Compare East Palo Alto, CA Car Insurance Rates (2021)

Car insurance in East Palo Alto, CA averages $296 a month. East Palo Alto, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap East Palo Alto car insurance rates, compare quotes from the top car insurance companies in East Palo Alto, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in East Palo Alto, CA after a DUI are $4,977/year
  • Average car insurance rates in East Palo Alto, CA are $3,546/year
  • The cheapest car insurance company in East Palo Alto for teen drivers is USAA

If you need to buy East Palo Alto, California car insurance, the options can be confusing. Everything you need to know about car insurance in East Palo Alto, CA is right here.

You’ll find East Palo Alto car insurance rates, the cheapest East Palo Alto, CA car insurance companies, and information on California car insurance laws. You can also compare East Palo Alto, California car insurance rates to San Francisco car insurance rates, San Diego car insurance rates, and San Jose car insurance rates.

Ready to find affordable East Palo Alto, CA car insurance today? Enter your ZIP code for fast, free East Palo Alto car insurance quotes.

Cheapest East Palo Alto, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect East Palo Alto, CA car insurance rates? Every East Palo Alto, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in East Palo Alto, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,701 $2,706 $1,984 $2,000 $7,578 $9,554 $3,461 $3,808
Farmers $2,462 $2,462 $2,226 $2,226 $7,957 $13,099 $2,929 $3,272
GEICO $1,744 $1,745 $1,641 $1,641 $5,299 $5,385 $2,504 $2,558
Liberty Mutual $2,191 $2,079 $2,043 $1,981 $4,868 $5,158 $2,477 $2,488
Nationwide $3,538 $3,374 $3,090 $2,909 $9,112 $10,032 $4,253 $4,201
Progressive $1,848 $1,901 $1,559 $1,854 $4,893 $5,899 $2,652 $2,850
State Farm $2,816 $2,816 $2,516 $2,516 $5,192 $6,437 $3,118 $3,216
Travelers $2,345 $2,267 $2,076 $2,056 $4,873 $5,534 $3,035 $2,976
USAA $1,908 $1,808 $1,861 $1,868 $4,347 $4,391 $2,653 $2,507

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Minimum Car Insurance in East Palo Alto, CA

Every driver must carry the minimum car insurance in East Palo Alto, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in East Palo Alto, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest East Palo Alto, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in East Palo Alto, CA to rates for a clean record with top companies.

Annual East Palo Alto, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,552 $4,284 $6,712 $3,348
Farmers $3,381 $4,608 $5,746 $4,581
GEICO $1,969 $3,036 $3,812 $2,442
Liberty Mutual $2,528 $3,385 $3,052 $2,677
Nationwide $3,532 $4,528 $7,667 $4,528
Progressive $1,924 $3,262 $3,770 $2,773
State Farm $2,554 $3,045 $5,750 $2,964
Travelers $2,108 $3,411 $3,967 $3,094
USAA $1,773 $2,643 $4,314 $1,942

Cheapest East Palo Alto, CA Car Insurance for Teen Drivers

Teen car insurance in East Palo Alto, CA can be expensive. Take a look at rates from the top car insurance companies in East Palo Alto for teenagers.

Annual Car Insurance Rates for Teen Drivers in East Palo Alto, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,578 $9,554
Farmers $7,957 $13,099
GEICO $5,299 $5,385
Liberty Mutual $4,868 $5,158
Nationwide $9,112 $10,032
Progressive $4,893 $5,899
State Farm $5,192 $6,437
Travelers $4,873 $5,534
USAA $4,347 $4,391

Cheapest East Palo Alto, CA Car Insurance for Seniors

Take a look at East Palo Alto, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in East Palo Alto, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,984 $2,000
Farmers $2,226 $2,226
GEICO $1,641 $1,641
Liberty Mutual $2,043 $1,981
Nationwide $3,090 $2,909
Progressive $1,559 $1,854
State Farm $2,516 $2,516
Travelers $2,076 $2,056
USAA $1,861 $1,868

Cheapest East Palo Alto, CA Car Insurance Rates After a DUI

A DUI in East Palo Alto, CA increases car insurance rates. Compare East Palo Alto, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in East Palo Alto, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,712
Farmers $5,746
GEICO $3,812
Liberty Mutual $3,052
Nationwide $7,667
Progressive $3,770
State Farm $5,750
Travelers $3,967
USAA $4,314

Cheapest East Palo Alto, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in East Palo Alto, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in East Palo Alto, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,813 $4,635
Farmers $4,155 $5,003
GEICO $2,557 $3,073
Liberty Mutual $2,675 $3,146
Nationwide $4,469 $5,658
Progressive $2,657 $3,207
State Farm $3,449 $3,708
Travelers $2,830 $3,460
USAA $2,461 $2,875

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The Best Cheap Car Insurance Companies in East Palo Alto, CA

Take a look at a side-by-side comparison of the top car insurance companies in East Palo Alto, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in East Palo Alto, California

Insurance Company Average Annual Rates
Allstate $4,224
Farmers $4,579
GEICO $2,815
Liberty Mutual $2,911
Nationwide $5,064
Progressive $2,932
State Farm $3,578
Travelers $3,145
USAA $2,668

Category Winners: Cheapest Car Insurance in East Palo Alto, California

Find the cheapest car insurance companies in East Palo Alto, CA for each category right here.

Best Annual Car Insurance Rates by Company in East Palo Alto, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest East Palo Alto, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your East Palo Alto car insurance rates. Find the cheapest East Palo Alto, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in East Palo Alto, California

Insurance Company Low Medium High
Allstate $4,026 $4,258 $4,388
Farmers $4,291 $4,615 $4,832
GEICO $2,560 $2,848 $3,036
Liberty Mutual $2,727 $2,937 $3,068
Nationwide $4,576 $5,159 $5,456
Progressive $2,646 $3,020 $3,130
State Farm $3,231 $3,640 $3,865
Travelers $2,732 $3,240 $3,463
USAA $2,441 $2,716 $2,847

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What affects car insurance rates in East Palo Alto, California?

What factors can have an impact on East Palo Alto, CA car insurance? There are several reasons why East Palo Alto car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in East Palo Alto, California.

Car Theft in East Palo Alto

High levels of vehicle theft can make car insurance more expensive. East Palo Alto, CA car theft statistics from the FBI indicate 183 vehicle thefts a year.

Commute Time in East Palo Alto

The more time you spend in your car the higher the risk of an accident. The average commute length in East Palo Alto, CA is 25.0 minutes according to City-Data.

Compare Car Insurance Quotes in East Palo Alto, CA

Ready to find affordable East Palo Alto, California car insurance today? Enter your ZIP code for fast, free East Palo Alto, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State