Compare Galt, CA Car Insurance Rates (2021)

Car insurance in Galt, CA averages $298 a month. Galt, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Galt car insurance rates, compare quotes from the top car insurance companies in Galt, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Galt, CA after a DUI are $5,023/year
  • Average car insurance rates in Galt, CA are $3,574/year
  • The cheapest car insurance company in Galt is USAA

If you need to buy Galt, California car insurance, the options can be confusing. Everything you need to know about car insurance in Galt, CA is right here.

You’ll find Galt car insurance rates, the cheapest Galt, CA car insurance companies, and information on California car insurance laws. You can also compare Galt, California car insurance rates to Bakersfield car insurance rates, Long Beach car insurance rates, and Oakland car insurance rates.

Ready to find affordable Galt, CA car insurance today? Enter your ZIP code for fast, free Galt car insurance quotes.

Cheapest Galt, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Galt, CA car insurance rates? Every Galt, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Galt, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,971 $2,982 $2,158 $2,192 $8,246 $10,400 $3,852 $4,275
Farmers $2,551 $2,551 $2,297 $2,297 $8,091 $13,253 $3,018 $3,356
GEICO $1,772 $1,773 $1,667 $1,667 $5,364 $5,462 $2,542 $2,604
Liberty Mutual $2,353 $2,225 $2,182 $2,114 $5,074 $5,416 $2,648 $2,678
Nationwide $3,097 $2,959 $2,712 $2,559 $7,794 $8,626 $3,684 $3,641
Progressive $1,675 $1,723 $1,438 $1,700 $4,501 $5,410 $2,424 $2,604
State Farm $3,167 $3,167 $2,828 $2,828 $5,820 $7,232 $3,503 $3,610
Travelers $2,391 $2,315 $2,111 $2,090 $4,927 $5,603 $3,096 $3,032
USAA $1,884 $1,785 $1,840 $1,847 $4,296 $4,313 $2,604 $2,460

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Minimum Car Insurance in Galt, CA

Every driver must carry the minimum car insurance in Galt, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Galt, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Galt, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Galt, CA to rates for a clean record with top companies.

Annual Galt, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,779 $4,721 $7,380 $3,658
Farmers $3,458 $4,708 $5,866 $4,675
GEICO $1,999 $3,077 $3,870 $2,479
Liberty Mutual $2,678 $3,589 $3,240 $2,838
Nationwide $3,059 $3,922 $6,633 $3,922
Progressive $1,754 $2,989 $3,467 $2,527
State Farm $2,867 $3,420 $6,462 $3,328
Travelers $2,135 $3,479 $4,029 $3,139
USAA $1,747 $2,597 $4,257 $1,913

Cheapest Galt, CA Car Insurance for Teen Drivers

Teen car insurance in Galt, CA can be expensive. Take a look at rates from the top car insurance companies in Galt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Galt, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,246 $10,400
Farmers $8,091 $13,253
GEICO $5,364 $5,462
Liberty Mutual $5,074 $5,416
Nationwide $7,794 $8,626
Progressive $4,501 $5,410
State Farm $5,820 $7,232
Travelers $4,927 $5,603
USAA $4,296 $4,313

Cheapest Galt, CA Car Insurance for Seniors

Take a look at Galt, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Galt, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,158 $2,192
Farmers $2,297 $2,297
GEICO $1,667 $1,667
Liberty Mutual $2,182 $2,114
Nationwide $2,712 $2,559
Progressive $1,438 $1,700
State Farm $2,828 $2,828
Travelers $2,111 $2,090
USAA $1,840 $1,847

Cheapest Galt, CA Car Insurance Rates After a DUI

A DUI in Galt, CA increases car insurance rates. Compare Galt, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Galt, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,380
Farmers $5,866
GEICO $3,870
Liberty Mutual $3,240
Nationwide $6,633
Progressive $3,467
State Farm $6,462
Travelers $4,029
USAA $4,257

Cheapest Galt, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Galt, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Galt, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,184 $5,085
Farmers $4,244 $5,110
GEICO $2,595 $3,118
Liberty Mutual $2,832 $3,340
Nationwide $3,875 $4,893
Progressive $2,437 $2,932
State Farm $3,872 $4,167
Travelers $2,878 $3,513
USAA $2,422 $2,836

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The Best Cheap Car Insurance Companies in Galt, CA

Take a look at a side-by-side comparison of the top car insurance companies in Galt, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Galt, California

Insurance Company Average Annual Rates
Allstate $4,634
Farmers $4,677
GEICO $2,856
Liberty Mutual $3,086
Nationwide $4,384
Progressive $2,684
State Farm $4,019
Travelers $3,196
USAA $2,629

Category Winners: Cheapest Car Insurance in Galt, California

Find the cheapest car insurance companies in Galt, CA for each category right here.

Best Annual Car Insurance Rates by Company in Galt, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Galt, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Galt car insurance rates. Find the cheapest Galt, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Galt, California

Insurance Company Low Medium High
Allstate $4,422 $4,670 $4,811
Farmers $4,353 $4,711 $4,966
GEICO $2,573 $2,888 $3,108
Liberty Mutual $2,870 $3,113 $3,276
Nationwide $3,924 $4,460 $4,769
Progressive $2,379 $2,770 $2,904
State Farm $3,612 $4,090 $4,356
Travelers $2,769 $3,283 $3,536
USAA $2,380 $2,680 $2,826

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What affects car insurance rates in Galt, California?

What factors can have an impact on Galt, CA car insurance? There are several reasons why Galt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Galt, California.

Car Theft in Galt

High levels of vehicle theft can make car insurance more expensive. Galt, CA car theft statistics from the FBI indicate 49 vehicle thefts a year.

Commute Time in Galt

The more time you spend in your car the higher the risk of an accident. The average commute length in Galt, CA is 33.6 minutes according to City-Data.

Compare Car Insurance Quotes in Galt, CA

Ready to find affordable Galt, California car insurance today? Enter your ZIP code for fast, free Galt, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State