Compare Santee, CA Car Insurance Rates (2021)

Car insurance in Santee, CA averages $270 a month. Santee, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Santee car insurance rates, compare quotes from the top car insurance companies in Santee, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Santee, CA after a DUI are $4,543/year
  • Average car insurance rates in Santee, CA are $3,237/year
  • The cheapest car insurance company in Santee for teen drivers is Progressive

If you need to buy Santee, California car insurance, the options can be confusing. Everything you need to know about car insurance in Santee, CA is right here.

You’ll find Santee car insurance rates, the cheapest Santee, CA car insurance companies, and information on California car insurance laws. You can also compare Santee, California car insurance rates to Anaheim car insurance rates, Bakersfield car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Santee, CA car insurance today? Enter your ZIP code for fast, free Santee car insurance quotes.

Cheapest Santee, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Santee, CA car insurance rates? Every Santee, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Santee, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,613 $2,614 $1,916 $1,928 $7,269 $9,143 $3,322 $3,637
Farmers $2,403 $2,403 $2,171 $2,171 $7,634 $12,454 $2,844 $3,165
GEICO $1,559 $1,559 $1,466 $1,466 $4,753 $4,828 $2,240 $2,285
Liberty Mutual $2,129 $2,013 $1,984 $1,922 $4,633 $4,944 $2,395 $2,420
Nationwide $2,723 $2,597 $2,393 $2,254 $6,956 $7,665 $3,253 $3,208
Progressive $1,356 $1,392 $1,162 $1,369 $3,577 $4,289 $1,943 $2,083
State Farm $2,930 $2,930 $2,619 $2,619 $5,411 $6,729 $3,242 $3,340
Travelers $2,269 $2,195 $2,011 $1,991 $4,691 $5,334 $2,938 $2,875
USAA $1,835 $1,738 $1,791 $1,798 $4,160 $4,187 $2,535 $2,395

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Minimum Car Insurance in Santee, CA

Every driver must carry the minimum car insurance in Santee, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Santee, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Santee, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Santee, CA to rates for a clean record with top companies.

Annual Santee, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,455 $4,101 $6,450 $3,214
Farmers $3,263 $4,437 $5,520 $4,403
GEICO $1,760 $2,724 $3,409 $2,183
Liberty Mutual $2,435 $3,261 $2,944 $2,580
Nationwide $2,713 $3,475 $5,861 $3,475
Progressive $1,411 $2,389 $2,757 $2,029
State Farm $2,661 $3,173 $5,989 $3,088
Travelers $2,035 $3,302 $3,828 $2,987
USAA $1,699 $2,528 $4,132 $1,861

Cheapest Santee, CA Car Insurance for Teen Drivers

Teen car insurance in Santee, CA can be expensive. Take a look at rates from the top car insurance companies in Santee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Santee, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,269 $9,143
Farmers $7,634 $12,454
GEICO $4,753 $4,828
Liberty Mutual $4,633 $4,944
Nationwide $6,956 $7,665
Progressive $3,577 $4,289
State Farm $5,411 $6,729
Travelers $4,691 $5,334
USAA $4,160 $4,187

Cheapest Santee, CA Car Insurance for Seniors

Take a look at Santee, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Santee, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,916 $1,928
Farmers $2,171 $2,171
GEICO $1,466 $1,466
Liberty Mutual $1,984 $1,922
Nationwide $2,393 $2,254
Progressive $1,162 $1,369
State Farm $2,619 $2,619
Travelers $2,011 $1,991
USAA $1,791 $1,798

Cheapest Santee, CA Car Insurance Rates After a DUI

A DUI in Santee, CA increases car insurance rates. Compare Santee, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Santee, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,450
Farmers $5,520
GEICO $3,409
Liberty Mutual $2,944
Nationwide $5,861
Progressive $2,757
State Farm $5,989
Travelers $3,828
USAA $4,132

Cheapest Santee, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Santee, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Santee, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,655 $4,455
Farmers $3,997 $4,815
GEICO $2,288 $2,750
Liberty Mutual $2,576 $3,034
Nationwide $3,429 $4,334
Progressive $1,948 $2,345
State Farm $3,590 $3,865
Travelers $2,737 $3,339
USAA $2,356 $2,754

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The Best Cheap Car Insurance Companies in Santee, CA

Take a look at a side-by-side comparison of the top car insurance companies in Santee, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Santee, California

Insurance Company Average Annual Rates
Allstate $4,055
Farmers $4,406
GEICO $2,519
Liberty Mutual $2,805
Nationwide $3,881
Progressive $2,146
State Farm $3,728
Travelers $3,038
USAA $2,555

Category Winners: Cheapest Car Insurance in Santee, California

Find the cheapest car insurance companies in Santee, CA for each category right here.

Best Annual Car Insurance Rates by Company in Santee, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Santee, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Santee car insurance rates. Find the cheapest Santee, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Santee, California

Insurance Company Low Medium High
Allstate $3,832 $4,092 $4,242
Farmers $4,083 $4,442 $4,693
GEICO $2,283 $2,549 $2,726
Liberty Mutual $2,611 $2,830 $2,973
Nationwide $3,479 $3,952 $4,212
Progressive $1,909 $2,216 $2,314
State Farm $3,324 $3,797 $4,061
Travelers $2,637 $3,125 $3,352
USAA $2,317 $2,605 $2,742

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What affects car insurance rates in Santee, California?

What factors can have an impact on Santee, CA car insurance? There are several reasons why Santee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Santee, California.

Car Theft in Santee

High levels of vehicle theft can make car insurance more expensive. Santee, CA car theft statistics from the FBI indicate 72 vehicle thefts a year.

Commute Time in Santee

The more time you spend in your car the higher the risk of an accident. The average commute length in Santee, CA is 27.4 minutes according to City-Data.

Compare Car Insurance Quotes in Santee, CA

Ready to find affordable Santee, California car insurance today? Enter your ZIP code for fast, free Santee, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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