Compare Aliso Viejo, CA Car Insurance Rates (2021)

Car insurance in Aliso Viejo, CA averages $280 a month. Aliso Viejo, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Aliso Viejo car insurance rates, compare quotes from the top car insurance companies in Aliso Viejo, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Aliso Viejo, CA after a DUI are $4,722/year
  • Average car insurance rates in Aliso Viejo, CA are $3,356/year
  • The cheapest car insurance company in Aliso Viejo for teen drivers is USAA

If you need to buy Aliso Viejo, California car insurance, the options can be confusing. Everything you need to know about car insurance in Aliso Viejo, CA is right here.

You’ll find Aliso Viejo car insurance rates, the cheapest Aliso Viejo, CA car insurance companies, and information on California car insurance laws. You can also compare Aliso Viejo, California car insurance rates to San Jose car insurance rates, San Diego car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Aliso Viejo, CA car insurance today? Enter your ZIP code for fast, free Aliso Viejo car insurance quotes.

Cheapest Aliso Viejo, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Aliso Viejo, CA car insurance rates? Every Aliso Viejo, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Aliso Viejo, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,830 $2,821 $2,077 $2,082 $7,966 $9,999 $3,582 $3,889
Farmers $2,246 $2,246 $2,047 $2,047 $7,143 $11,582 $2,662 $2,968
GEICO $1,661 $1,662 $1,562 $1,562 $5,062 $5,144 $2,387 $2,437
Liberty Mutual $2,131 $2,002 $2,002 $1,934 $4,624 $4,972 $2,383 $2,420
Nationwide $3,175 $3,026 $2,796 $2,630 $8,153 $8,994 $3,795 $3,737
Progressive $1,657 $1,706 $1,425 $1,685 $4,471 $5,376 $2,400 $2,580
State Farm $2,677 $2,677 $2,393 $2,393 $4,971 $6,186 $2,963 $3,052
Travelers $2,193 $2,118 $1,951 $1,931 $4,566 $5,176 $2,840 $2,776
USAA $1,882 $1,780 $1,837 $1,842 $4,307 $4,334 $2,608 $2,463

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Minimum Car Insurance in Aliso Viejo, CA

Every driver must carry the minimum car insurance in Aliso Viejo, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Aliso Viejo, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Aliso Viejo, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Aliso Viejo, CA to rates for a clean record with top companies.

Annual Aliso Viejo, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,666 $4,453 $7,014 $3,490
Farmers $3,051 $4,150 $5,153 $4,115
GEICO $1,876 $2,902 $3,634 $2,327
Liberty Mutual $2,439 $3,263 $2,948 $2,584
Nationwide $3,167 $4,062 $6,861 $4,062
Progressive $1,739 $2,965 $3,441 $2,505
State Farm $2,439 $2,907 $5,480 $2,829
Travelers $1,974 $3,199 $3,706 $2,897
USAA $1,749 $2,605 $4,257 $1,915

Cheapest Aliso Viejo, CA Car Insurance for Teen Drivers

Teen car insurance in Aliso Viejo, CA can be expensive. Take a look at rates from the top car insurance companies in Aliso Viejo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Aliso Viejo, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,966 $9,999
Farmers $7,143 $11,582
GEICO $5,062 $5,144
Liberty Mutual $4,624 $4,972
Nationwide $8,153 $8,994
Progressive $4,471 $5,376
State Farm $4,971 $6,186
Travelers $4,566 $5,176
USAA $4,307 $4,334

Cheapest Aliso Viejo, CA Car Insurance for Seniors

Take a look at Aliso Viejo, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Aliso Viejo, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,077 $2,082
Farmers $2,047 $2,047
GEICO $1,562 $1,562
Liberty Mutual $2,002 $1,934
Nationwide $2,796 $2,630
Progressive $1,425 $1,685
State Farm $2,393 $2,393
Travelers $1,951 $1,931
USAA $1,837 $1,842

Cheapest Aliso Viejo, CA Car Insurance Rates After a DUI

A DUI in Aliso Viejo, CA increases car insurance rates. Compare Aliso Viejo, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Aliso Viejo, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,014
Farmers $5,153
GEICO $3,634
Liberty Mutual $2,948
Nationwide $6,861
Progressive $3,441
State Farm $5,480
Travelers $3,706
USAA $4,257

Cheapest Aliso Viejo, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Aliso Viejo, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Aliso Viejo, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,971 $4,841
Farmers $3,735 $4,500
GEICO $2,439 $2,931
Liberty Mutual $2,579 $3,038
Nationwide $4,006 $5,070
Progressive $2,417 $2,908
State Farm $3,288 $3,540
Travelers $2,653 $3,235
USAA $2,425 $2,838

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The Best Cheap Car Insurance Companies in Aliso Viejo, CA

Take a look at a side-by-side comparison of the top car insurance companies in Aliso Viejo, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Aliso Viejo, California

Insurance Company Average Annual Rates
Allstate $4,406
Farmers $4,117
GEICO $2,685
Liberty Mutual $2,809
Nationwide $4,538
Progressive $2,663
State Farm $3,414
Travelers $2,944
USAA $2,632

Category Winners: Cheapest Car Insurance in Aliso Viejo, California

Find the cheapest car insurance companies in Aliso Viejo, CA for each category right here.

Best Annual Car Insurance Rates by Company in Aliso Viejo, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Aliso Viejo, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Aliso Viejo car insurance rates. Find the cheapest Aliso Viejo, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Aliso Viejo, California

Insurance Company Low Medium High
Allstate $4,149 $4,447 $4,621
Farmers $3,791 $4,154 $4,407
GEICO $2,430 $2,716 $2,908
Liberty Mutual $2,590 $2,836 $2,999
Nationwide $4,042 $4,624 $4,948
Progressive $2,359 $2,748 $2,881
State Farm $3,021 $3,484 $3,737
Travelers $2,547 $3,034 $3,251
USAA $2,391 $2,682 $2,822

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What affects car insurance rates in Aliso Viejo, California?

What factors can have an impact on Aliso Viejo, CA car insurance? There are several reasons why Aliso Viejo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Aliso Viejo, California.

Car Theft in Aliso Viejo

High levels of vehicle theft can make car insurance more expensive. Aliso Viejo, CA car theft statistics from the FBI indicate 31 vehicle thefts a year.

Commute Time in Aliso Viejo

The more time you spend in your car the higher the risk of an accident. The average commute length in Aliso Viejo, CA is 26.5 minutes according to City-Data.

Compare Car Insurance Quotes in Aliso Viejo, CA

Ready to find affordable Aliso Viejo, California car insurance today? Enter your ZIP code for fast, free Aliso Viejo, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State