Compare Montclair, CA Car Insurance Rates (2021)

Car insurance in Montclair, CA averages $319 a month. Montclair, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Montclair car insurance rates, compare quotes from the top car insurance companies in Montclair, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Montclair, CA after a DUI are $5,387/year
  • The cheapest car insurance company in Montclair is USAA
  • Average car insurance rates in Montclair, CA are $3,825/year

If you need to buy Montclair, California car insurance, the options can be confusing. Everything you need to know about car insurance in Montclair, CA is right here.

You’ll find Montclair car insurance rates, the cheapest Montclair, CA car insurance companies, and information on California car insurance laws. You can also compare Montclair, California car insurance rates to Oakland car insurance rates, San Jose car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Montclair, CA car insurance today? Enter your ZIP code for fast, free Montclair car insurance quotes.

Cheapest Montclair, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Montclair, CA car insurance rates? Every Montclair, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montclair, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,237 $3,236 $2,353 $2,374 $9,058 $11,392 $4,138 $4,537
Farmers $2,933 $2,933 $2,657 $2,657 $9,366 $15,289 $3,478 $3,876
GEICO $1,758 $1,759 $1,654 $1,654 $5,332 $5,417 $2,522 $2,577
Liberty Mutual $2,248 $2,118 $2,098 $2,029 $4,852 $5,198 $2,522 $2,558
Nationwide $3,360 $3,206 $2,944 $2,773 $8,576 $9,469 $4,009 $3,958
Progressive $1,775 $1,828 $1,487 $1,775 $4,675 $5,656 $2,542 $2,734
State Farm $3,512 $3,512 $3,139 $3,139 $6,476 $8,042 $3,886 $4,006
Travelers $2,559 $2,475 $2,262 $2,238 $5,331 $6,082 $3,335 $3,258
USAA $1,928 $1,828 $1,879 $1,888 $4,403 $4,432 $2,670 $2,524

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Minimum Car Insurance in Montclair, CA

Every driver must carry the minimum car insurance in Montclair, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Montclair, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Montclair, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Montclair, CA to rates for a clean record with top companies.

Annual Montclair, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,031 $5,108 $8,041 $3,983
Farmers $3,995 $5,437 $6,765 $5,397
GEICO $1,982 $3,057 $3,839 $2,459
Liberty Mutual $2,563 $3,432 $3,101 $2,716
Nationwide $3,339 $4,282 $7,245 $4,282
Progressive $1,846 $3,121 $3,612 $2,658
State Farm $3,186 $3,799 $7,174 $3,697
Travelers $2,287 $3,751 $4,351 $3,382
USAA $1,790 $2,665 $4,360 $1,960

Cheapest Montclair, CA Car Insurance for Teen Drivers

Teen car insurance in Montclair, CA can be expensive. Take a look at rates from the top car insurance companies in Montclair for teenagers.

Annual Car Insurance Rates for Teen Drivers in Montclair, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,058 $11,392
Farmers $9,366 $15,289
GEICO $5,332 $5,417
Liberty Mutual $4,852 $5,198
Nationwide $8,576 $9,469
Progressive $4,675 $5,656
State Farm $6,476 $8,042
Travelers $5,331 $6,082
USAA $4,403 $4,432

Cheapest Montclair, CA Car Insurance for Seniors

Take a look at Montclair, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Montclair, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,353 $2,374
Farmers $2,657 $2,657
GEICO $1,654 $1,654
Liberty Mutual $2,098 $2,029
Nationwide $2,944 $2,773
Progressive $1,487 $1,775
State Farm $3,139 $3,139
Travelers $2,262 $2,238
USAA $1,879 $1,888

Cheapest Montclair, CA Car Insurance Rates After a DUI

A DUI in Montclair, CA increases car insurance rates. Compare Montclair, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Montclair, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,041
Farmers $6,765
GEICO $3,839
Liberty Mutual $3,101
Nationwide $7,245
Progressive $3,612
State Farm $7,174
Travelers $4,351
USAA $4,360

Cheapest Montclair, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Montclair, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Montclair, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,541 $5,540
Farmers $4,897 $5,900
GEICO $2,574 $3,094
Liberty Mutual $2,709 $3,197
Nationwide $4,224 $5,350
Progressive $2,547 $3,071
State Farm $4,301 $4,627
Travelers $3,096 $3,789
USAA $2,483 $2,905

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The Best Cheap Car Insurance Companies in Montclair, CA

Take a look at a side-by-side comparison of the top car insurance companies in Montclair, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Montclair, California

Insurance Company Average Annual Rates
Allstate $5,041
Farmers $5,399
GEICO $2,834
Liberty Mutual $2,953
Nationwide $4,787
Progressive $2,809
State Farm $4,464
Travelers $3,443
USAA $2,694

Category Winners: Cheapest Car Insurance in Montclair, California

Find the cheapest car insurance companies in Montclair, CA for each category right here.

Best Annual Car Insurance Rates by Company in Montclair, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Montclair, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Montclair car insurance rates. Find the cheapest Montclair, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Montclair, California

Insurance Company Low Medium High
Allstate $4,756 $5,087 $5,279
Farmers $5,007 $5,443 $5,746
GEICO $2,545 $2,870 $3,088
Liberty Mutual $2,737 $2,978 $3,144
Nationwide $4,288 $4,871 $5,202
Progressive $2,562 $2,887 $2,978
State Farm $4,005 $4,542 $4,845
Travelers $2,990 $3,537 $3,800
USAA $2,446 $2,746 $2,890

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What affects car insurance rates in Montclair, California?

What factors can have an impact on Montclair, CA car insurance? There are several reasons why Montclair car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Montclair, California.

Car Theft in Montclair

High levels of vehicle theft can make car insurance more expensive. Montclair, CA car theft statistics from the FBI indicate 319 vehicle thefts a year.

Commute Time in Montclair

The more time you spend in your car the higher the risk of an accident. The average commute length in Montclair, CA is 31.7 minutes according to City-Data.

Compare Car Insurance Quotes in Montclair, CA

Ready to find affordable Montclair, California car insurance today? Enter your ZIP code for fast, free Montclair, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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