Compare Big Bear City, CA Car Insurance Rates (2021)

Car insurance in Big Bear City, CA averages $309 a month. Big Bear City, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Big Bear City car insurance rates, compare quotes from the top car insurance companies in Big Bear City, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Big Bear City is USAA
  • Average car insurance rates in Big Bear City, CA are $3,711/year
  • The cheapest car insurance company in Big Bear City for teen drivers is USAA

If you need to buy Big Bear City, California car insurance, the options can be confusing. Everything you need to know about car insurance in Big Bear City, CA is right here.

You’ll find Big Bear City car insurance rates, the cheapest Big Bear City, CA car insurance companies, and information on California car insurance laws. You can also compare Big Bear City, California car insurance rates to Anaheim car insurance rates, Oakland car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Big Bear City, CA car insurance today? Enter your ZIP code for fast, free Big Bear City car insurance quotes.

Cheapest Big Bear City, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Big Bear City, CA car insurance rates? Every Big Bear City, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Big Bear City, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,864 $2,870 $2,078 $2,106 $7,898 $9,941 $3,686 $4,072
Farmers $2,944 $2,944 $2,658 $2,658 $9,404 $15,406 $3,490 $3,889
GEICO $1,754 $1,755 $1,649 $1,649 $5,331 $5,424 $2,519 $2,576
Liberty Mutual $2,241 $2,120 $2,084 $2,016 $4,859 $5,178 $2,524 $2,551
Nationwide $3,249 $3,098 $2,855 $2,687 $8,317 $9,180 $3,876 $3,821
Progressive $1,660 $1,709 $1,417 $1,680 $4,453 $5,362 $2,393 $2,574
State Farm $3,639 $3,639 $3,253 $3,253 $6,705 $8,307 $4,031 $4,158
Travelers $2,552 $2,472 $2,255 $2,230 $5,278 $6,059 $3,333 $3,255
USAA $1,729 $1,639 $1,687 $1,695 $3,920 $3,954 $2,400 $2,269

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Minimum Car Insurance in Big Bear City, CA

Every driver must carry the minimum car insurance in Big Bear City, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Big Bear City, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Big Bear City, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Big Bear City, CA to rates for a clean record with top companies.

Annual Big Bear City, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,668 $4,510 $7,074 $3,505
Farmers $4,010 $5,461 $6,803 $5,423
GEICO $1,980 $3,058 $3,835 $2,456
Liberty Mutual $2,557 $3,426 $3,093 $2,710
Nationwide $3,235 $4,148 $7,012 $4,148
Progressive $1,739 $2,957 $3,425 $2,504
State Farm $3,299 $3,935 $7,430 $3,829
Travelers $2,281 $3,734 $4,338 $3,365
USAA $1,605 $2,386 $3,899 $1,757

Cheapest Big Bear City, CA Car Insurance for Teen Drivers

Teen car insurance in Big Bear City, CA can be expensive. Take a look at rates from the top car insurance companies in Big Bear City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Big Bear City, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,898 $9,941
Farmers $9,404 $15,406
GEICO $5,331 $5,424
Liberty Mutual $4,859 $5,178
Nationwide $8,317 $9,180
Progressive $4,453 $5,362
State Farm $6,705 $8,307
Travelers $5,278 $6,059
USAA $3,920 $3,954

Cheapest Big Bear City, CA Car Insurance for Seniors

Take a look at Big Bear City, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Big Bear City, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,078 $2,106
Farmers $2,658 $2,658
GEICO $1,649 $1,649
Liberty Mutual $2,084 $2,016
Nationwide $2,855 $2,687
Progressive $1,417 $1,680
State Farm $3,253 $3,253
Travelers $2,255 $2,230
USAA $1,687 $1,695

Cheapest Big Bear City, CA Car Insurance Rates After a DUI

A DUI in Big Bear City, CA increases car insurance rates. Compare Big Bear City, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Big Bear City, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,074
Farmers $6,803
GEICO $3,835
Liberty Mutual $3,093
Nationwide $7,012
Progressive $3,425
State Farm $7,430
Travelers $4,338
USAA $3,899

Cheapest Big Bear City, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Big Bear City, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Big Bear City, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,003 $4,875
Farmers $4,921 $5,927
GEICO $2,573 $3,092
Liberty Mutual $2,703 $3,190
Nationwide $4,091 $5,180
Progressive $2,410 $2,902
State Farm $4,456 $4,790
Travelers $3,084 $3,775
USAA $2,225 $2,599

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The Best Cheap Car Insurance Companies in Big Bear City, CA

Take a look at a side-by-side comparison of the top car insurance companies in Big Bear City, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Big Bear City, California

Insurance Company Average Annual Rates
Allstate $4,439
Farmers $5,424
GEICO $2,832
Liberty Mutual $2,947
Nationwide $4,635
Progressive $2,656
State Farm $4,623
Travelers $3,429
USAA $2,412

Category Winners: Cheapest Car Insurance in Big Bear City, California

Find the cheapest car insurance companies in Big Bear City, CA for each category right here.

Best Annual Car Insurance Rates by Company in Big Bear City, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Big Bear City, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Big Bear City car insurance rates. Find the cheapest Big Bear City, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Big Bear City, California

Insurance Company Low Medium High
Allstate $4,206 $4,477 $4,635
Farmers $5,051 $5,466 $5,755
GEICO $2,544 $2,864 $3,088
Liberty Mutual $2,746 $2,970 $3,124
Nationwide $4,146 $4,719 $5,041
Progressive $2,374 $2,739 $2,856
State Farm $4,187 $4,698 $4,983
Travelers $3,003 $3,516 $3,769
USAA $2,208 $2,454 $2,573

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What affects car insurance rates in Big Bear City, California?

What factors can have an impact on Big Bear City, CA car insurance? There are several reasons why Big Bear City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Big Bear City, California.

Commute Time in Big Bear City

The more time you spend in your car the higher the risk of an accident. The average commute length in Big Bear City, CA is 28.4 minutes according to City-Data.

Compare Car Insurance Quotes in Big Bear City, CA

Ready to find affordable Big Bear City, California car insurance today? Enter your ZIP code for fast, free Big Bear City, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State