Compare La Quinta, CA Car Insurance Rates (2021)

Car insurance in La Quinta, CA averages $289 a month. La Quinta, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap La Quinta car insurance rates, compare quotes from the top car insurance companies in La Quinta, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in La Quinta, CA are $3,462/year
  • Average car insurance rates in La Quinta, CA after a DUI are $4,861/year
  • The cheapest car insurance company in La Quinta is USAA

If you need to buy La Quinta, California car insurance, the options can be confusing. Everything you need to know about car insurance in La Quinta, CA is right here.

You’ll find La Quinta car insurance rates, the cheapest La Quinta, CA car insurance companies, and information on California car insurance laws. You can also compare La Quinta, California car insurance rates to Fresno car insurance rates, Bakersfield car insurance rates, and San Diego car insurance rates.

Ready to find affordable La Quinta, CA car insurance today? Enter your ZIP code for fast, free La Quinta car insurance quotes.

Cheapest La Quinta, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect La Quinta, CA car insurance rates? Every La Quinta, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Quinta, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,804 $2,835 $2,020 $2,073 $7,555 $9,567 $3,683 $4,157
Farmers $2,688 $2,688 $2,422 $2,422 $8,541 $13,985 $3,181 $3,540
GEICO $1,731 $1,733 $1,629 $1,629 $5,237 $5,333 $2,483 $2,544
Liberty Mutual $1,998 $1,888 $1,857 $1,797 $4,296 $4,586 $2,245 $2,274
Nationwide $2,988 $2,861 $2,605 $2,463 $7,444 $8,244 $3,554 $3,523
Progressive $1,859 $1,914 $1,575 $1,873 $4,937 $5,961 $2,684 $2,887
State Farm $2,821 $2,821 $2,519 $2,519 $5,190 $6,461 $3,119 $3,212
Travelers $2,365 $2,299 $2,074 $2,054 $4,754 $5,446 $3,041 $3,005
USAA $1,868 $1,772 $1,823 $1,833 $4,239 $4,254 $2,579 $2,440

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Minimum Car Insurance in La Quinta, CA

Every driver must carry the minimum car insurance in La Quinta, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in La Quinta, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest La Quinta, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in La Quinta, CA to rates for a clean record with top companies.

Annual La Quinta, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,591 $4,431 $6,907 $3,418
Farmers $3,648 $4,967 $6,187 $4,931
GEICO $1,953 $3,003 $3,780 $2,423
Liberty Mutual $2,271 $3,043 $2,748 $2,407
Nationwide $2,938 $3,766 $6,371 $3,766
Progressive $1,937 $3,291 $3,825 $2,791
State Farm $2,556 $3,049 $5,759 $2,967
Travelers $2,116 $3,379 $3,954 $3,070
USAA $1,729 $2,566 $4,215 $1,893

Cheapest La Quinta, CA Car Insurance for Teen Drivers

Teen car insurance in La Quinta, CA can be expensive. Take a look at rates from the top car insurance companies in La Quinta for teenagers.

Annual Car Insurance Rates for Teen Drivers in La Quinta, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,555 $9,567
Farmers $8,541 $13,985
GEICO $5,237 $5,333
Liberty Mutual $4,296 $4,586
Nationwide $7,444 $8,244
Progressive $4,937 $5,961
State Farm $5,190 $6,461
Travelers $4,754 $5,446
USAA $4,239 $4,254

Cheapest La Quinta, CA Car Insurance for Seniors

Take a look at La Quinta, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in La Quinta, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,020 $2,073
Farmers $2,422 $2,422
GEICO $1,629 $1,629
Liberty Mutual $1,857 $1,797
Nationwide $2,605 $2,463
Progressive $1,575 $1,873
State Farm $2,519 $2,519
Travelers $2,074 $2,054
USAA $1,823 $1,833

Cheapest La Quinta, CA Car Insurance Rates After a DUI

A DUI in La Quinta, CA increases car insurance rates. Compare La Quinta, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in La Quinta, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,907
Farmers $6,187
GEICO $3,780
Liberty Mutual $2,748
Nationwide $6,371
Progressive $3,825
State Farm $5,759
Travelers $3,954
USAA $4,215

Cheapest La Quinta, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in La Quinta, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in La Quinta, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,915 $4,759
Farmers $4,476 $5,391
GEICO $2,534 $3,045
Liberty Mutual $2,403 $2,832
Nationwide $3,725 $4,696
Progressive $2,688 $3,234
State Farm $3,450 $3,715
Travelers $2,816 $3,443
USAA $2,396 $2,806

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The Best Cheap Car Insurance Companies in La Quinta, CA

Take a look at a side-by-side comparison of the top car insurance companies in La Quinta, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in La Quinta, California

Insurance Company Average Annual Rates
Allstate $4,337
Farmers $4,933
GEICO $2,790
Liberty Mutual $2,618
Nationwide $4,210
Progressive $2,961
State Farm $3,582
Travelers $3,130
USAA $2,601

Category Winners: Cheapest Car Insurance in La Quinta, California

Find the cheapest car insurance companies in La Quinta, CA for each category right here.

Best Annual Car Insurance Rates by Company in La Quinta, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest La Quinta, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your La Quinta car insurance rates. Find the cheapest La Quinta, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in La Quinta, California

Insurance Company Low Medium High
Allstate $4,161 $4,366 $4,484
Farmers $4,590 $4,971 $5,239
GEICO $2,525 $2,820 $3,024
Liberty Mutual $2,431 $2,640 $2,782
Nationwide $3,790 $4,279 $4,562
Progressive $2,664 $3,046 $3,173
State Farm $3,194 $3,650 $3,903
Travelers $2,762 $3,208 $3,419
USAA $2,357 $2,651 $2,795

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What affects car insurance rates in La Quinta, California?

What factors can have an impact on La Quinta, CA car insurance? There are several reasons why La Quinta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in La Quinta, California.

Car Theft in La Quinta

High levels of vehicle theft can make car insurance more expensive. La Quinta, CA car theft statistics from the FBI indicate 84 vehicle thefts a year.

Commute Time in La Quinta

The more time you spend in your car the higher the risk of an accident. The average commute length in La Quinta, CA is 22.8 minutes according to City-Data.

Compare Car Insurance Quotes in La Quinta, CA

Ready to find affordable La Quinta, California car insurance today? Enter your ZIP code for fast, free La Quinta, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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