Compare San Leandro, CA Car Insurance Rates (2021)

Car insurance in San Leandro, CA averages $312 a month. San Leandro, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap San Leandro car insurance rates, compare quotes from the top car insurance companies in San Leandro, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in San Leandro, CA after a DUI are $5,236/year
  • Average car insurance rates in San Leandro, CA are $3,738/year
  • The cheapest car insurance company in San Leandro is USAA

If you need to buy San Leandro, California car insurance, the options can be confusing. Everything you need to know about car insurance in San Leandro, CA is right here.

You’ll find San Leandro car insurance rates, the cheapest San Leandro, CA car insurance companies, and information on California car insurance laws. You can also compare San Leandro, California car insurance rates to Oakland car insurance rates, Fresno car insurance rates, and San Francisco car insurance rates.

Ready to find affordable San Leandro, CA car insurance today? Enter your ZIP code for fast, free San Leandro car insurance quotes.

Cheapest San Leandro, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect San Leandro, CA car insurance rates? Every San Leandro, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in San Leandro, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,820 $2,829 $2,057 $2,082 $7,830 $9,872 $3,629 $4,011
Farmers $2,869 $2,869 $2,583 $2,583 $9,162 $15,064 $3,401 $3,788
GEICO $1,691 $1,693 $1,591 $1,591 $5,150 $5,241 $2,429 $2,485
Liberty Mutual $2,375 $2,250 $2,204 $2,137 $5,195 $5,519 $2,682 $2,701
Nationwide $3,187 $3,045 $2,777 $2,620 $8,089 $8,923 $3,812 $3,774
Progressive $1,894 $1,949 $1,587 $1,893 $5,006 $6,045 $2,709 $2,912
State Farm $3,426 $3,426 $3,060 $3,060 $6,290 $7,797 $3,793 $3,911
Travelers $2,676 $2,593 $2,362 $2,335 $5,537 $6,392 $3,501 $3,428
USAA $1,880 $1,782 $1,835 $1,844 $4,262 $4,299 $2,610 $2,467

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Minimum Car Insurance in San Leandro, CA

Every driver must carry the minimum car insurance in San Leandro, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in San Leandro, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest San Leandro, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in San Leandro, CA to rates for a clean record with top companies.

Annual San Leandro, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,644 $4,460 $6,988 $3,474
Farmers $3,906 $5,324 $6,640 $5,290
GEICO $1,912 $2,949 $3,702 $2,372
Liberty Mutual $2,719 $3,644 $3,287 $2,881
Nationwide $3,161 $4,049 $6,854 $4,049
Progressive $1,971 $3,336 $3,849 $2,841
State Farm $3,099 $3,697 $6,987 $3,598
Travelers $2,400 $3,906 $4,571 $3,534
USAA $1,743 $2,594 $4,243 $1,909

Cheapest San Leandro, CA Car Insurance for Teen Drivers

Teen car insurance in San Leandro, CA can be expensive. Take a look at rates from the top car insurance companies in San Leandro for teenagers.

Annual Car Insurance Rates for Teen Drivers in San Leandro, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $9,872
Farmers $9,162 $15,064
GEICO $5,150 $5,241
Liberty Mutual $5,195 $5,519
Nationwide $8,089 $8,923
Progressive $5,006 $6,045
State Farm $6,290 $7,797
Travelers $5,537 $6,392
USAA $4,262 $4,299

Cheapest San Leandro, CA Car Insurance for Seniors

Take a look at San Leandro, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in San Leandro, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,057 $2,082
Farmers $2,583 $2,583
GEICO $1,591 $1,591
Liberty Mutual $2,204 $2,137
Nationwide $2,777 $2,620
Progressive $1,587 $1,893
State Farm $3,060 $3,060
Travelers $2,362 $2,335
USAA $1,835 $1,844

Cheapest San Leandro, CA Car Insurance Rates After a DUI

A DUI in San Leandro, CA increases car insurance rates. Compare San Leandro, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in San Leandro, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,988
Farmers $6,640
GEICO $3,702
Liberty Mutual $3,287
Nationwide $6,854
Progressive $3,849
State Farm $6,987
Travelers $4,571
USAA $4,243

Cheapest San Leandro, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in San Leandro, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in San Leandro, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $4,820
Farmers $4,800 $5,779
GEICO $2,484 $2,984
Liberty Mutual $2,876 $3,389
Nationwide $3,999 $5,057
Progressive $2,716 $3,282
State Farm $4,188 $4,502
Travelers $3,234 $3,971
USAA $2,419 $2,826

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Cheapest San Leandro, CA Car Insurance Rates by ZIP Code

San Leandro car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in San Leandro, CA.

Annual Car Insurance Rates by ZIP Code in San Leandro, California

ZIP Code Average Annual Rates
94577 $5,199
94578 $5,388
94579 $5,030

The Best Cheap Car Insurance Companies in San Leandro, CA

Take a look at a side-by-side comparison of the top car insurance companies in San Leandro, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in San Leandro, California

Insurance Company Average Annual Rates
Allstate $4,391
Farmers $5,290
GEICO $2,734
Liberty Mutual $3,133
Nationwide $4,528
Progressive $2,999
State Farm $4,345
Travelers $3,603
USAA $2,622

Category Winners: Cheapest Car Insurance in San Leandro, California

Find the cheapest car insurance companies in San Leandro, CA for each category right here.

Best Annual Car Insurance Rates by Company in San Leandro, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest San Leandro, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your San Leandro car insurance rates. Find the cheapest San Leandro, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in San Leandro, California

Insurance Company Low Medium High
Allstate $4,179 $4,427 $4,568
Farmers $4,947 $5,327 $5,596
GEICO $2,516 $2,764 $2,923
Liberty Mutual $2,926 $3,160 $3,313
Nationwide $4,099 $4,606 $4,880
Progressive $2,727 $3,088 $3,183
State Farm $3,943 $4,416 $4,677
Travelers $3,190 $3,695 $3,924
USAA $2,397 $2,670 $2,800

What affects car insurance rates in San Leandro, California?

What factors can have an impact on San Leandro, CA car insurance? There are several reasons why San Leandro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in San Leandro, California.

Car Theft in San Leandro

High levels of vehicle theft can make car insurance more expensive. San Leandro, CA car theft statistics from the FBI indicate 812 vehicle thefts a year.

Commute Time in San Leandro

The more time you spend in your car the higher the risk of an accident. The average commute length in San Leandro, CA is 33.8 minutes according to City-Data.

Compare Car Insurance Quotes in San Leandro, CA

Ready to find affordable San Leandro, California car insurance today? Enter your ZIP code for fast, free San Leandro, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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