Compare Rancho Palos Verdes, CA Car Insurance Rates (2021)

Car insurance in Rancho Palos Verdes, CA averages $331 a month. Rancho Palos Verdes, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Rancho Palos Verdes car insurance rates, compare quotes from the top car insurance companies in Rancho Palos Verdes, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rancho Palos Verdes, CA are $3,969/year
  • The cheapest car insurance company in Rancho Palos Verdes for teen drivers is Liberty Mutual
  • Average car insurance rates in Rancho Palos Verdes, CA after a DUI are $5,592/year

If you need to buy Rancho Palos Verdes, California car insurance, the options can be confusing. Everything you need to know about car insurance in Rancho Palos Verdes, CA is right here.

You’ll find Rancho Palos Verdes car insurance rates, the cheapest Rancho Palos Verdes, CA car insurance companies, and information on California car insurance laws. You can also compare Rancho Palos Verdes, California car insurance rates to San Diego car insurance rates, Sacramento car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Rancho Palos Verdes, CA car insurance today? Enter your ZIP code for fast, free Rancho Palos Verdes car insurance quotes.

Cheapest Rancho Palos Verdes, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rancho Palos Verdes, CA car insurance rates? Every Rancho Palos Verdes, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rancho Palos Verdes, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,959 $2,947 $2,164 $2,172 $8,366 $10,495 $3,749 $4,069
Farmers $2,954 $2,954 $2,680 $2,680 $9,437 $15,378 $3,504 $3,906
GEICO $1,878 $1,879 $1,766 $1,766 $5,719 $5,809 $2,698 $2,754
Liberty Mutual $2,162 $2,036 $2,026 $1,958 $4,689 $5,030 $2,423 $2,458
Nationwide $3,807 $3,624 $3,343 $3,141 $9,887 $10,889 $4,565 $4,496
Progressive $2,056 $2,118 $1,750 $2,080 $5,567 $6,709 $2,972 $3,198
State Farm $3,528 $3,528 $3,155 $3,155 $6,560 $8,147 $3,910 $4,030
Travelers $2,559 $2,466 $2,268 $2,247 $5,440 $6,109 $3,326 $3,242
USAA $2,180 $2,061 $2,130 $2,135 $5,002 $5,032 $3,027 $2,856

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Minimum Car Insurance in Rancho Palos Verdes, CA

Every driver must carry the minimum car insurance in Rancho Palos Verdes, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Rancho Palos Verdes, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Rancho Palos Verdes, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rancho Palos Verdes, CA to rates for a clean record with top companies.

Annual Rancho Palos Verdes, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,788 $4,667 $7,353 $3,652
Farmers $4,025 $5,477 $6,811 $5,435
GEICO $2,119 $3,279 $4,107 $2,629
Liberty Mutual $2,472 $3,309 $2,990 $2,620
Nationwide $3,813 $4,891 $8,281 $4,891
Progressive $2,160 $3,684 $4,265 $3,116
State Farm $3,217 $3,833 $7,224 $3,731
Travelers $2,282 $3,789 $4,354 $3,405
USAA $2,025 $3,021 $4,947 $2,220

Cheapest Rancho Palos Verdes, CA Car Insurance for Teen Drivers

Teen car insurance in Rancho Palos Verdes, CA can be expensive. Take a look at rates from the top car insurance companies in Rancho Palos Verdes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rancho Palos Verdes, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,366 $10,495
Farmers $9,437 $15,378
GEICO $5,719 $5,809
Liberty Mutual $4,689 $5,030
Nationwide $9,887 $10,889
Progressive $5,567 $6,709
State Farm $6,560 $8,147
Travelers $5,440 $6,109
USAA $5,002 $5,032

Cheapest Rancho Palos Verdes, CA Car Insurance for Seniors

Take a look at Rancho Palos Verdes, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rancho Palos Verdes, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,164 $2,172
Farmers $2,680 $2,680
GEICO $1,766 $1,766
Liberty Mutual $2,026 $1,958
Nationwide $3,343 $3,141
Progressive $1,750 $2,080
State Farm $3,155 $3,155
Travelers $2,268 $2,247
USAA $2,130 $2,135

Cheapest Rancho Palos Verdes, CA Car Insurance Rates After a DUI

A DUI in Rancho Palos Verdes, CA increases car insurance rates. Compare Rancho Palos Verdes, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rancho Palos Verdes, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,353
Farmers $6,811
GEICO $4,107
Liberty Mutual $2,990
Nationwide $8,281
Progressive $4,265
State Farm $7,224
Travelers $4,354
USAA $4,947

Cheapest Rancho Palos Verdes, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rancho Palos Verdes, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rancho Palos Verdes, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,160 $5,070
Farmers $4,932 $5,942
GEICO $2,755 $3,312
Liberty Mutual $2,615 $3,081
Nationwide $4,820 $6,118
Progressive $2,996 $3,616
State Farm $4,337 $4,665
Travelers $3,113 $3,801
USAA $2,813 $3,293

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The Best Cheap Car Insurance Companies in Rancho Palos Verdes, CA

Take a look at a side-by-side comparison of the top car insurance companies in Rancho Palos Verdes, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rancho Palos Verdes, California

Insurance Company Average Annual Rates
Allstate $4,615
Farmers $5,437
GEICO $3,034
Liberty Mutual $2,848
Nationwide $5,469
Progressive $3,306
State Farm $4,501
Travelers $3,457
USAA $3,053

Category Winners: Cheapest Car Insurance in Rancho Palos Verdes, California

Find the cheapest car insurance companies in Rancho Palos Verdes, CA for each category right here.

Best Annual Car Insurance Rates by Company in Rancho Palos Verdes, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Rancho Palos Verdes, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rancho Palos Verdes car insurance rates. Find the cheapest Rancho Palos Verdes, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rancho Palos Verdes, California

Insurance Company Low Medium High
Allstate $4,341 $4,659 $4,845
Farmers $5,033 $5,483 $5,794
GEICO $2,721 $3,071 $3,308
Liberty Mutual $2,625 $2,876 $3,042
Nationwide $4,898 $5,572 $5,937
Progressive $2,954 $3,411 $3,553
State Farm $4,010 $4,592 $4,902
Travelers $2,926 $3,567 $3,878
USAA $2,772 $3,112 $3,275

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What affects car insurance rates in Rancho Palos Verdes, California?

What factors can have an impact on Rancho Palos Verdes, CA car insurance? There are several reasons why Rancho Palos Verdes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rancho Palos Verdes, California.

Car Theft in Rancho Palos Verdes

High levels of vehicle theft can make car insurance more expensive. Rancho Palos Verdes, CA car theft statistics from the FBI indicate 29 vehicle thefts a year.

Commute Time in Rancho Palos Verdes

The more time you spend in your car the higher the risk of an accident. The average commute length in Rancho Palos Verdes, CA is 36.4 minutes according to City-Data.

Compare Car Insurance Quotes in Rancho Palos Verdes, CA

Ready to find affordable Rancho Palos Verdes, California car insurance today? Enter your ZIP code for fast, free Rancho Palos Verdes, CA car insurance quotes.

Free Car Insurance Comparison

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