville, Michigan

Insurance Company Average Annual Rates
Allstate $27,711
Farmers $21,621
GEICO $8,391
Liberty Mutual $22,592
Nationwide $7,268
Progressive $6,098
State Farm $16,884
Travelers $11,156
USAA $4,201

Category Winners: Cheapest Car Insurance in Roseville, Michigan

Find the cheapest car insurance companies in Roseville, MI for each category right here.

Best Annual Car Insurance Rates by Company in Roseville, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Roseville, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Roseville car insurance rates. Find the cheapest Roseville, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Roseville, Michigan

Insurance Company Low Medium High
Allstate $27,053 $27,769 $28,310
Farmers $21,003 $21,558 $22,302
GEICO $7,816 $8,307 $9,051
Liberty Mutual $22,138 $22,548 $23,090
Nationwide $7,598 $7,148 $7,058
Progressive $5,899 $6,104 $6,289
State Farm $15,959 $16,999 $17,696
Travelers $11,055 $11,166 $11,247
USAA $4,074 $4,212 $4,318

What affects car insurance rates in Roseville, Michigan?

What factors can have an impact on Roseville, MI car insurance? There are several reasons why Roseville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Roseville, Michigan.

Car Theft in Roseville

High levels of vehicle theft can make car insurance more expensive. Roseville, MI car theft statistics from the FBI indicate 151 vehicle thefts a year.

Commute Time in Roseville

The more time you spend in your car the higher the risk of an accident. The average commute length in Roseville, MI is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Roseville, MI

Ready to find affordable Roseville, Michigan car insurance today? Enter your ZIP code for fast, free Roseville, MI car insurance quotes.

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