Compare El Dorado Hills, CA Car Insurance Rates (2021)

Car insurance in El Dorado Hills, CA averages $297 a month. El Dorado Hills, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap El Dorado Hills car insurance rates, compare quotes from the top car insurance companies in El Dorado Hills, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in El Dorado Hills, CA are $3,565/year
  • The cheapest car insurance company in El Dorado Hills for teen drivers is USAA
  • Average car insurance rates in El Dorado Hills, CA after a DUI are $5,000/year

If you need to buy El Dorado Hills, California car insurance, the options can be confusing. Everything you need to know about car insurance in El Dorado Hills, CA is right here.

You’ll find El Dorado Hills car insurance rates, the cheapest El Dorado Hills, CA car insurance companies, and information on California car insurance laws. You can also compare El Dorado Hills, California car insurance rates to Long Beach car insurance rates, San Diego car insurance rates, and Sacramento car insurance rates.

Ready to find affordable El Dorado Hills, CA car insurance today? Enter your ZIP code for fast, free El Dorado Hills car insurance quotes.

Cheapest El Dorado Hills, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect El Dorado Hills, CA car insurance rates? Every El Dorado Hills, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in El Dorado Hills, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,643 $2,650 $1,938 $1,954 $7,364 $9,280 $3,376 $3,713
Farmers $2,668 $2,668 $2,411 $2,411 $8,525 $13,952 $3,164 $3,525
GEICO $1,827 $1,828 $1,718 $1,718 $5,540 $5,639 $2,622 $2,684
Liberty Mutual $2,277 $2,162 $2,110 $2,048 $5,001 $5,301 $2,575 $2,587
Nationwide $2,950 $2,817 $2,588 $2,440 $7,479 $8,261 $3,520 $3,476
Progressive $1,710 $1,758 $1,478 $1,742 $4,636 $5,555 $2,478 $2,660
State Farm $3,374 $3,374 $3,015 $3,015 $6,244 $7,765 $3,735 $3,848
Travelers $2,351 $2,274 $2,077 $2,057 $4,864 $5,503 $3,037 $2,976
USAA $1,950 $1,846 $1,907 $1,914 $4,423 $4,448 $2,701 $2,551

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Minimum Car Insurance in El Dorado Hills, CA

Every driver must carry the minimum car insurance in El Dorado Hills, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in El Dorado Hills, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest El Dorado Hills, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in El Dorado Hills, CA to rates for a clean record with top companies.

Annual El Dorado Hills, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,489 $4,165 $6,542 $3,263
Farmers $3,636 $4,949 $6,162 $4,914
GEICO $2,061 $3,178 $3,991 $2,557
Liberty Mutual $2,610 $3,499 $3,155 $2,766
Nationwide $2,927 $3,751 $6,336 $3,751
Progressive $1,796 $3,070 $3,551 $2,590
State Farm $3,068 $3,658 $6,901 $3,559
Travelers $2,101 $3,421 $3,957 $3,090
USAA $1,806 $2,684 $4,402 $1,978

Cheapest El Dorado Hills, CA Car Insurance for Teen Drivers

Teen car insurance in El Dorado Hills, CA can be expensive. Take a look at rates from the top car insurance companies in El Dorado Hills for teenagers.

Annual Car Insurance Rates for Teen Drivers in El Dorado Hills, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,280
Farmers $8,525 $13,952
GEICO $5,540 $5,639
Liberty Mutual $5,001 $5,301
Nationwide $7,479 $8,261
Progressive $4,636 $5,555
State Farm $6,244 $7,765
Travelers $4,864 $5,503
USAA $4,423 $4,448

Cheapest El Dorado Hills, CA Car Insurance for Seniors

Take a look at El Dorado Hills, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in El Dorado Hills, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,938 $1,954
Farmers $2,411 $2,411
GEICO $1,718 $1,718
Liberty Mutual $2,110 $2,048
Nationwide $2,588 $2,440
Progressive $1,478 $1,742
State Farm $3,015 $3,015
Travelers $2,077 $2,057
USAA $1,907 $1,914

Cheapest El Dorado Hills, CA Car Insurance Rates After a DUI

A DUI in El Dorado Hills, CA increases car insurance rates. Compare El Dorado Hills, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in El Dorado Hills, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,542
Farmers $6,162
GEICO $3,991
Liberty Mutual $3,155
Nationwide $6,336
Progressive $3,551
State Farm $6,901
Travelers $3,957
USAA $4,402

Cheapest El Dorado Hills, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in El Dorado Hills, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in El Dorado Hills, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,711 $4,519
Farmers $4,460 $5,371
GEICO $2,677 $3,217
Liberty Mutual $2,763 $3,252
Nationwide $3,704 $4,679
Progressive $2,496 $3,008
State Farm $4,139 $4,454
Travelers $2,831 $3,454
USAA $2,504 $2,931

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The Best Cheap Car Insurance Companies in El Dorado Hills, CA

Take a look at a side-by-side comparison of the top car insurance companies in El Dorado Hills, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in El Dorado Hills, California

Insurance Company Average Annual Rates
Allstate $4,115
Farmers $4,916
GEICO $2,947
Liberty Mutual $3,008
Nationwide $4,191
Progressive $2,752
State Farm $4,297
Travelers $3,142
USAA $2,718

Category Winners: Cheapest Car Insurance in El Dorado Hills, California

Find the cheapest car insurance companies in El Dorado Hills, CA for each category right here.

Best Annual Car Insurance Rates by Company in El Dorado Hills, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest El Dorado Hills, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your El Dorado Hills car insurance rates. Find the cheapest El Dorado Hills, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in El Dorado Hills, California

Insurance Company Low Medium High
Allstate $3,905 $4,150 $4,289
Farmers $4,572 $4,955 $5,220
GEICO $2,657 $2,979 $3,205
Liberty Mutual $2,818 $3,034 $3,171
Nationwide $3,749 $4,266 $4,559
Progressive $2,415 $2,848 $2,993
State Farm $3,825 $4,381 $4,684
Travelers $2,706 $3,233 $3,488
USAA $2,472 $2,769 $2,912

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What affects car insurance rates in El Dorado Hills, California?

What factors can have an impact on El Dorado Hills, CA car insurance? There are several reasons why El Dorado Hills car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in El Dorado Hills, California.

Commute Time in El Dorado Hills

The more time you spend in your car the higher the risk of an accident. The average commute length in El Dorado Hills, CA is 31.5 minutes according to City-Data.

Compare Car Insurance Quotes in El Dorado Hills, CA

Ready to find affordable El Dorado Hills, California car insurance today? Enter your ZIP code for fast, free El Dorado Hills, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State