Compare San Ramon, CA Car Insurance Rates (2021)

Car insurance in San Ramon, CA averages $279 a month. San Ramon, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap San Ramon car insurance rates, compare quotes from the top car insurance companies in San Ramon, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in San Ramon for teen drivers is USAA
  • Average car insurance rates in San Ramon, CA are $3,353/year
  • Average car insurance rates in San Ramon, CA after a DUI are $4,710/year

If you need to buy San Ramon, California car insurance, the options can be confusing. Everything you need to know about car insurance in San Ramon, CA is right here.

You’ll find San Ramon car insurance rates, the cheapest San Ramon, CA car insurance companies, and information on California car insurance laws. You can also compare San Ramon, California car insurance rates to Bakersfield car insurance rates, Anaheim car insurance rates, and Oakland car insurance rates.

Ready to find affordable San Ramon, CA car insurance today? Enter your ZIP code for fast, free San Ramon car insurance quotes.

Cheapest San Ramon, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect San Ramon, CA car insurance rates? Every San Ramon, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in San Ramon, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,835 $2,836 $2,070 $2,088 $7,913 $9,955 $3,627 $3,981
Farmers $2,290 $2,290 $2,064 $2,064 $7,330 $12,038 $2,716 $3,026
GEICO $1,617 $1,618 $1,521 $1,521 $4,932 $5,016 $2,324 $2,374
Liberty Mutual $2,123 $2,009 $1,972 $1,911 $4,607 $4,906 $2,391 $2,413
Nationwide $2,972 $2,838 $2,589 $2,442 $7,564 $8,331 $3,557 $3,522
Progressive $1,735 $1,787 $1,468 $1,746 $4,635 $5,589 $2,490 $2,678
State Farm $2,793 $2,793 $2,495 $2,495 $5,142 $6,380 $3,092 $3,188
Travelers $2,301 $2,228 $2,038 $2,017 $4,739 $5,421 $2,986 $2,925
USAA $1,795 $1,703 $1,749 $1,759 $4,076 $4,114 $2,492 $2,358

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Minimum Car Insurance in San Ramon, CA

Every driver must carry the minimum car insurance in San Ramon, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in San Ramon, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest San Ramon, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in San Ramon, CA to rates for a clean record with top companies.

Annual San Ramon, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,661 $4,475 $7,026 $3,491
Farmers $3,125 $4,255 $5,303 $4,227
GEICO $1,828 $2,825 $3,540 $2,268
Liberty Mutual $2,423 $3,246 $2,930 $2,567
Nationwide $2,953 $3,780 $6,393 $3,780
Progressive $1,815 $3,079 $3,557 $2,614
State Farm $2,531 $3,019 $5,702 $2,938
Travelers $2,069 $3,340 $3,891 $3,028
USAA $1,666 $2,479 $4,053 $1,825

Cheapest San Ramon, CA Car Insurance for Teen Drivers

Teen car insurance in San Ramon, CA can be expensive. Take a look at rates from the top car insurance companies in San Ramon for teenagers.

Annual Car Insurance Rates for Teen Drivers in San Ramon, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,913 $9,955
Farmers $7,330 $12,038
GEICO $4,932 $5,016
Liberty Mutual $4,607 $4,906
Nationwide $7,564 $8,331
Progressive $4,635 $5,589
State Farm $5,142 $6,380
Travelers $4,739 $5,421
USAA $4,076 $4,114

Cheapest San Ramon, CA Car Insurance for Seniors

Take a look at San Ramon, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in San Ramon, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,070 $2,088
Farmers $2,064 $2,064
GEICO $1,521 $1,521
Liberty Mutual $1,972 $1,911
Nationwide $2,589 $2,442
Progressive $1,468 $1,746
State Farm $2,495 $2,495
Travelers $2,038 $2,017
USAA $1,749 $1,759

Cheapest San Ramon, CA Car Insurance Rates After a DUI

A DUI in San Ramon, CA increases car insurance rates. Compare San Ramon, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in San Ramon, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,026
Farmers $5,303
GEICO $3,540
Liberty Mutual $2,930
Nationwide $6,393
Progressive $3,557
State Farm $5,702
Travelers $3,891
USAA $4,053

Cheapest San Ramon, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in San Ramon, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in San Ramon, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,980 $4,846
Farmers $3,836 $4,619
GEICO $2,376 $2,855
Liberty Mutual $2,563 $3,020
Nationwide $3,733 $4,721
Progressive $2,507 $3,025
State Farm $3,418 $3,676
Travelers $2,774 $3,390
USAA $2,311 $2,700

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Cheapest San Ramon, CA Car Insurance Rates by ZIP Code

San Ramon car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in San Ramon, CA.

Annual Car Insurance Rates by ZIP Code in San Ramon, California

ZIP Code Average Annual Rates
94582 $4,664
94583 $4,513

The Best Cheap Car Insurance Companies in San Ramon, CA

Take a look at a side-by-side comparison of the top car insurance companies in San Ramon, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in San Ramon, California

Insurance Company Average Annual Rates
Allstate $4,413
Farmers $4,228
GEICO $2,616
Liberty Mutual $2,792
Nationwide $4,227
Progressive $2,766
State Farm $3,547
Travelers $3,082
USAA $2,506

Category Winners: Cheapest Car Insurance in San Ramon, California

Find the cheapest car insurance companies in San Ramon, CA for each category right here.

Best Annual Car Insurance Rates by Company in San Ramon, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest San Ramon, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your San Ramon car insurance rates. Find the cheapest San Ramon, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in San Ramon, California

Insurance Company Low Medium High
Allstate $4,180 $4,451 $4,608
Farmers $3,949 $4,260 $4,474
GEICO $2,394 $2,645 $2,808
Liberty Mutual $2,600 $2,816 $2,959
Nationwide $3,843 $4,299 $4,539
Progressive $2,493 $2,851 $2,954
State Farm $3,200 $3,608 $3,834
Travelers $2,702 $3,167 $3,376
USAA $2,294 $2,550 $2,673

What affects car insurance rates in San Ramon, California?

What factors can have an impact on San Ramon, CA car insurance? There are several reasons why San Ramon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in San Ramon, California.

Car Theft in San Ramon

High levels of vehicle theft can make car insurance more expensive. San Ramon, CA car theft statistics from the FBI indicate 52 vehicle thefts a year.

Commute Time in San Ramon

The more time you spend in your car the higher the risk of an accident. The average commute length in San Ramon, CA is 38.8 minutes according to City-Data.

Compare Car Insurance Quotes in San Ramon, CA

Ready to find affordable San Ramon, California car insurance today? Enter your ZIP code for fast, free San Ramon, CA car insurance quotes.

Free Car Insurance Comparison

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