Compare Foster City, CA Car Insurance Rates (2021)

Car insurance in Foster City, CA averages $285 a month. Foster City, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Foster City car insurance rates, compare quotes from the top car insurance companies in Foster City, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Foster City is GEICO
  • Average car insurance rates in Foster City, CA are $3,417/year
  • The cheapest car insurance company in Foster City for teen drivers is USAA

If you need to buy Foster City, California car insurance, the options can be confusing. Everything you need to know about car insurance in Foster City, CA is right here.

You’ll find Foster City car insurance rates, the cheapest Foster City, CA car insurance companies, and information on California car insurance laws. You can also compare Foster City, California car insurance rates to San Jose car insurance rates, Los Angeles car insurance rates, and Fresno car insurance rates.

Ready to find affordable Foster City, CA car insurance today? Enter your ZIP code for fast, free Foster City car insurance quotes.

Cheapest Foster City, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Foster City, CA car insurance rates? Every Foster City, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Foster City, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,671 $2,677 $1,963 $1,980 $7,498 $9,455 $3,424 $3,768
Farmers $2,506 $2,506 $2,265 $2,265 $8,095 $13,319 $2,981 $3,329
GEICO $1,501 $1,502 $1,412 $1,412 $4,587 $4,662 $2,158 $2,203
Liberty Mutual $2,247 $2,131 $2,095 $2,032 $5,009 $5,304 $2,541 $2,549
Nationwide $2,973 $2,837 $2,604 $2,454 $7,586 $8,363 $3,552 $3,507
Progressive $1,593 $1,638 $1,367 $1,614 $4,272 $5,128 $2,296 $2,465
State Farm $3,027 $3,027 $2,707 $2,707 $5,599 $6,937 $3,355 $3,460
Travelers $2,406 $2,327 $2,132 $2,110 $5,009 $5,714 $3,129 $3,060
USAA $1,880 $1,781 $1,832 $1,839 $4,293 $4,324 $2,604 $2,461

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Minimum Car Insurance in Foster City, CA

Every driver must carry the minimum car insurance in Foster City, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Foster City, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Foster City, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Foster City, CA to rates for a clean record with top companies.

Annual Foster City, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,525 $4,240 $6,639 $3,313
Farmers $3,441 $4,688 $5,844 $4,660
GEICO $1,698 $2,627 $3,288 $2,106
Liberty Mutual $2,595 $3,476 $3,133 $2,749
Nationwide $2,958 $3,789 $6,402 $3,789
Progressive $1,668 $2,838 $3,280 $2,402
State Farm $2,751 $3,280 $6,188 $3,191
Travelers $2,161 $3,515 $4,087 $3,181
USAA $1,745 $2,601 $4,248 $1,912

Cheapest Foster City, CA Car Insurance for Teen Drivers

Teen car insurance in Foster City, CA can be expensive. Take a look at rates from the top car insurance companies in Foster City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Foster City, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,498 $9,455
Farmers $8,095 $13,319
GEICO $4,587 $4,662
Liberty Mutual $5,009 $5,304
Nationwide $7,586 $8,363
Progressive $4,272 $5,128
State Farm $5,599 $6,937
Travelers $5,009 $5,714
USAA $4,293 $4,324

Cheapest Foster City, CA Car Insurance for Seniors

Take a look at Foster City, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Foster City, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,963 $1,980
Farmers $2,265 $2,265
GEICO $1,412 $1,412
Liberty Mutual $2,095 $2,032
Nationwide $2,604 $2,454
Progressive $1,367 $1,614
State Farm $2,707 $2,707
Travelers $2,132 $2,110
USAA $1,832 $1,839

Cheapest Foster City, CA Car Insurance Rates After a DUI

A DUI in Foster City, CA increases car insurance rates. Compare Foster City, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Foster City, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,639
Farmers $5,844
GEICO $3,288
Liberty Mutual $3,133
Nationwide $6,402
Progressive $3,280
State Farm $6,188
Travelers $4,087
USAA $4,248

Cheapest Foster City, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Foster City, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Foster City, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,774 $4,585
Farmers $4,227 $5,090
GEICO $2,207 $2,652
Liberty Mutual $2,747 $3,230
Nationwide $3,739 $4,730
Progressive $2,310 $2,783
State Farm $3,714 $3,991
Travelers $2,911 $3,561
USAA $2,422 $2,832

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The Best Cheap Car Insurance Companies in Foster City, CA

Take a look at a side-by-side comparison of the top car insurance companies in Foster City, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Foster City, California

Insurance Company Average Annual Rates
Allstate $4,179
Farmers $4,658
GEICO $2,430
Liberty Mutual $2,988
Nationwide $4,234
Progressive $2,547
State Farm $3,852
Travelers $3,236
USAA $2,627

Category Winners: Cheapest Car Insurance in Foster City, California

Find the cheapest car insurance companies in Foster City, CA for each category right here.

Best Annual Car Insurance Rates by Company in Foster City, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Foster City, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Foster City car insurance rates. Find the cheapest Foster City, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Foster City, California

Insurance Company Low Medium High
Allstate $3,987 $4,212 $4,339
Farmers $4,362 $4,695 $4,918
GEICO $2,233 $2,457 $2,599
Liberty Mutual $2,804 $3,016 $3,146
Nationwide $3,813 $4,310 $4,580
Progressive $2,258 $2,631 $2,751
State Farm $3,478 $3,919 $4,160
Travelers $2,820 $3,329 $3,559
USAA $2,387 $2,677 $2,816

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What affects car insurance rates in Foster City, California?

What factors can have an impact on Foster City, CA car insurance? There are several reasons why Foster City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Foster City, California.

Car Theft in Foster City

High levels of vehicle theft can make car insurance more expensive. Foster City, CA car theft statistics from the FBI indicate 17 vehicle thefts a year.

Commute Time in Foster City

The more time you spend in your car the higher the risk of an accident. The average commute length in Foster City, CA is 33.3 minutes according to City-Data.

Compare Car Insurance Quotes in Foster City, CA

Ready to find affordable Foster City, California car insurance today? Enter your ZIP code for fast, free Foster City, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State