Compare Canyon Lake, CA Car Insurance Rates (2021)

Car insurance in Canyon Lake, CA averages $298 a month. Canyon Lake, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Canyon Lake car insurance rates, compare quotes from the top car insurance companies in Canyon Lake, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Canyon Lake for teen drivers is USAA
  • The cheapest car insurance company in Canyon Lake is USAA
  • Average car insurance rates in Canyon Lake, CA after a DUI are $5,019/year

If you need to buy Canyon Lake, California car insurance, the options can be confusing. Everything you need to know about car insurance in Canyon Lake, CA is right here.

You’ll find Canyon Lake car insurance rates, the cheapest Canyon Lake, CA car insurance companies, and information on California car insurance laws. You can also compare Canyon Lake, California car insurance rates to Fresno car insurance rates, Oakland car insurance rates, and Anaheim car insurance rates.

Ready to find affordable Canyon Lake, CA car insurance today? Enter your ZIP code for fast, free Canyon Lake car insurance quotes.

Cheapest Canyon Lake, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Canyon Lake, CA car insurance rates? Every Canyon Lake, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Canyon Lake, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,878 $2,879 $2,097 $2,115 $7,964 $10,013 $3,672 $4,027
Farmers $2,574 $2,574 $2,325 $2,325 $8,185 $13,372 $3,047 $3,393
GEICO $1,754 $1,755 $1,649 $1,649 $5,331 $5,424 $2,519 $2,576
Liberty Mutual $2,179 $2,058 $2,030 $1,963 $4,710 $5,032 $2,450 $2,481
Nationwide $2,868 $2,735 $2,531 $2,383 $7,315 $8,079 $3,420 $3,366
Progressive $1,926 $1,982 $1,650 $1,954 $5,202 $6,260 $2,793 $3,003
State Farm $3,283 $3,283 $2,933 $2,933 $6,066 $7,534 $3,635 $3,747
Travelers $2,441 $2,363 $2,161 $2,137 $5,050 $5,787 $3,182 $3,108
USAA $1,895 $1,793 $1,851 $1,856 $4,321 $4,346 $2,622 $2,476

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Minimum Car Insurance in Canyon Lake, CA

Every driver must carry the minimum car insurance in Canyon Lake, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Canyon Lake, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Canyon Lake, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Canyon Lake, CA to rates for a clean record with top companies.

Annual Canyon Lake, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,686 $4,512 $7,101 $3,523
Farmers $3,496 $4,757 $5,921 $4,722
GEICO $1,980 $3,058 $3,835 $2,456
Liberty Mutual $2,484 $3,328 $3,006 $2,633
Nationwide $2,854 $3,660 $6,173 $3,660
Progressive $2,020 $3,449 $4,003 $2,913
State Farm $2,982 $3,555 $6,710 $3,460
Travelers $2,186 $3,566 $4,143 $3,219
USAA $1,758 $2,617 $4,280 $1,925

Cheapest Canyon Lake, CA Car Insurance for Teen Drivers

Teen car insurance in Canyon Lake, CA can be expensive. Take a look at rates from the top car insurance companies in Canyon Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Canyon Lake, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,964 $10,013
Farmers $8,185 $13,372
GEICO $5,331 $5,424
Liberty Mutual $4,710 $5,032
Nationwide $7,315 $8,079
Progressive $5,202 $6,260
State Farm $6,066 $7,534
Travelers $5,050 $5,787
USAA $4,321 $4,346

Cheapest Canyon Lake, CA Car Insurance for Seniors

Take a look at Canyon Lake, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Canyon Lake, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,097 $2,115
Farmers $2,325 $2,325
GEICO $1,649 $1,649
Liberty Mutual $2,030 $1,963
Nationwide $2,531 $2,383
Progressive $1,650 $1,954
State Farm $2,933 $2,933
Travelers $2,161 $2,137
USAA $1,851 $1,856

Cheapest Canyon Lake, CA Car Insurance Rates After a DUI

A DUI in Canyon Lake, CA increases car insurance rates. Compare Canyon Lake, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Canyon Lake, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,101
Farmers $5,921
GEICO $3,835
Liberty Mutual $3,006
Nationwide $6,173
Progressive $4,003
State Farm $6,710
Travelers $4,143
USAA $4,280

Cheapest Canyon Lake, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Canyon Lake, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Canyon Lake, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,014 $4,897
Farmers $4,286 $5,162
GEICO $2,573 $3,092
Liberty Mutual $2,627 $3,099
Nationwide $3,611 $4,563
Progressive $2,809 $3,384
State Farm $4,024 $4,329
Travelers $2,950 $3,607
USAA $2,438 $2,852

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The Best Cheap Car Insurance Companies in Canyon Lake, CA

Take a look at a side-by-side comparison of the top car insurance companies in Canyon Lake, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Canyon Lake, California

Insurance Company Average Annual Rates
Allstate $4,456
Farmers $4,724
GEICO $2,832
Liberty Mutual $2,863
Nationwide $4,087
Progressive $3,096
State Farm $4,177
Travelers $3,279
USAA $2,645

Category Winners: Cheapest Car Insurance in Canyon Lake, California

Find the cheapest car insurance companies in Canyon Lake, CA for each category right here.

Best Annual Car Insurance Rates by Company in Canyon Lake, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Canyon Lake, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Canyon Lake car insurance rates. Find the cheapest Canyon Lake, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Canyon Lake, California

Insurance Company Low Medium High
Allstate $4,201 $4,496 $4,669
Farmers $4,385 $4,762 $5,026
GEICO $2,544 $2,864 $3,088
Liberty Mutual $2,659 $2,887 $3,043
Nationwide $3,626 $4,164 $4,471
Progressive $2,747 $3,195 $3,347
State Farm $3,743 $4,255 $4,532
Travelers $2,868 $3,365 $3,602
USAA $2,399 $2,696 $2,839

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What affects car insurance rates in Canyon Lake, California?

What factors can have an impact on Canyon Lake, CA car insurance? There are several reasons why Canyon Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Canyon Lake, California.

Car Theft in Canyon Lake

High levels of vehicle theft can make car insurance more expensive. Canyon Lake, CA car theft statistics from the FBI indicate 23 vehicle thefts a year.

Commute Time in Canyon Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Canyon Lake, CA is 43.6 minutes according to City-Data.

Compare Car Insurance Quotes in Canyon Lake, CA

Ready to find affordable Canyon Lake, California car insurance today? Enter your ZIP code for fast, free Canyon Lake, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State