Compare Hercules, CA Car Insurance Rates (2021)

Car insurance in Hercules, CA averages $316 a month. Hercules, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hercules car insurance rates, compare quotes from the top car insurance companies in Hercules, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hercules, CA after a DUI are $5,344/year
  • The cheapest car insurance company in Hercules for teen drivers is USAA
  • The cheapest car insurance company in Hercules is USAA

If you need to buy Hercules, California car insurance, the options can be confusing. Everything you need to know about car insurance in Hercules, CA is right here.

You’ll find Hercules car insurance rates, the cheapest Hercules, CA car insurance companies, and information on California car insurance laws. You can also compare Hercules, California car insurance rates to Bakersfield car insurance rates, Long Beach car insurance rates, and Oakland car insurance rates.

Ready to find affordable Hercules, CA car insurance today? Enter your ZIP code for fast, free Hercules car insurance quotes.

Cheapest Hercules, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hercules, CA car insurance rates? Every Hercules, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hercules, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,137 $3,144 $2,278 $2,311 $8,757 $11,037 $4,058 $4,490
Farmers $2,804 $2,804 $2,523 $2,523 $8,945 $14,710 $3,323 $3,700
GEICO $1,719 $1,720 $1,617 $1,617 $5,240 $5,331 $2,470 $2,525
Liberty Mutual $2,365 $2,245 $2,191 $2,126 $5,199 $5,509 $2,675 $2,687
Nationwide $3,483 $3,328 $3,022 $2,852 $8,842 $9,750 $4,163 $4,130
Progressive $1,743 $1,796 $1,473 $1,754 $4,623 $5,589 $2,509 $2,700
State Farm $3,387 $3,387 $3,025 $3,025 $6,227 $7,724 $3,750 $3,867
Travelers $2,595 $2,516 $2,289 $2,263 $5,339 $6,162 $3,387 $3,319
USAA $1,929 $1,827 $1,882 $1,891 $4,377 $4,419 $2,683 $2,536

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Minimum Car Insurance in Hercules, CA

Every driver must carry the minimum car insurance in Hercules, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Hercules, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Hercules, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hercules, CA to rates for a clean record with top companies.

Annual Hercules, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,938 $4,991 $7,809 $3,868
Farmers $3,815 $5,199 $6,485 $5,166
GEICO $1,944 $3,000 $3,763 $2,411
Liberty Mutual $2,712 $3,635 $3,278 $2,874
Nationwide $3,450 $4,419 $7,495 $4,419
Progressive $1,818 $3,081 $3,578 $2,616
State Farm $3,067 $3,658 $6,911 $3,560
Travelers $2,327 $3,774 $4,417 $3,417
USAA $1,789 $2,664 $4,359 $1,960

Cheapest Hercules, CA Car Insurance for Teen Drivers

Teen car insurance in Hercules, CA can be expensive. Take a look at rates from the top car insurance companies in Hercules for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hercules, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,757 $11,037
Farmers $8,945 $14,710
GEICO $5,240 $5,331
Liberty Mutual $5,199 $5,509
Nationwide $8,842 $9,750
Progressive $4,623 $5,589
State Farm $6,227 $7,724
Travelers $5,339 $6,162
USAA $4,377 $4,419

Cheapest Hercules, CA Car Insurance for Seniors

Take a look at Hercules, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hercules, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,278 $2,311
Farmers $2,523 $2,523
GEICO $1,617 $1,617
Liberty Mutual $2,191 $2,126
Nationwide $3,022 $2,852
Progressive $1,473 $1,754
State Farm $3,025 $3,025
Travelers $2,289 $2,263
USAA $1,882 $1,891

Cheapest Hercules, CA Car Insurance Rates After a DUI

A DUI in Hercules, CA increases car insurance rates. Compare Hercules, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hercules, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,809
Farmers $6,485
GEICO $3,763
Liberty Mutual $3,278
Nationwide $7,495
Progressive $3,578
State Farm $6,911
Travelers $4,417
USAA $4,359

Cheapest Hercules, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hercules, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hercules, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,425 $5,379
Farmers $4,688 $5,644
GEICO $2,525 $3,034
Liberty Mutual $2,870 $3,379
Nationwide $4,364 $5,529
Progressive $2,517 $3,029
State Farm $4,143 $4,455
Travelers $3,129 $3,839
USAA $2,484 $2,902

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The Best Cheap Car Insurance Companies in Hercules, CA

Take a look at a side-by-side comparison of the top car insurance companies in Hercules, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hercules, California

Insurance Company Average Annual Rates
Allstate $4,902
Farmers $5,166
GEICO $2,780
Liberty Mutual $3,125
Nationwide $4,946
Progressive $2,773
State Farm $4,299
Travelers $3,484
USAA $2,693

Category Winners: Cheapest Car Insurance in Hercules, California

Find the cheapest car insurance companies in Hercules, CA for each category right here.

Best Annual Car Insurance Rates by Company in Hercules, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Hercules, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hercules car insurance rates. Find the cheapest Hercules, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hercules, California

Insurance Company Low Medium High
Allstate $4,670 $4,940 $5,095
Farmers $4,832 $5,202 $5,465
GEICO $2,549 $2,811 $2,980
Liberty Mutual $2,931 $3,152 $3,291
Nationwide $4,502 $5,024 $5,312
Progressive $2,509 $2,851 $2,960
State Farm $3,889 $4,371 $4,636
Travelers $3,087 $3,572 $3,793
USAA $2,470 $2,740 $2,869

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What affects car insurance rates in Hercules, California?

What factors can have an impact on Hercules, CA car insurance? There are several reasons why Hercules car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hercules, California.

Car Theft in Hercules

High levels of vehicle theft can make car insurance more expensive. Hercules, CA car theft statistics from the FBI indicate 28 vehicle thefts a year.

Commute Time in Hercules

The more time you spend in your car the higher the risk of an accident. The average commute length in Hercules, CA is 42.2 minutes according to City-Data.

Compare Car Insurance Quotes in Hercules, CA

Ready to find affordable Hercules, California car insurance today? Enter your ZIP code for fast, free Hercules, CA car insurance quotes.

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