Compare Ontario, CA Car Insurance Rates (2021)

Car insurance in Ontario, CA averages $327 a month. Ontario, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Ontario car insurance rates, compare quotes from the top car insurance companies in Ontario, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Ontario, CA after a DUI are $5,529/year
  • The cheapest ZIP code in Ontario is 91761
  • The cheapest car insurance company in Ontario for teen drivers is USAA

If you need to buy Ontario, California car insurance, the options can be confusing. Everything you need to know about car insurance in Ontario, CA is right here.

You’ll find Ontario car insurance rates, the cheapest Ontario, CA car insurance companies, and information on California car insurance laws. You can also compare Ontario, California car insurance rates to San Diego car insurance rates, San Francisco car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Ontario, CA car insurance today? Enter your ZIP code for fast, free Ontario car insurance quotes.

Cheapest Ontario, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ontario, CA car insurance rates? Every Ontario, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ontario, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,349 $3,348 $2,428 $2,450 $9,274 $11,656 $4,282 $4,697
Farmers $2,962 $2,962 $2,678 $2,678 $9,456 $15,461 $3,512 $3,913
GEICO $1,793 $1,793 $1,686 $1,686 $5,454 $5,538 $2,574 $2,627
Liberty Mutual $2,269 $2,136 $2,123 $2,051 $4,896 $5,256 $2,542 $2,582
Nationwide $3,338 $3,184 $2,933 $2,762 $8,524 $9,416 $3,983 $3,927
Progressive $1,950 $2,008 $1,655 $1,968 $5,217 $6,300 $2,820 $3,035
State Farm $3,590 $3,590 $3,209 $3,209 $6,630 $8,227 $3,975 $4,099
Travelers $2,746 $2,655 $2,425 $2,399 $5,745 $6,576 $3,595 $3,507
USAA $1,917 $1,817 $1,869 $1,878 $4,368 $4,392 $2,652 $2,507

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ontario, CA

Every driver must carry the minimum car insurance in Ontario, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Ontario, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Ontario, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ontario, CA to rates for a clean record with top companies.

Annual Ontario, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,114 $5,255 $8,281 $4,091
Farmers $4,034 $5,491 $6,836 $5,451
GEICO $2,022 $3,126 $3,918 $2,509
Liberty Mutual $2,588 $3,465 $3,131 $2,743
Nationwide $3,319 $4,257 $7,200 $4,257
Progressive $2,039 $3,468 $4,032 $2,938
State Farm $3,260 $3,887 $7,336 $3,782
Travelers $2,450 $4,043 $4,692 $3,638
USAA $1,777 $2,644 $4,332 $1,947

Cheapest Ontario, CA Car Insurance for Teen Drivers

Teen car insurance in Ontario, CA can be expensive. Take a look at rates from the top car insurance companies in Ontario for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ontario, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,274 $11,656
Farmers $9,456 $15,461
GEICO $5,454 $5,538
Liberty Mutual $4,896 $5,256
Nationwide $8,524 $9,416
Progressive $5,217 $6,300
State Farm $6,630 $8,227
Travelers $5,745 $6,576
USAA $4,368 $4,392

Cheapest Ontario, CA Car Insurance for Seniors

Take a look at Ontario, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ontario, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,428 $2,450
Farmers $2,678 $2,678
GEICO $1,686 $1,686
Liberty Mutual $2,123 $2,051
Nationwide $2,933 $2,762
Progressive $1,655 $1,968
State Farm $3,209 $3,209
Travelers $2,425 $2,399
USAA $1,869 $1,878

Cheapest Ontario, CA Car Insurance Rates After a DUI

A DUI in Ontario, CA increases car insurance rates. Compare Ontario, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ontario, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,281
Farmers $6,836
GEICO $3,918
Liberty Mutual $3,131
Nationwide $7,200
Progressive $4,032
State Farm $7,336
Travelers $4,692
USAA $4,332

Cheapest Ontario, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ontario, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ontario, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,668 $5,703
Farmers $4,947 $5,959
GEICO $2,628 $3,159
Liberty Mutual $2,736 $3,228
Nationwide $4,200 $5,316
Progressive $2,831 $3,408
State Farm $4,400 $4,732
Travelers $3,330 $4,082
USAA $2,465 $2,885

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ontario, CA Car Insurance Rates by ZIP Code

Ontario car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Ontario, CA.

Annual Car Insurance Rates by ZIP Code in Ontario, California

ZIP Code Average Annual Rates
91758 $5,505
91761 $5,213
91762 $5,307
91764 $5,490

The Best Cheap Car Insurance Companies in Ontario, CA

Take a look at a side-by-side comparison of the top car insurance companies in Ontario, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ontario, California

Insurance Company Average Annual Rates
Allstate $5,185
Farmers $5,453
GEICO $2,894
Liberty Mutual $2,982
Nationwide $4,758
Progressive $3,119
State Farm $4,566
Travelers $3,706
USAA $2,675

Category Winners: Cheapest Car Insurance in Ontario, California

Find the cheapest car insurance companies in Ontario, CA for each category right here.

Best Annual Car Insurance Rates by Company in Ontario, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ontario, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ontario car insurance rates. Find the cheapest Ontario, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ontario, California

Insurance Company Low Medium High
Allstate $4,879 $5,233 $5,443
Farmers $5,066 $5,497 $5,796
GEICO $2,597 $2,930 $3,154
Liberty Mutual $2,753 $3,009 $3,184
Nationwide $4,246 $4,845 $5,184
Progressive $2,802 $3,210 $3,346
State Farm $4,105 $4,647 $4,947
Travelers $3,225 $3,804 $4,088
USAA $2,428 $2,726 $2,871

What affects car insurance rates in Ontario, California?

What factors can have an impact on Ontario, CA car insurance? There are several reasons why Ontario car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ontario, California.

Car Theft in Ontario

High levels of vehicle theft can make car insurance more expensive. Ontario, CA car theft statistics from the FBI indicate 1,003 vehicle thefts a year.

Commute Time in Ontario

The more time you spend in your car the higher the risk of an accident. The average commute length in Ontario, CA is 31.6 minutes according to City-Data.

Compare Car Insurance Quotes in Ontario, CA

Ready to find affordable Ontario, California car insurance today? Enter your ZIP code for fast, free Ontario, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption