Compare Apple Valley, CA Car Insurance Rates (2021)

Car insurance in Apple Valley, CA averages $307 a month. Apple Valley, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Apple Valley car insurance rates, compare quotes from the top car insurance companies in Apple Valley, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Apple Valley is USAA
  • Average car insurance rates in Apple Valley, CA after a DUI are $5,178/year
  • The cheapest car insurance company in Apple Valley for teen drivers is USAA

If you need to buy Apple Valley, California car insurance, the options can be confusing. Everything you need to know about car insurance in Apple Valley, CA is right here.

You’ll find Apple Valley car insurance rates, the cheapest Apple Valley, CA car insurance companies, and information on California car insurance laws. You can also compare Apple Valley, California car insurance rates to Fresno car insurance rates, San Jose car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Apple Valley, CA car insurance today? Enter your ZIP code for fast, free Apple Valley car insurance quotes.

Cheapest Apple Valley, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Apple Valley, CA car insurance rates? Every Apple Valley, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Apple Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,874 $2,880 $2,086 $2,114 $7,933 $9,986 $3,700 $4,088
Farmers $2,590 $2,590 $2,334 $2,334 $8,248 $13,522 $3,068 $3,415
GEICO $1,676 $1,676 $1,576 $1,576 $5,093 $5,174 $2,406 $2,457
Liberty Mutual $2,223 $2,099 $2,072 $2,005 $4,812 $5,143 $2,499 $2,530
Nationwide $3,129 $2,987 $2,758 $2,598 $7,913 $8,764 $3,717 $3,662
Progressive $1,973 $2,030 $1,706 $2,015 $5,373 $6,455 $2,880 $3,097
State Farm $3,503 $3,503 $3,130 $3,130 $6,476 $8,051 $3,878 $3,996
Travelers $2,593 $2,512 $2,290 $2,264 $5,347 $6,171 $3,392 $3,315
USAA $1,926 $1,824 $1,878 $1,884 $4,419 $4,429 $2,655 $2,509

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Minimum Car Insurance in Apple Valley, CA

Every driver must carry the minimum car insurance in Apple Valley, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Apple Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Apple Valley, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Apple Valley, CA to rates for a clean record with top companies.

Annual Apple Valley, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,679 $4,529 $7,103 $3,519
Farmers $3,520 $4,795 $5,974 $4,762
GEICO $1,890 $2,921 $3,661 $2,345
Liberty Mutual $2,537 $3,398 $3,069 $2,689
Nationwide $3,097 $3,975 $6,715 $3,975
Progressive $2,075 $3,556 $4,141 $2,994
State Farm $3,183 $3,795 $7,161 $3,693
Travelers $2,321 $3,787 $4,417 $3,418
USAA $1,787 $2,660 $4,358 $1,958

Cheapest Apple Valley, CA Car Insurance for Teen Drivers

Teen car insurance in Apple Valley, CA can be expensive. Take a look at rates from the top car insurance companies in Apple Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Apple Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,933 $9,986
Farmers $8,248 $13,522
GEICO $5,093 $5,174
Liberty Mutual $4,812 $5,143
Nationwide $7,913 $8,764
Progressive $5,373 $6,455
State Farm $6,476 $8,051
Travelers $5,347 $6,171
USAA $4,419 $4,429

Cheapest Apple Valley, CA Car Insurance for Seniors

Take a look at Apple Valley, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Apple Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,114
Farmers $2,334 $2,334
GEICO $1,576 $1,576
Liberty Mutual $2,072 $2,005
Nationwide $2,758 $2,598
Progressive $1,706 $2,015
State Farm $3,130 $3,130
Travelers $2,290 $2,264
USAA $1,878 $1,884

Cheapest Apple Valley, CA Car Insurance Rates After a DUI

A DUI in Apple Valley, CA increases car insurance rates. Compare Apple Valley, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Apple Valley, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,103
Farmers $5,974
GEICO $3,661
Liberty Mutual $3,069
Nationwide $6,715
Progressive $4,141
State Farm $7,161
Travelers $4,417
USAA $4,358

Cheapest Apple Valley, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Apple Valley, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Apple Valley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,020 $4,895
Farmers $4,322 $5,204
GEICO $2,456 $2,952
Liberty Mutual $2,682 $3,164
Nationwide $3,924 $4,958
Progressive $2,897 $3,485
State Farm $4,295 $4,622
Travelers $3,132 $3,839
USAA $2,478 $2,904

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Cheapest Apple Valley, CA Car Insurance Rates by ZIP Code

Apple Valley car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Apple Valley, CA.

Annual Car Insurance Rates by ZIP Code in Apple Valley, California

ZIP Code Average Annual Rates
92307 $5,061
92308 $4,992

The Best Cheap Car Insurance Companies in Apple Valley, CA

Take a look at a side-by-side comparison of the top car insurance companies in Apple Valley, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Apple Valley, California

Insurance Company Average Annual Rates
Allstate $4,458
Farmers $4,763
GEICO $2,704
Liberty Mutual $2,923
Nationwide $4,441
Progressive $3,191
State Farm $4,458
Travelers $3,485
USAA $2,691

Category Winners: Cheapest Car Insurance in Apple Valley, California

Find the cheapest car insurance companies in Apple Valley, CA for each category right here.

Best Annual Car Insurance Rates by Company in Apple Valley, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Apple Valley, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Apple Valley car insurance rates. Find the cheapest Apple Valley, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Apple Valley, California

Insurance Company Low Medium High
Allstate $4,224 $4,495 $4,653
Farmers $4,439 $4,798 $5,051
GEICO $2,421 $2,737 $2,955
Liberty Mutual $2,714 $2,948 $3,106
Nationwide $3,926 $4,520 $4,876
Progressive $2,799 $3,296 $3,479
State Farm $3,979 $4,544 $4,852
Travelers $3,077 $3,571 $3,808
USAA $2,420 $2,746 $2,905

What affects car insurance rates in Apple Valley, California?

What factors can have an impact on Apple Valley, CA car insurance? There are several reasons why Apple Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Apple Valley, California.

Car Theft in Apple Valley

High levels of vehicle theft can make car insurance more expensive. Apple Valley, CA car theft statistics from the FBI indicate 263 vehicle thefts a year.

Commute Time in Apple Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Apple Valley, CA is 33.1 minutes according to City-Data.

Compare Car Insurance Quotes in Apple Valley, CA

Ready to find affordable Apple Valley, California car insurance today? Enter your ZIP code for fast, free Apple Valley, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State