Compare Lakewood, CA Car Insurance Rates (2021)

Car insurance in Lakewood, CA averages $325 a month. Lakewood, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lakewood car insurance rates, compare quotes from the top car insurance companies in Lakewood, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lakewood is USAA
  • The cheapest car insurance company in Lakewood for teen drivers is USAA
  • Average car insurance rates in Lakewood, CA after a DUI are $5,483/year

If you need to buy Lakewood, California car insurance, the options can be confusing. Everything you need to know about car insurance in Lakewood, CA is right here.

You’ll find Lakewood car insurance rates, the cheapest Lakewood, CA car insurance companies, and information on California car insurance laws. You can also compare Lakewood, California car insurance rates to Anaheim car insurance rates, Fresno car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Lakewood, CA car insurance today? Enter your ZIP code for fast, free Lakewood car insurance quotes.

Cheapest Lakewood, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lakewood, CA car insurance rates? Every Lakewood, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lakewood, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,060 $3,050 $2,236 $2,245 $8,597 $10,791 $3,883 $4,224
Farmers $2,864 $2,864 $2,594 $2,594 $9,109 $14,840 $3,392 $3,778
GEICO $1,796 $1,797 $1,689 $1,689 $5,468 $5,553 $2,580 $2,633
Liberty Mutual $2,436 $2,293 $2,280 $2,203 $5,267 $5,658 $2,730 $2,772
Nationwide $3,526 $3,360 $3,103 $2,919 $9,056 $10,000 $4,212 $4,147
Progressive $1,898 $1,955 $1,620 $1,922 $5,120 $6,168 $2,746 $2,954
State Farm $3,650 $3,650 $3,262 $3,262 $6,755 $8,385 $4,043 $4,167
Travelers $2,668 $2,576 $2,358 $2,334 $5,622 $6,369 $3,476 $3,393
USAA $1,907 $1,808 $1,859 $1,867 $4,358 $4,386 $2,640 $2,496

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Minimum Car Insurance in Lakewood, CA

Every driver must carry the minimum car insurance in Lakewood, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Lakewood, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lakewood, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lakewood, CA to rates for a clean record with top companies.

Annual Lakewood, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,873 $4,815 $7,589 $3,766
Farmers $3,890 $5,293 $6,583 $5,252
GEICO $2,027 $3,135 $3,927 $2,514
Liberty Mutual $2,782 $3,724 $3,365 $2,948
Nationwide $3,514 $4,510 $7,628 $4,510
Progressive $1,991 $3,394 $3,936 $2,871
State Farm $3,318 $3,956 $7,463 $3,850
Travelers $2,379 $3,933 $4,545 $3,540
USAA $1,770 $2,638 $4,312 $1,939

Cheapest Lakewood, CA Car Insurance for Teen Drivers

Teen car insurance in Lakewood, CA can be expensive. Take a look at rates from the top car insurance companies in Lakewood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lakewood, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,597 $10,791
Farmers $9,109 $14,840
GEICO $5,468 $5,553
Liberty Mutual $5,267 $5,658
Nationwide $9,056 $10,000
Progressive $5,120 $6,168
State Farm $6,755 $8,385
Travelers $5,622 $6,369
USAA $4,358 $4,386

Cheapest Lakewood, CA Car Insurance for Seniors

Take a look at Lakewood, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lakewood, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,236 $2,245
Farmers $2,594 $2,594
GEICO $1,689 $1,689
Liberty Mutual $2,280 $2,203
Nationwide $3,103 $2,919
Progressive $1,620 $1,922
State Farm $3,262 $3,262
Travelers $2,358 $2,334
USAA $1,859 $1,867

Cheapest Lakewood, CA Car Insurance Rates After a DUI

A DUI in Lakewood, CA increases car insurance rates. Compare Lakewood, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lakewood, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,589
Farmers $6,583
GEICO $3,927
Liberty Mutual $3,365
Nationwide $7,628
Progressive $3,936
State Farm $7,463
Travelers $4,545
USAA $4,312

Cheapest Lakewood, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lakewood, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lakewood, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,289 $5,232
Farmers $4,766 $5,743
GEICO $2,635 $3,167
Liberty Mutual $2,941 $3,469
Nationwide $4,448 $5,633
Progressive $2,764 $3,332
State Farm $4,478 $4,816
Travelers $3,238 $3,961
USAA $2,456 $2,873

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Cheapest Lakewood, CA Car Insurance Rates by ZIP Code

Lakewood car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Lakewood, CA.

Annual Car Insurance Rates by ZIP Code in Lakewood, California

ZIP Code Average Annual Rates
90712 $5,348
90713 $5,096
90715 $5,570

The Best Cheap Car Insurance Companies in Lakewood, CA

Take a look at a side-by-side comparison of the top car insurance companies in Lakewood, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lakewood, California

Insurance Company Average Annual Rates
Allstate $4,761
Farmers $5,254
GEICO $2,901
Liberty Mutual $3,205
Nationwide $5,041
Progressive $3,048
State Farm $4,647
Travelers $3,600
USAA $2,665

Category Winners: Cheapest Car Insurance in Lakewood, California

Find the cheapest car insurance companies in Lakewood, CA for each category right here.

Best Annual Car Insurance Rates by Company in Lakewood, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Lakewood, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lakewood car insurance rates. Find the cheapest Lakewood, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lakewood, California

Insurance Company Low Medium High
Allstate $4,479 $4,806 $4,997
Farmers $4,861 $5,298 $5,604
GEICO $2,602 $2,937 $3,163
Liberty Mutual $2,955 $3,236 $3,423
Nationwide $4,491 $5,137 $5,494
Progressive $2,719 $3,143 $3,282
State Farm $4,164 $4,734 $5,043
Travelers $3,089 $3,706 $4,004
USAA $2,418 $2,717 $2,860

What affects car insurance rates in Lakewood, California?

What factors can have an impact on Lakewood, CA car insurance? There are several reasons why Lakewood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lakewood, California.

Car Theft in Lakewood

High levels of vehicle theft can make car insurance more expensive. Lakewood, CA car theft statistics from the FBI indicate 226 vehicle thefts a year.

Commute Time in Lakewood

The more time you spend in your car the higher the risk of an accident. The average commute length in Lakewood, CA is 31.0 minutes according to City-Data.

Compare Car Insurance Quotes in Lakewood, CA

Ready to find affordable Lakewood, California car insurance today? Enter your ZIP code for fast, free Lakewood, CA car insurance quotes.

Free Car Insurance Comparison

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