Compare Monterey Park, CA Car Insurance Rates (2021)

Car insurance in Monterey Park, CA averages $354 a month. Monterey Park, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Monterey Park car insurance rates, compare quotes from the top car insurance companies in Monterey Park, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Monterey Park is USAA
  • The cheapest car insurance company in Monterey Park for teen drivers is USAA
  • Average car insurance rates in Monterey Park, CA are $4,254/year

If you need to buy Monterey Park, California car insurance, the options can be confusing. Everything you need to know about car insurance in Monterey Park, CA is right here.

You’ll find Monterey Park car insurance rates, the cheapest Monterey Park, CA car insurance companies, and information on California car insurance laws. You can also compare Monterey Park, California car insurance rates to Bakersfield car insurance rates, Los Angeles car insurance rates, and Anaheim car insurance rates.

Ready to find affordable Monterey Park, CA car insurance today? Enter your ZIP code for fast, free Monterey Park car insurance quotes.

Cheapest Monterey Park, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Monterey Park, CA car insurance rates? Every Monterey Park, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monterey Park, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,603 $3,595 $2,607 $2,627 $10,025 $12,584 $4,588 $5,011
Farmers $3,287 $3,287 $2,993 $2,993 $10,494 $17,025 $3,899 $4,349
GEICO $1,879 $1,879 $1,766 $1,766 $5,722 $5,815 $2,700 $2,757
Liberty Mutual $2,405 $2,256 $2,259 $2,180 $5,182 $5,588 $2,686 $2,738
Nationwide $3,980 $3,791 $3,501 $3,291 $10,270 $11,340 $4,754 $4,681
Progressive $1,912 $1,968 $1,635 $1,938 $5,152 $6,206 $2,771 $2,981
State Farm $3,660 $3,660 $3,273 $3,273 $6,774 $8,414 $4,052 $4,176
Travelers $2,993 $2,888 $2,643 $2,615 $6,360 $7,233 $3,925 $3,824
USAA $2,122 $2,010 $2,065 $2,072 $4,900 $4,918 $2,931 $2,771

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Minimum Car Insurance in Monterey Park, CA

Every driver must carry the minimum car insurance in Monterey Park, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Monterey Park, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Monterey Park, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Monterey Park, CA to rates for a clean record with top companies.

Annual Monterey Park, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,350 $5,647 $8,922 $4,401
Farmers $4,477 $6,088 $7,561 $6,038
GEICO $2,120 $3,283 $4,109 $2,630
Liberty Mutual $2,745 $3,673 $3,320 $2,909
Nationwide $3,972 $5,098 $8,635 $5,098
Progressive $2,004 $3,418 $3,970 $2,890
State Farm $3,328 $3,967 $7,485 $3,861
Travelers $2,664 $4,446 $5,141 $3,991
USAA $1,972 $2,943 $4,817 $2,161

Cheapest Monterey Park, CA Car Insurance for Teen Drivers

Teen car insurance in Monterey Park, CA can be expensive. Take a look at rates from the top car insurance companies in Monterey Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in Monterey Park, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,025 $12,584
Farmers $10,494 $17,025
GEICO $5,722 $5,815
Liberty Mutual $5,182 $5,588
Nationwide $10,270 $11,340
Progressive $5,152 $6,206
State Farm $6,774 $8,414
Travelers $6,360 $7,233
USAA $4,900 $4,918

Cheapest Monterey Park, CA Car Insurance for Seniors

Take a look at Monterey Park, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Monterey Park, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,607 $2,627
Farmers $2,993 $2,993
GEICO $1,766 $1,766
Liberty Mutual $2,259 $2,180
Nationwide $3,501 $3,291
Progressive $1,635 $1,938
State Farm $3,273 $3,273
Travelers $2,643 $2,615
USAA $2,065 $2,072

Cheapest Monterey Park, CA Car Insurance Rates After a DUI

A DUI in Monterey Park, CA increases car insurance rates. Compare Monterey Park, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Monterey Park, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,922
Farmers $7,561
GEICO $4,109
Liberty Mutual $3,320
Nationwide $8,635
Progressive $3,970
State Farm $7,485
Travelers $5,141
USAA $4,817

Cheapest Monterey Park, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Monterey Park, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Monterey Park, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,020 $6,141
Farmers $5,478 $6,604
GEICO $2,757 $3,314
Liberty Mutual $2,900 $3,423
Nationwide $5,026 $6,377
Progressive $2,786 $3,355
State Farm $4,490 $4,831
Travelers $3,647 $4,473
USAA $2,738 $3,209

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Cheapest Monterey Park, CA Car Insurance Rates by ZIP Code

Monterey Park car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Monterey Park, CA.

Annual Car Insurance Rates by ZIP Code in Monterey Park, California

ZIP Code Average Annual Rates
91754 $5,743
91755 $5,926

The Best Cheap Car Insurance Companies in Monterey Park, CA

Take a look at a side-by-side comparison of the top car insurance companies in Monterey Park, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Monterey Park, California

Insurance Company Average Annual Rates
Allstate $5,580
Farmers $6,041
GEICO $3,036
Liberty Mutual $3,162
Nationwide $5,701
Progressive $3,070
State Farm $4,660
Travelers $4,060
USAA $2,973

Category Winners: Cheapest Car Insurance in Monterey Park, California

Find the cheapest car insurance companies in Monterey Park, CA for each category right here.

Best Annual Car Insurance Rates by Company in Monterey Park, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Monterey Park, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Monterey Park car insurance rates. Find the cheapest Monterey Park, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Monterey Park, California

Insurance Company Low Medium High
Allstate $5,227 $5,635 $5,878
Farmers $5,564 $6,097 $6,463
GEICO $2,711 $3,072 $3,324
Liberty Mutual $2,902 $3,193 $3,391
Nationwide $5,077 $5,807 $6,219
Progressive $2,732 $3,166 $3,313
State Farm $4,164 $4,746 $5,070
Travelers $3,490 $4,176 $4,514
USAA $2,676 $3,035 $3,210

What affects car insurance rates in Monterey Park, California?

What factors can have an impact on Monterey Park, CA car insurance? There are several reasons why Monterey Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Monterey Park, California.

Car Theft in Monterey Park

High levels of vehicle theft can make car insurance more expensive. Monterey Park, CA car theft statistics from the FBI indicate 216 vehicle thefts a year.

Commute Time in Monterey Park

The more time you spend in your car the higher the risk of an accident. The average commute length in Monterey Park, CA is 30.4 minutes according to City-Data.

Compare Car Insurance Quotes in Monterey Park, CA

Ready to find affordable Monterey Park, California car insurance today? Enter your ZIP code for fast, free Monterey Park, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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