Compare Madera, CA Car Insurance Rates (2021)

Car insurance in Madera, CA averages $288 a month. Madera, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Madera car insurance rates, compare quotes from the top car insurance companies in Madera, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Madera is USAA
  • Average car insurance rates in Madera, CA are $3,451/year
  • Average car insurance rates in Madera, CA after a DUI are $4,834/year

If you need to buy Madera, California car insurance, the options can be confusing. Everything you need to know about car insurance in Madera, CA is right here.

You’ll find Madera car insurance rates, the cheapest Madera, CA car insurance companies, and information on California car insurance laws. You can also compare Madera, California car insurance rates to Oakland car insurance rates, San Jose car insurance rates, and Anaheim car insurance rates.

Ready to find affordable Madera, CA car insurance today? Enter your ZIP code for fast, free Madera car insurance quotes.

Cheapest Madera, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Madera, CA car insurance rates? Every Madera, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Madera, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,608 $2,608 $1,902 $1,919 $7,194 $9,038 $3,322 $3,642
Farmers $2,831 $2,831 $2,540 $2,540 $9,038 $14,881 $3,354 $3,732
GEICO $1,649 $1,650 $1,551 $1,551 $4,997 $5,082 $2,366 $2,420
Liberty Mutual $2,203 $2,092 $2,045 $1,983 $4,852 $5,132 $2,493 $2,506
Nationwide $2,675 $2,559 $2,340 $2,212 $6,676 $7,387 $3,181 $3,148
Progressive $1,608 $1,655 $1,357 $1,615 $4,230 $5,114 $2,309 $2,484
State Farm $3,420 $3,420 $3,054 $3,054 $6,292 $7,812 $3,786 $3,902
Travelers $2,346 $2,275 $2,072 $2,050 $4,800 $5,488 $3,040 $2,980
USAA $1,761 $1,671 $1,719 $1,729 $3,971 $4,000 $2,439 $2,308

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Minimum Car Insurance in Madera, CA

Every driver must carry the minimum car insurance in Madera, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Madera, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Madera, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Madera, CA to rates for a clean record with top companies.

Annual Madera, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,435 $4,078 $6,415 $3,188
Farmers $3,855 $5,251 $6,550 $5,218
GEICO $1,860 $2,866 $3,601 $2,307
Liberty Mutual $2,529 $3,389 $3,056 $2,679
Nationwide $2,635 $3,377 $5,700 $3,377
Progressive $1,672 $2,827 $3,283 $2,404
State Farm $3,098 $3,696 $6,981 $3,596
Travelers $2,100 $3,399 $3,952 $3,074
USAA $1,630 $2,419 $3,966 $1,785

Cheapest Madera, CA Car Insurance for Teen Drivers

Teen car insurance in Madera, CA can be expensive. Take a look at rates from the top car insurance companies in Madera for teenagers.

Annual Car Insurance Rates for Teen Drivers in Madera, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,194 $9,038
Farmers $9,038 $14,881
GEICO $4,997 $5,082
Liberty Mutual $4,852 $5,132
Nationwide $6,676 $7,387
Progressive $4,230 $5,114
State Farm $6,292 $7,812
Travelers $4,800 $5,488
USAA $3,971 $4,000

Cheapest Madera, CA Car Insurance for Seniors

Take a look at Madera, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Madera, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,902 $1,919
Farmers $2,540 $2,540
GEICO $1,551 $1,551
Liberty Mutual $2,045 $1,983
Nationwide $2,340 $2,212
Progressive $1,357 $1,615
State Farm $3,054 $3,054
Travelers $2,072 $2,050
USAA $1,719 $1,729

Cheapest Madera, CA Car Insurance Rates After a DUI

A DUI in Madera, CA increases car insurance rates. Compare Madera, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Madera, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,415
Farmers $6,550
GEICO $3,601
Liberty Mutual $3,056
Nationwide $5,700
Progressive $3,283
State Farm $6,981
Travelers $3,952
USAA $3,966

Cheapest Madera, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Madera, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Madera, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,631 $4,427
Farmers $4,736 $5,702
GEICO $2,415 $2,902
Liberty Mutual $2,674 $3,152
Nationwide $3,339 $4,206
Progressive $2,312 $2,780
State Farm $4,185 $4,501
Travelers $2,819 $3,443
USAA $2,259 $2,641

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Cheapest Madera, CA Car Insurance Rates by ZIP Code

Madera car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Madera, CA.

Annual Car Insurance Rates by ZIP Code in Madera, California

ZIP Code Average Annual Rates
93637 $4,711
93638 $4,720

The Best Cheap Car Insurance Companies in Madera, CA

Take a look at a side-by-side comparison of the top car insurance companies in Madera, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Madera, California

Insurance Company Average Annual Rates
Allstate $4,029
Farmers $5,219
GEICO $2,658
Liberty Mutual $2,913
Nationwide $3,772
Progressive $2,546
State Farm $4,343
Travelers $3,131
USAA $2,450

Category Winners: Cheapest Car Insurance in Madera, California

Find the cheapest car insurance companies in Madera, CA for each category right here.

Best Annual Car Insurance Rates by Company in Madera, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Madera, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Madera car insurance rates. Find the cheapest Madera, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Madera, California

Insurance Company Low Medium High
Allstate $3,797 $4,066 $4,224
Farmers $4,886 $5,256 $5,514
GEICO $2,387 $2,689 $2,898
Liberty Mutual $2,737 $2,935 $3,067
Nationwide $3,384 $3,837 $4,096
Progressive $2,308 $2,616 $2,715
State Farm $3,912 $4,419 $4,696
Travelers $2,739 $3,213 $3,442
USAA $2,240 $2,494 $2,616

What affects car insurance rates in Madera, California?

What factors can have an impact on Madera, CA car insurance? There are several reasons why Madera car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Madera, California.

Car Theft in Madera

High levels of vehicle theft can make car insurance more expensive. Madera, CA car theft statistics from the FBI indicate 207 vehicle thefts a year.

Commute Time in Madera

The more time you spend in your car the higher the risk of an accident. The average commute length in Madera, CA is 36.4 minutes according to City-Data.

Compare Car Insurance Quotes in Madera, CA

Ready to find affordable Madera, California car insurance today? Enter your ZIP code for fast, free Madera, CA car insurance quotes.

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