Compare Milpitas, CA Car Insurance Rates (2021)

Car insurance in Milpitas, CA averages $287 a month. Milpitas, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Milpitas car insurance rates, compare quotes from the top car insurance companies in Milpitas, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Milpitas is Progressive
  • Average car insurance rates in Milpitas, CA after a DUI are $4,836/year
  • The cheapest car insurance company in Milpitas for teen drivers is USAA

If you need to buy Milpitas, California car insurance, the options can be confusing. Everything you need to know about car insurance in Milpitas, CA is right here.

You’ll find Milpitas car insurance rates, the cheapest Milpitas, CA car insurance companies, and information on California car insurance laws. You can also compare Milpitas, California car insurance rates to San Francisco car insurance rates, Bakersfield car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Milpitas, CA car insurance today? Enter your ZIP code for fast, free Milpitas car insurance quotes.

Cheapest Milpitas, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Milpitas, CA car insurance rates? Every Milpitas, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Milpitas, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,721 $2,720 $1,997 $2,011 $7,657 $9,634 $3,476 $3,808
Farmers $2,720 $2,720 $2,456 $2,456 $8,676 $14,223 $3,224 $3,593
GEICO $1,563 $1,564 $1,470 $1,470 $4,767 $4,842 $2,246 $2,292
Liberty Mutual $2,191 $2,071 $2,044 $1,980 $4,806 $5,121 $2,466 $2,487
Nationwide $3,147 $3,001 $2,750 $2,590 $8,097 $8,908 $3,779 $3,732
Progressive $1,478 $1,522 $1,245 $1,481 $3,891 $4,700 $2,109 $2,268
State Farm $2,938 $2,938 $2,626 $2,626 $5,401 $6,687 $3,254 $3,358
Travelers $2,348 $2,271 $2,084 $2,061 $4,876 $5,572 $3,055 $2,986
USAA $1,869 $1,771 $1,822 $1,830 $4,269 $4,315 $2,603 $2,460

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Milpitas, CA

Every driver must carry the minimum car insurance in Milpitas, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Milpitas, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Milpitas, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milpitas, CA to rates for a clean record with top companies.

Annual Milpitas, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,569 $4,313 $6,761 $3,369
Farmers $3,701 $5,042 $6,284 $5,008
GEICO $1,766 $2,731 $3,420 $2,191
Liberty Mutual $2,514 $3,367 $3,038 $2,664
Nationwide $3,143 $4,026 $6,807 $4,026
Progressive $1,539 $2,597 $2,999 $2,212
State Farm $2,660 $3,173 $5,994 $3,087
Travelers $2,112 $3,426 $3,986 $3,102
USAA $1,739 $2,594 $4,232 $1,905

Cheapest Milpitas, CA Car Insurance for Teen Drivers

Teen car insurance in Milpitas, CA can be expensive. Take a look at rates from the top car insurance companies in Milpitas for teenagers.

Annual Car Insurance Rates for Teen Drivers in Milpitas, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,657 $9,634
Farmers $8,676 $14,223
GEICO $4,767 $4,842
Liberty Mutual $4,806 $5,121
Nationwide $8,097 $8,908
Progressive $3,891 $4,700
State Farm $5,401 $6,687
Travelers $4,876 $5,572
USAA $4,269 $4,315

Cheapest Milpitas, CA Car Insurance for Seniors

Take a look at Milpitas, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Milpitas, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,997 $2,011
Farmers $2,456 $2,456
GEICO $1,470 $1,470
Liberty Mutual $2,044 $1,980
Nationwide $2,750 $2,590
Progressive $1,245 $1,481
State Farm $2,626 $2,626
Travelers $2,084 $2,061
USAA $1,822 $1,830

Cheapest Milpitas, CA Car Insurance Rates After a DUI

A DUI in Milpitas, CA increases car insurance rates. Compare Milpitas, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Milpitas, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,761
Farmers $6,284
GEICO $3,420
Liberty Mutual $3,038
Nationwide $6,807
Progressive $2,999
State Farm $5,994
Travelers $3,986
USAA $4,232

Cheapest Milpitas, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Milpitas, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Milpitas, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,839 $4,667
Farmers $4,545 $5,473
GEICO $2,295 $2,758
Liberty Mutual $2,661 $3,131
Nationwide $3,972 $5,029
Progressive $2,120 $2,554
State Farm $3,594 $3,862
Travelers $2,840 $3,473
USAA $2,415 $2,820

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Milpitas, CA

Take a look at a side-by-side comparison of the top car insurance companies in Milpitas, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Milpitas, California

Insurance Company Average Annual Rates
Allstate $4,253
Farmers $5,009
GEICO $2,527
Liberty Mutual $2,896
Nationwide $4,501
Progressive $2,337
State Farm $3,728
Travelers $3,157
USAA $2,617

Category Winners: Cheapest Car Insurance in Milpitas, California

Find the cheapest car insurance companies in Milpitas, CA for each category right here.

Best Annual Car Insurance Rates by Company in Milpitas, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Milpitas, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Milpitas car insurance rates. Find the cheapest Milpitas, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Milpitas, California

Insurance Company Low Medium High
Allstate $4,040 $4,289 $4,430
Farmers $4,669 $5,045 $5,312
GEICO $2,310 $2,556 $2,715
Liberty Mutual $2,699 $2,923 $3,066
Nationwide $4,072 $4,584 $4,846
Progressive $2,127 $2,403 $2,479
State Farm $3,393 $3,786 $4,006
Travelers $2,760 $3,246 $3,464
USAA $2,401 $2,663 $2,788

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in Milpitas, California?

What factors can have an impact on Milpitas, CA car insurance? There are several reasons why Milpitas car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Milpitas, California.

Car Theft in Milpitas

High levels of vehicle theft can make car insurance more expensive. Milpitas, CA car theft statistics from the FBI indicate 256 vehicle thefts a year.

Commute Time in Milpitas

The more time you spend in your car the higher the risk of an accident. The average commute length in Milpitas, CA is 28.4 minutes according to City-Data.

Compare Car Insurance Quotes in Milpitas, CA

Ready to find affordable Milpitas, California car insurance today? Enter your ZIP code for fast, free Milpitas, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption