Compare Hemet, CA Car Insurance Rates (2021)

Car insurance in Hemet, CA averages $298 a month. Hemet, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hemet car insurance rates, compare quotes from the top car insurance companies in Hemet, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hemet, CA are $3,571/year
  • The cheapest car insurance company in Hemet is USAA
  • Average car insurance rates in Hemet, CA after a DUI are $5,025/year

If you need to buy Hemet, California car insurance, the options can be confusing. Everything you need to know about car insurance in Hemet, CA is right here.

You’ll find Hemet car insurance rates, the cheapest Hemet, CA car insurance companies, and information on California car insurance laws. You can also compare Hemet, California car insurance rates to Bakersfield car insurance rates, San Francisco car insurance rates, and Oakland car insurance rates.

Ready to find affordable Hemet, CA car insurance today? Enter your ZIP code for fast, free Hemet car insurance quotes.

Cheapest Hemet, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hemet, CA car insurance rates? Every Hemet, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hemet, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,793 $2,798 $2,041 $2,060 $7,778 $9,796 $3,577 $3,936
Farmers $2,543 $2,543 $2,295 $2,295 $8,084 $13,219 $3,010 $3,351
GEICO $1,831 $1,832 $1,723 $1,723 $5,561 $5,651 $2,629 $2,685
Liberty Mutual $2,208 $2,086 $2,058 $1,990 $4,774 $5,101 $2,483 $2,514
Nationwide $3,156 $3,010 $2,773 $2,612 $8,039 $8,880 $3,760 $3,708
Progressive $1,674 $1,722 $1,435 $1,697 $4,478 $5,387 $2,422 $2,603
State Farm $3,357 $3,357 $3,000 $3,000 $6,185 $7,688 $3,714 $3,828
Travelers $2,393 $2,317 $2,117 $2,094 $4,926 $5,647 $3,113 $3,045
USAA $1,881 $1,781 $1,836 $1,843 $4,289 $4,315 $2,603 $2,459

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Minimum Car Insurance in Hemet, CA

Every driver must carry the minimum car insurance in Hemet, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Hemet, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Hemet, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hemet, CA to rates for a clean record with top companies.

Annual Hemet, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,622 $4,408 $6,919 $3,441
Farmers $3,453 $4,700 $5,851 $4,666
GEICO $2,066 $3,188 $4,001 $2,563
Liberty Mutual $2,519 $3,373 $3,046 $2,669
Nationwide $3,135 $4,020 $6,794 $4,020
Progressive $1,750 $2,979 $3,459 $2,520
State Farm $3,044 $3,631 $6,856 $3,533
Travelers $2,143 $3,484 $4,051 $3,147
USAA $1,745 $2,598 $4,249 $1,912

Cheapest Hemet, CA Car Insurance for Teen Drivers

Teen car insurance in Hemet, CA can be expensive. Take a look at rates from the top car insurance companies in Hemet for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hemet, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,778 $9,796
Farmers $8,084 $13,219
GEICO $5,561 $5,651
Liberty Mutual $4,774 $5,101
Nationwide $8,039 $8,880
Progressive $4,478 $5,387
State Farm $6,185 $7,688
Travelers $4,926 $5,647
USAA $4,289 $4,315

Cheapest Hemet, CA Car Insurance for Seniors

Take a look at Hemet, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hemet, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,041 $2,060
Farmers $2,295 $2,295
GEICO $1,723 $1,723
Liberty Mutual $2,058 $1,990
Nationwide $2,773 $2,612
Progressive $1,435 $1,697
State Farm $3,000 $3,000
Travelers $2,117 $2,094
USAA $1,836 $1,843

Cheapest Hemet, CA Car Insurance Rates After a DUI

A DUI in Hemet, CA increases car insurance rates. Compare Hemet, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hemet, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,919
Farmers $5,851
GEICO $4,001
Liberty Mutual $3,046
Nationwide $6,794
Progressive $3,459
State Farm $6,856
Travelers $4,051
USAA $4,249

Cheapest Hemet, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hemet, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hemet, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,921 $4,774
Farmers $4,235 $5,100
GEICO $2,684 $3,225
Liberty Mutual $2,663 $3,141
Nationwide $3,965 $5,019
Progressive $2,431 $2,924
State Farm $4,109 $4,423
Travelers $2,886 $3,527
USAA $2,421 $2,831

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Cheapest Hemet, CA Car Insurance Rates by ZIP Code

Hemet car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Hemet, CA.

Annual Car Insurance Rates by ZIP Code in Hemet, California

ZIP Code Average Annual Rates
92543 $4,878
92545 $4,978

The Best Cheap Car Insurance Companies in Hemet, CA

Take a look at a side-by-side comparison of the top car insurance companies in Hemet, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hemet, California

Insurance Company Average Annual Rates
Allstate $4,348
Farmers $4,667
GEICO $2,954
Liberty Mutual $2,902
Nationwide $4,492
Progressive $2,677
State Farm $4,266
Travelers $3,207
USAA $2,626

Category Winners: Cheapest Car Insurance in Hemet, California

Find the cheapest car insurance companies in Hemet, CA for each category right here.

Best Annual Car Insurance Rates by Company in Hemet, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Hemet, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hemet car insurance rates. Find the cheapest Hemet, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hemet, California

Insurance Company Low Medium High
Allstate $4,124 $4,384 $4,534
Farmers $4,337 $4,704 $4,962
GEICO $2,651 $2,991 $3,221
Liberty Mutual $2,692 $2,927 $3,086
Nationwide $4,003 $4,571 $4,902
Progressive $2,378 $2,760 $2,893
State Farm $3,821 $4,342 $4,635
Travelers $2,810 $3,290 $3,520
USAA $2,382 $2,677 $2,819

What affects car insurance rates in Hemet, California?

What factors can have an impact on Hemet, CA car insurance? There are several reasons why Hemet car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hemet, California.

Car Theft in Hemet

High levels of vehicle theft can make car insurance more expensive. Hemet, CA car theft statistics from the FBI indicate 535 vehicle thefts a year.

Commute Time in Hemet

The more time you spend in your car the higher the risk of an accident. The average commute length in Hemet, CA is 34.9 minutes according to City-Data.

Compare Car Insurance Quotes in Hemet, CA

Ready to find affordable Hemet, California car insurance today? Enter your ZIP code for fast, free Hemet, CA car insurance quotes.

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