Compare Cypress, CA Car Insurance Rates (2021)

Car insurance in Cypress, CA averages $327 a month. Cypress, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Cypress car insurance rates, compare quotes from the top car insurance companies in Cypress, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Cypress, CA after a DUI are $5,526/year
  • Average car insurance rates in Cypress, CA are $3,927/year
  • The cheapest car insurance company in Cypress is USAA

If you need to buy Cypress, California car insurance, the options can be confusing. Everything you need to know about car insurance in Cypress, CA is right here.

You’ll find Cypress car insurance rates, the cheapest Cypress, CA car insurance companies, and information on California car insurance laws. You can also compare Cypress, California car insurance rates to Sacramento car insurance rates, Anaheim car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Cypress, CA car insurance today? Enter your ZIP code for fast, free Cypress car insurance quotes.

Cheapest Cypress, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cypress, CA car insurance rates? Every Cypress, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cypress, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,202 $3,190 $2,336 $2,342 $9,059 $11,364 $4,043 $4,382
Farmers $2,707 $2,707 $2,458 $2,458 $8,602 $13,975 $3,206 $3,571
GEICO $1,835 $1,835 $1,725 $1,725 $5,591 $5,678 $2,636 $2,690
Liberty Mutual $2,451 $2,304 $2,300 $2,221 $5,324 $5,722 $2,744 $2,788
Nationwide $3,472 $3,307 $3,060 $2,876 $8,981 $9,901 $4,160 $4,091
Progressive $1,985 $2,042 $1,704 $2,016 $5,396 $6,480 $2,877 $3,092
State Farm $3,606 $3,606 $3,224 $3,224 $6,686 $8,297 $3,996 $4,119
Travelers $2,667 $2,573 $2,363 $2,338 $5,646 $6,408 $3,488 $3,395
USAA $2,010 $1,903 $1,959 $1,965 $4,615 $4,638 $2,778 $2,624

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Cypress, CA

Every driver must carry the minimum car insurance in Cypress, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Cypress, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Cypress, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cypress, CA to rates for a clean record with top companies.

Annual Cypress, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,014 $5,034 $7,962 $3,949
Farmers $3,675 $4,998 $6,211 $4,957
GEICO $2,071 $3,205 $4,013 $2,569
Liberty Mutual $2,806 $3,755 $3,393 $2,974
Nationwide $3,474 $4,458 $7,535 $4,458
Progressive $2,087 $3,568 $4,129 $3,012
State Farm $3,282 $3,912 $7,378 $3,807
Travelers $2,380 $3,950 $4,560 $3,550
USAA $1,866 $2,784 $4,551 $2,045

Cheapest Cypress, CA Car Insurance for Teen Drivers

Teen car insurance in Cypress, CA can be expensive. Take a look at rates from the top car insurance companies in Cypress for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cypress, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,059 $11,364
Farmers $8,602 $13,975
GEICO $5,591 $5,678
Liberty Mutual $5,324 $5,722
Nationwide $8,981 $9,901
Progressive $5,396 $6,480
State Farm $6,686 $8,297
Travelers $5,646 $6,408
USAA $4,615 $4,638

Cheapest Cypress, CA Car Insurance for Seniors

Take a look at Cypress, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cypress, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,336 $2,342
Farmers $2,458 $2,458
GEICO $1,725 $1,725
Liberty Mutual $2,300 $2,221
Nationwide $3,060 $2,876
Progressive $1,704 $2,016
State Farm $3,224 $3,224
Travelers $2,363 $2,338
USAA $1,959 $1,965

Cheapest Cypress, CA Car Insurance Rates After a DUI

A DUI in Cypress, CA increases car insurance rates. Compare Cypress, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cypress, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,962
Farmers $6,211
GEICO $4,013
Liberty Mutual $3,393
Nationwide $7,535
Progressive $4,129
State Farm $7,378
Travelers $4,560
USAA $4,551

Cheapest Cypress, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cypress, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cypress, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,490 $5,489
Farmers $4,499 $5,421
GEICO $2,692 $3,236
Liberty Mutual $2,966 $3,498
Nationwide $4,395 $5,567
Progressive $2,899 $3,499
State Farm $4,428 $4,762
Travelers $3,247 $3,973
USAA $2,591 $3,032

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Cypress, CA

Take a look at a side-by-side comparison of the top car insurance companies in Cypress, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cypress, California

Insurance Company Average Annual Rates
Allstate $4,990
Farmers $4,960
GEICO $2,964
Liberty Mutual $3,232
Nationwide $4,981
Progressive $3,199
State Farm $4,595
Travelers $3,610
USAA $2,811

Category Winners: Cheapest Car Insurance in Cypress, California

Find the cheapest car insurance companies in Cypress, CA for each category right here.

Best Annual Car Insurance Rates by Company in Cypress, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Cypress, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cypress car insurance rates. Find the cheapest Cypress, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cypress, California

Insurance Company Low Medium High
Allstate $4,669 $5,041 $5,259
Farmers $4,576 $5,003 $5,302
GEICO $2,666 $3,001 $3,226
Liberty Mutual $2,980 $3,264 $3,452
Nationwide $4,437 $5,080 $5,427
Progressive $2,826 $3,307 $3,464
State Farm $4,116 $4,682 $4,987
Travelers $3,099 $3,715 $4,015
USAA $2,537 $2,869 $3,029

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in Cypress, California?

What factors can have an impact on Cypress, CA car insurance? There are several reasons why Cypress car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cypress, California.

Car Theft in Cypress

High levels of vehicle theft can make car insurance more expensive. Cypress, CA car theft statistics from the FBI indicate 80 vehicle thefts a year.

Commute Time in Cypress

The more time you spend in your car the higher the risk of an accident. The average commute length in Cypress, CA is 31.9 minutes according to City-Data.

Compare Car Insurance Quotes in Cypress, CA

Ready to find affordable Cypress, California car insurance today? Enter your ZIP code for fast, free Cypress, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State