Compare Stockton, CA Car Insurance Rates (2021)

Car insurance in Stockton, CA averages $323 a month. Stockton, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Stockton car insurance rates, compare quotes from the top car insurance companies in Stockton, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stockton, CA after a DUI are $5,453/year
  • The cheapest car insurance company in Stockton for teen drivers is USAA
  • Average car insurance rates in Stockton, CA are $3,873/year

If you need to buy Stockton, California car insurance, the options can be confusing. Everything you need to know about car insurance in Stockton, CA is right here.

You’ll find Stockton car insurance rates, the cheapest Stockton, CA car insurance companies, and information on California car insurance laws. You can also compare Stockton, California car insurance rates to San Diego car insurance rates, Sacramento car insurance rates, and Oakland car insurance rates.

Ready to find affordable Stockton, CA car insurance today? Enter your ZIP code for fast, free Stockton car insurance quotes.

Cheapest Stockton, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stockton, CA car insurance rates? Every Stockton, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stockton, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,982 $2,993 $2,161 $2,189 $8,149 $10,264 $3,827 $4,229
Farmers $2,916 $2,916 $2,621 $2,621 $9,287 $15,257 $3,453 $3,842
GEICO $1,880 $1,882 $1,770 $1,770 $5,686 $5,790 $2,696 $2,763
Liberty Mutual $2,363 $2,238 $2,189 $2,123 $5,117 $5,450 $2,665 $2,690
Nationwide $3,431 $3,278 $3,002 $2,832 $8,671 $9,593 $4,095 $4,047
Progressive $1,797 $1,850 $1,530 $1,816 $4,803 $5,791 $2,597 $2,793
State Farm $3,738 $3,738 $3,338 $3,338 $6,854 $8,507 $4,136 $4,263
Travelers $2,578 $2,498 $2,272 $2,248 $5,313 $6,093 $3,356 $3,288
USAA $2,018 $1,911 $1,969 $1,976 $4,618 $4,642 $2,794 $2,640

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Minimum Car Insurance in Stockton, CA

Every driver must carry the minimum car insurance in Stockton, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Stockton, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Stockton, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stockton, CA to rates for a clean record with top companies.

Annual Stockton, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,766 $4,661 $7,337 $3,633
Farmers $3,963 $5,399 $6,732 $5,363
GEICO $2,121 $3,260 $4,106 $2,632
Liberty Mutual $2,694 $3,611 $3,259 $2,855
Nationwide $3,393 $4,354 $7,372 $4,354
Progressive $1,878 $3,194 $3,710 $2,705
State Farm $3,379 $4,032 $7,622 $3,923
Travelers $2,304 $3,755 $4,373 $3,391
USAA $1,873 $2,790 $4,569 $2,052

Cheapest Stockton, CA Car Insurance for Teen Drivers

Teen car insurance in Stockton, CA can be expensive. Take a look at rates from the top car insurance companies in Stockton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stockton, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,149 $10,264
Farmers $9,287 $15,257
GEICO $5,686 $5,790
Liberty Mutual $5,117 $5,450
Nationwide $8,671 $9,593
Progressive $4,803 $5,791
State Farm $6,854 $8,507
Travelers $5,313 $6,093
USAA $4,618 $4,642

Cheapest Stockton, CA Car Insurance for Seniors

Take a look at Stockton, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stockton, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,161 $2,189
Farmers $2,621 $2,621
GEICO $1,770 $1,770
Liberty Mutual $2,189 $2,123
Nationwide $3,002 $2,832
Progressive $1,530 $1,816
State Farm $3,338 $3,338
Travelers $2,272 $2,248
USAA $1,969 $1,976

Cheapest Stockton, CA Car Insurance Rates After a DUI

A DUI in Stockton, CA increases car insurance rates. Compare Stockton, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stockton, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,337
Farmers $6,732
GEICO $4,106
Liberty Mutual $3,259
Nationwide $7,372
Progressive $3,710
State Farm $7,622
Travelers $4,373
USAA $4,569

Cheapest Stockton, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stockton, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stockton, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,141 $5,058
Farmers $4,867 $5,861
GEICO $2,752 $3,307
Liberty Mutual $2,849 $3,360
Nationwide $4,303 $5,434
Progressive $2,607 $3,137
State Farm $4,566 $4,912
Travelers $3,107 $3,805
USAA $2,599 $3,043

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Cheapest Stockton, CA Car Insurance Rates by ZIP Code

Stockton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Stockton, CA.

Annual Car Insurance Rates by ZIP Code in Stockton, California

ZIP Code Average Annual Rates
95202 $5,774
95203 $5,232
95204 $5,162
95205 $5,353
95206 $5,513
95207 $5,237
95209 $5,170
95210 $5,363
95211 $5,191
95212 $5,254
95215 $5,144
95219 $5,013

The Best Cheap Car Insurance Companies in Stockton, CA

Take a look at a side-by-side comparison of the top car insurance companies in Stockton, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stockton, California

Insurance Company Average Annual Rates
Allstate $4,599
Farmers $5,364
GEICO $3,030
Liberty Mutual $3,104
Nationwide $4,869
Progressive $2,872
State Farm $4,739
Travelers $3,456
USAA $2,821

Category Winners: Cheapest Car Insurance in Stockton, California

Find the cheapest car insurance companies in Stockton, CA for each category right here.

Best Annual Car Insurance Rates by Company in Stockton, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Stockton, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stockton car insurance rates. Find the cheapest Stockton, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stockton, California

Insurance Company Low Medium High
Allstate $4,340 $4,641 $4,817
Farmers $5,010 $5,403 $5,680
GEICO $2,741 $3,064 $3,285
Liberty Mutual $2,894 $3,131 $3,288
Nationwide $4,360 $4,957 $5,289
Progressive $2,571 $2,958 $3,087
State Farm $4,285 $4,817 $5,115
Travelers $3,029 $3,545 $3,794
USAA $2,556 $2,876 $3,031

What affects car insurance rates in Stockton, California?

What factors can have an impact on Stockton, CA car insurance? There are several reasons why Stockton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stockton, California.

Car Theft in Stockton

High levels of vehicle theft can make car insurance more expensive. Stockton, CA car theft statistics from the FBI indicate 2,054 vehicle thefts a year.

Commute Time in Stockton

The more time you spend in your car the higher the risk of an accident. The average commute length in Stockton, CA is 31.1 minutes according to City-Data.

Traffic in Stockton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Stockton, CA traffic data from INRIX ranks Stockton as the 627th-most congested in the world.

Compare Car Insurance Quotes in Stockton, CA

Ready to find affordable Stockton, California car insurance today? Enter your ZIP code for fast, free Stockton, CA car insurance quotes.

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