Compare El Monte, CA Car Insurance Rates (2021)

Car insurance in El Monte, CA averages $360 a month. El Monte, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap El Monte car insurance rates, compare quotes from the top car insurance companies in El Monte, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in El Monte, CA after a DUI are $6,083/year
  • The cheapest ZIP code in El Monte is 91733
  • Average car insurance rates in El Monte, CA are $4,321/year

If you need to buy El Monte, California car insurance, the options can be confusing. Everything you need to know about car insurance in El Monte, CA is right here.

You’ll find El Monte car insurance rates, the cheapest El Monte, CA car insurance companies, and information on California car insurance laws. You can also compare El Monte, California car insurance rates to San Diego car insurance rates, Oakland car insurance rates, and Anaheim car insurance rates.

Ready to find affordable El Monte, CA car insurance today? Enter your ZIP code for fast, free El Monte car insurance quotes.

Cheapest El Monte, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect El Monte, CA car insurance rates? Every El Monte, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in El Monte, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,455 $3,445 $2,515 $2,530 $9,759 $12,258 $4,406 $4,806
Farmers $3,265 $3,265 $2,967 $2,967 $10,431 $16,982 $3,874 $4,320
GEICO $2,057 $2,057 $1,933 $1,933 $6,280 $6,382 $2,957 $3,018
Liberty Mutual $2,531 $2,382 $2,367 $2,287 $5,482 $5,883 $2,837 $2,881
Nationwide $3,998 $3,811 $3,512 $3,304 $10,249 $11,330 $4,769 $4,699
Progressive $2,000 $2,057 $1,702 $2,020 $5,360 $6,455 $2,892 $3,108
State Farm $3,996 $3,996 $3,574 $3,574 $7,384 $9,153 $4,425 $4,565
Travelers $2,930 $2,830 $2,586 $2,559 $6,191 $7,062 $3,842 $3,745
USAA $2,045 $1,937 $1,994 $2,002 $4,694 $4,721 $2,835 $2,679

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Minimum Car Insurance in El Monte, CA

Every driver must carry the minimum car insurance in El Monte, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in El Monte, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest El Monte, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in El Monte, CA to rates for a clean record with top companies.

Annual El Monte, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,244 $5,469 $8,612 $4,262
Farmers $4,448 $6,054 $7,527 $6,007
GEICO $2,323 $3,600 $4,502 $2,882
Liberty Mutual $2,892 $3,871 $3,497 $3,065
Nationwide $3,976 $5,105 $8,650 $5,105
Progressive $2,090 $3,561 $4,129 $3,016
State Farm $3,629 $4,327 $8,166 $4,211
Travelers $2,610 $4,339 $5,025 $3,898
USAA $1,900 $2,833 $4,638 $2,082

Cheapest El Monte, CA Car Insurance for Teen Drivers

Teen car insurance in El Monte, CA can be expensive. Take a look at rates from the top car insurance companies in El Monte for teenagers.

Annual Car Insurance Rates for Teen Drivers in El Monte, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,759 $12,258
Farmers $10,431 $16,982
GEICO $6,280 $6,382
Liberty Mutual $5,482 $5,883
Nationwide $10,249 $11,330
Progressive $5,360 $6,455
State Farm $7,384 $9,153
Travelers $6,191 $7,062
USAA $4,694 $4,721

Cheapest El Monte, CA Car Insurance for Seniors

Take a look at El Monte, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in El Monte, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,515 $2,530
Farmers $2,967 $2,967
GEICO $1,933 $1,933
Liberty Mutual $2,367 $2,287
Nationwide $3,512 $3,304
Progressive $1,702 $2,020
State Farm $3,574 $3,574
Travelers $2,586 $2,559
USAA $1,994 $2,002

Cheapest El Monte, CA Car Insurance Rates After a DUI

A DUI in El Monte, CA increases car insurance rates. Compare El Monte, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in El Monte, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,612
Farmers $7,527
GEICO $4,502
Liberty Mutual $3,497
Nationwide $8,650
Progressive $4,129
State Farm $8,166
Travelers $5,025
USAA $4,638

Cheapest El Monte, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in El Monte, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in El Monte, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,863 $5,930
Farmers $5,450 $6,568
GEICO $3,022 $3,632
Liberty Mutual $3,056 $3,607
Nationwide $5,034 $6,384
Progressive $2,901 $3,497
State Farm $4,899 $5,268
Travelers $3,564 $4,372
USAA $2,638 $3,089

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Cheapest El Monte, CA Car Insurance Rates by ZIP Code

El Monte car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in El Monte, CA.

Annual Car Insurance Rates by ZIP Code in El Monte, California

ZIP Code Average Annual Rates
91731 $5,950
91732 $5,945
91733 $5,869

The Best Cheap Car Insurance Companies in El Monte, CA

Take a look at a side-by-side comparison of the top car insurance companies in El Monte, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in El Monte, California

Insurance Company Average Annual Rates
Allstate $5,397
Farmers $6,009
GEICO $3,327
Liberty Mutual $3,331
Nationwide $5,709
Progressive $3,199
State Farm $5,083
Travelers $3,968
USAA $2,863

Category Winners: Cheapest Car Insurance in El Monte, California

Find the cheapest car insurance companies in El Monte, CA for each category right here.

Best Annual Car Insurance Rates by Company in El Monte, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest El Monte, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your El Monte car insurance rates. Find the cheapest El Monte, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in El Monte, California

Insurance Company Low Medium High
Allstate $5,087 $5,447 $5,657
Farmers $5,556 $6,061 $6,410
GEICO $2,986 $3,367 $3,628
Liberty Mutual $3,073 $3,363 $3,558
Nationwide $5,073 $5,812 $6,242
Progressive $2,855 $3,299 $3,443
State Farm $4,581 $5,169 $5,500
Travelers $3,429 $4,078 $4,397
USAA $2,597 $2,919 $3,075

What affects car insurance rates in El Monte, California?

What factors can have an impact on El Monte, CA car insurance? There are several reasons why El Monte car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in El Monte, California.

Car Theft in El Monte

High levels of vehicle theft can make car insurance more expensive. El Monte, CA car theft statistics from the FBI indicate 504 vehicle thefts a year.

Commute Time in El Monte

The more time you spend in your car the higher the risk of an accident. The average commute length in El Monte, CA is 28.9 minutes according to City-Data.

Compare Car Insurance Quotes in El Monte, CA

Ready to find affordable El Monte, California car insurance today? Enter your ZIP code for fast, free El Monte, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State