Compare Inverness, CA Car Insurance Rates (2021)

Car insurance in Inverness, CA averages $291 a month. Inverness, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Inverness car insurance rates, compare quotes from the top car insurance companies in Inverness, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Inverness, CA are $3,489/year
  • Average car insurance rates in Inverness, CA after a DUI are $4,882/year
  • The cheapest car insurance company in Inverness for teen drivers is USAA

If you need to buy Inverness, California car insurance, the options can be confusing. Everything you need to know about car insurance in Inverness, CA is right here.

You’ll find Inverness car insurance rates, the cheapest Inverness, CA car insurance companies, and information on California car insurance laws. You can also compare Inverness, California car insurance rates to Oakland car insurance rates, Bakersfield car insurance rates, and Anaheim car insurance rates.

Ready to find affordable Inverness, CA car insurance today? Enter your ZIP code for fast, free Inverness car insurance quotes.

Cheapest Inverness, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Inverness, CA car insurance rates? Every Inverness, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Inverness, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,605 $2,606 $1,912 $1,928 $7,318 $9,211 $3,337 $3,664
Farmers $2,601 $2,601 $2,348 $2,348 $8,337 $13,695 $3,087 $3,442
GEICO $1,750 $1,751 $1,646 $1,646 $5,336 $5,435 $2,516 $2,574
Liberty Mutual $2,382 $2,259 $2,217 $2,149 $5,271 $5,590 $2,693 $2,707
Nationwide $2,943 $2,812 $2,566 $2,422 $7,463 $8,228 $3,515 $3,481
Progressive $1,584 $1,630 $1,344 $1,595 $4,183 $5,043 $2,276 $2,446
State Farm $3,342 $3,342 $2,986 $2,986 $6,168 $7,651 $3,702 $3,816
Travelers $2,390 $2,314 $2,111 $2,090 $4,931 $5,619 $3,095 $3,036
USAA $1,715 $1,627 $1,672 $1,681 $3,891 $3,923 $2,379 $2,251

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Minimum Car Insurance in Inverness, CA

Every driver must carry the minimum car insurance in Inverness, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Inverness, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Inverness, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Inverness, CA to rates for a clean record with top companies.

Annual Inverness, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,460 $4,134 $6,470 $3,226
Farmers $3,551 $4,839 $6,032 $4,807
GEICO $1,980 $3,058 $3,833 $2,456
Liberty Mutual $2,742 $3,674 $3,313 $2,905
Nationwide $2,919 $3,738 $6,320 $3,738
Progressive $1,649 $2,793 $3,236 $2,373
State Farm $3,033 $3,617 $6,827 $3,519
Travelers $2,143 $3,470 $4,037 $3,143
USAA $1,592 $2,365 $3,869 $1,743

Cheapest Inverness, CA Car Insurance for Teen Drivers

Teen car insurance in Inverness, CA can be expensive. Take a look at rates from the top car insurance companies in Inverness for teenagers.

Annual Car Insurance Rates for Teen Drivers in Inverness, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,318 $9,211
Farmers $8,337 $13,695
GEICO $5,336 $5,435
Liberty Mutual $5,271 $5,590
Nationwide $7,463 $8,228
Progressive $4,183 $5,043
State Farm $6,168 $7,651
Travelers $4,931 $5,619
USAA $3,891 $3,923

Cheapest Inverness, CA Car Insurance for Seniors

Take a look at Inverness, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Inverness, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,912 $1,928
Farmers $2,348 $2,348
GEICO $1,646 $1,646
Liberty Mutual $2,217 $2,149
Nationwide $2,566 $2,422
Progressive $1,344 $1,595
State Farm $2,986 $2,986
Travelers $2,111 $2,090
USAA $1,672 $1,681

Cheapest Inverness, CA Car Insurance Rates After a DUI

A DUI in Inverness, CA increases car insurance rates. Compare Inverness, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Inverness, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,470
Farmers $6,032
GEICO $3,833
Liberty Mutual $3,313
Nationwide $6,320
Progressive $3,236
State Farm $6,827
Travelers $4,037
USAA $3,869

Cheapest Inverness, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Inverness, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Inverness, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,679 $4,467
Farmers $4,362 $5,252
GEICO $2,572 $3,091
Liberty Mutual $2,901 $3,416
Nationwide $3,691 $4,667
Progressive $2,281 $2,745
State Farm $4,095 $4,403
Travelers $2,878 $3,518
USAA $2,206 $2,578

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The Best Cheap Car Insurance Companies in Inverness, CA

Take a look at a side-by-side comparison of the top car insurance companies in Inverness, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Inverness, California

Insurance Company Average Annual Rates
Allstate $4,073
Farmers $4,807
GEICO $2,832
Liberty Mutual $3,159
Nationwide $4,179
Progressive $2,513
State Farm $4,249
Travelers $3,198
USAA $2,392

Category Winners: Cheapest Car Insurance in Inverness, California

Find the cheapest car insurance companies in Inverness, CA for each category right here.

Best Annual Car Insurance Rates by Company in Inverness, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Inverness, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Inverness car insurance rates. Find the cheapest Inverness, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Inverness, California

Insurance Company Low Medium High
Allstate $3,878 $4,105 $4,235
Farmers $4,492 $4,843 $5,087
GEICO $2,582 $2,861 $3,052
Liberty Mutual $2,959 $3,186 $3,331
Nationwide $3,789 $4,249 $4,498
Progressive $2,262 $2,586 $2,690
State Farm $3,828 $4,325 $4,594
Travelers $2,789 $3,288 $3,517
USAA $2,189 $2,434 $2,553

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What affects car insurance rates in Inverness, California?

What factors can have an impact on Inverness, CA car insurance? There are several reasons why Inverness car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Inverness, California.

Commute Time in Inverness

The more time you spend in your car the higher the risk of an accident. The average commute length in Inverness, CA is 41.8 minutes according to City-Data.

Traffic in Inverness

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Inverness, CA traffic data from INRIX ranks Inverness as the 401st-most congested in the world.

Compare Car Insurance Quotes in Inverness, CA

Ready to find affordable Inverness, California car insurance today? Enter your ZIP code for fast, free Inverness, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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