Compare Ypsilanti, MI Car Insurance Rates (2021)

Car insurance in Ypsilanti, MI averages $909 a month. Ypsilanti, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Ypsilanti car insurance rates, compare quotes from the top car insurance companies in Ypsilanti, MI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Ypsilanti for teen drivers is USAA
  • The cheapest car insurance company in Ypsilanti is USAA
  • Average car insurance rates in Ypsilanti, MI are $10,912/year

If you need to buy Ypsilanti, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Ypsilanti, MI is right here.

You’ll find Ypsilanti car insurance rates, the cheapest Ypsilanti, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Ypsilanti, Michigan car insurance rates to Troy car insurance rates, Livonia car insurance rates, and Ann Arbor car insurance rates.

Ready to find affordable Ypsilanti, MI car insurance today? Enter your ZIP code for fast, free Ypsilanti car insurance quotes.

Cheapest Ypsilanti, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ypsilanti, MI car insurance rates? Every Ypsilanti, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ypsilanti, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,847 $14,847 $13,640 $13,640 $39,445 $39,445 $15,691 $15,691
Farmers $8,905 $8,905 $8,237 $8,237 $19,730 $19,730 $10,070 $10,070
GEICO $4,201 $4,201 $4,314 $4,314 $12,110 $12,110 $4,019 $4,019
Liberty Mutual $16,417 $16,417 $16,256 $16,256 $38,378 $38,378 $16,417 $16,417
Nationwide $4,107 $4,107 $3,653 $3,653 $10,853 $10,853 $4,504 $4,504
Progressive $3,169 $2,928 $2,805 $3,142 $11,861 $12,629 $3,688 $3,384
State Farm $8,768 $8,768 $8,165 $8,165 $31,294 $31,294 $10,314 $10,314
Travelers $5,498 $5,498 $4,728 $4,728 $16,536 $16,536 $5,970 $5,970
USAA $2,566 $2,407 $2,420 $2,267 $6,280 $5,908 $3,104 $2,944

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ypsilanti, MI

Every driver must carry the minimum car insurance in Ypsilanti, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Ypsilanti, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ypsilanti, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ypsilanti, MI. Compare credit history car insurance rates in Ypsilanti from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ypsilanti, Michigan

Insurance Company Poor Fair Good
Allstate $31,393 $17,531 $13,794
Farmers $17,300 $9,293 $8,614
GEICO $7,925 $5,822 $4,735
Liberty Mutual $34,609 $19,975 $11,016
Nationwide $7,227 $5,460 $4,651
Progressive $6,283 $5,299 $4,770
State Farm $23,773 $12,001 $8,132
Travelers $8,386 $8,133 $8,031
USAA $5,206 $2,987 $2,268

Cheapest Ypsilanti, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ypsilanti, MI to rates for a clean record with top companies.

Annual Ypsilanti, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,183 $13,498 $45,656 $14,287
Farmers $9,785 $12,641 $12,424 $12,092
GEICO $2,119 $4,581 $13,964 $3,979
Liberty Mutual $15,052 $18,356 $34,628 $19,431
Nationwide $4,952 $6,592 $6,001 $5,572
Progressive $4,614 $6,084 $5,454 $5,651
State Farm $9,195 $11,087 $24,333 $13,926
Travelers $5,527 $7,904 $12,766 $6,536
USAA $2,805 $3,510 $4,578 $3,055

Cheapest Ypsilanti, MI Car Insurance for Teen Drivers

Teen car insurance in Ypsilanti, MI can be expensive. Take a look at rates from the top car insurance companies in Ypsilanti for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ypsilanti, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $39,445 $39,445
Farmers $19,730 $19,730
GEICO $12,110 $12,110
Liberty Mutual $38,378 $38,378
Nationwide $10,853 $10,853
Progressive $11,861 $12,629
State Farm $31,294 $31,294
Travelers $16,536 $16,536
USAA $6,280 $5,908

Cheapest Ypsilanti, MI Car Insurance for Seniors

Take a look at Ypsilanti, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ypsilanti, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,640 $13,640
Farmers $8,237 $8,237
GEICO $4,314 $4,314
Liberty Mutual $16,256 $16,256
Nationwide $3,653 $3,653
Progressive $2,805 $3,142
State Farm $8,165 $8,165
Travelers $4,728 $4,728
USAA $2,420 $2,267

Cheapest Ypsilanti, MI Car Insurance Rates After a DUI

A DUI in Ypsilanti, MI increases car insurance rates. Compare Ypsilanti, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ypsilanti, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $45,656
Farmers $12,424
GEICO $13,964
Liberty Mutual $34,628
Nationwide $6,001
Progressive $5,454
State Farm $24,333
Travelers $12,766
USAA $4,578

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ypsilanti, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ypsilanti, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ypsilanti, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,906 $20,906
Farmers $11,735 $11,735
GEICO $6,023 $6,299
Liberty Mutual $21,120 $22,613
Nationwide $5,779 $5,779
Progressive $5,451 $5,451
State Farm $14,236 $15,035
Travelers $8,137 $8,230
USAA $3,447 $3,527

Cheapest Ypsilanti, MI Car Insurance Rates by ZIP Code

Ypsilanti car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Ypsilanti, MI.

Annual Car Insurance Rates by ZIP Code in Ypsilanti, Michigan

ZIP Code Average Annual Rates
48197 $7,757
48198 $7,541

The Best Cheap Car Insurance Companies in Ypsilanti, MI

Take a look at a side-by-side comparison of the top car insurance companies in Ypsilanti, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ypsilanti, Michigan

Insurance Company Average Annual Rates
Allstate $20,906
Farmers $11,735
GEICO $6,161
Liberty Mutual $21,867
Nationwide $5,779
Progressive $5,451
State Farm $14,635
Travelers $8,183
USAA $3,487

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Ypsilanti, Michigan

Find the cheapest car insurance companies in Ypsilanti, MI for each category right here.

Best Annual Car Insurance Rates by Company in Ypsilanti, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Ypsilanti, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ypsilanti car insurance rates. Find the cheapest Ypsilanti, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ypsilanti, Michigan

Insurance Company Low Medium High
Allstate $20,373 $20,953 $21,392
Farmers $11,350 $11,700 $12,156
GEICO $5,772 $6,109 $6,601
Liberty Mutual $21,376 $21,819 $22,406
Nationwide $6,018 $5,689 $5,630
Progressive $5,291 $5,457 $5,604
State Farm $13,871 $14,730 $15,305
Travelers $8,098 $8,192 $8,260
USAA $3,381 $3,496 $3,584

What affects car insurance rates in Ypsilanti, Michigan?

What factors can have an impact on Ypsilanti, MI car insurance? There are several reasons why Ypsilanti car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ypsilanti, Michigan.

Car Theft in Ypsilanti

High levels of vehicle theft can make car insurance more expensive. Ypsilanti, MI car theft statistics from the FBI indicate 45 vehicle thefts a year.

Commute Time in Ypsilanti

The more time you spend in your car the higher the risk of an accident. The average commute length in Ypsilanti, MI is 22.0 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Ypsilanti, MI

Ready to find affordable Ypsilanti, Michigan car insurance today? Enter your ZIP code for fast, free Ypsilanti, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption