Compare Sunnyvale, CA Car Insurance Rates (2021)

Car insurance in Sunnyvale, CA averages $284 a month. Sunnyvale, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Sunnyvale car insurance rates, compare quotes from the top car insurance companies in Sunnyvale, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sunnyvale for teen drivers is USAA
  • The cheapest car insurance company in Sunnyvale is GEICO
  • Average car insurance rates in Sunnyvale, CA after a DUI are $4,780/year

If you need to buy Sunnyvale, California car insurance, the options can be confusing. Everything you need to know about car insurance in Sunnyvale, CA is right here.

You’ll find Sunnyvale car insurance rates, the cheapest Sunnyvale, CA car insurance companies, and information on California car insurance laws. You can also compare Sunnyvale, California car insurance rates to Bakersfield car insurance rates, Sacramento car insurance rates, and San Francisco car insurance rates.

Ready to find affordable Sunnyvale, CA car insurance today? Enter your ZIP code for fast, free Sunnyvale car insurance quotes.

Cheapest Sunnyvale, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sunnyvale, CA car insurance rates? Every Sunnyvale, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sunnyvale, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,650 $2,647 $1,954 $1,963 $7,512 $9,453 $3,379 $3,691
Farmers $2,444 $2,444 $2,212 $2,212 $7,894 $12,975 $2,908 $3,247
GEICO $1,538 $1,539 $1,447 $1,447 $4,690 $4,764 $2,210 $2,255
Liberty Mutual $2,185 $2,067 $2,046 $1,982 $4,849 $5,163 $2,462 $2,476
Nationwide $3,181 $3,033 $2,783 $2,620 $8,201 $9,021 $3,821 $3,771
Progressive $1,635 $1,683 $1,382 $1,642 $4,343 $5,233 $2,339 $2,513
State Farm $2,882 $2,882 $2,577 $2,577 $5,322 $6,595 $3,193 $3,293
Travelers $2,356 $2,277 $2,092 $2,070 $4,911 $5,603 $3,065 $2,996
USAA $1,857 $1,759 $1,810 $1,818 $4,241 $4,283 $2,583 $2,441

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Minimum Car Insurance in Sunnyvale, CA

Every driver must carry the minimum car insurance in Sunnyvale, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Sunnyvale, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Sunnyvale, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sunnyvale, CA to rates for a clean record with top companies.

Annual Sunnyvale, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,516 $4,213 $6,600 $3,296
Farmers $3,356 $4,572 $5,697 $4,543
GEICO $1,738 $2,686 $3,365 $2,156
Liberty Mutual $2,522 $3,376 $3,045 $2,671
Nationwide $3,180 $4,074 $6,888 $4,074
Progressive $1,707 $2,890 $3,331 $2,457
State Farm $2,616 $3,119 $5,888 $3,036
Travelers $2,120 $3,443 $4,004 $3,118
USAA $1,727 $2,575 $4,202 $1,892

Cheapest Sunnyvale, CA Car Insurance for Teen Drivers

Teen car insurance in Sunnyvale, CA can be expensive. Take a look at rates from the top car insurance companies in Sunnyvale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sunnyvale, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,512 $9,453
Farmers $7,894 $12,975
GEICO $4,690 $4,764
Liberty Mutual $4,849 $5,163
Nationwide $8,201 $9,021
Progressive $4,343 $5,233
State Farm $5,322 $6,595
Travelers $4,911 $5,603
USAA $4,241 $4,283

Cheapest Sunnyvale, CA Car Insurance for Seniors

Take a look at Sunnyvale, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sunnyvale, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,954 $1,963
Farmers $2,212 $2,212
GEICO $1,447 $1,447
Liberty Mutual $2,046 $1,982
Nationwide $2,783 $2,620
Progressive $1,382 $1,642
State Farm $2,577 $2,577
Travelers $2,092 $2,070
USAA $1,810 $1,818

Cheapest Sunnyvale, CA Car Insurance Rates After a DUI

A DUI in Sunnyvale, CA increases car insurance rates. Compare Sunnyvale, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sunnyvale, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,600
Farmers $5,697
GEICO $3,365
Liberty Mutual $3,045
Nationwide $6,888
Progressive $3,331
State Farm $5,888
Travelers $4,004
USAA $4,202

Cheapest Sunnyvale, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sunnyvale, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sunnyvale, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,754 $4,558
Farmers $4,121 $4,963
GEICO $2,258 $2,714
Liberty Mutual $2,670 $3,137
Nationwide $4,019 $5,088
Progressive $2,352 $2,840
State Farm $3,532 $3,797
Travelers $2,853 $3,489
USAA $2,397 $2,801

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Cheapest Sunnyvale, CA Car Insurance Rates by ZIP Code

Sunnyvale car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Sunnyvale, CA.

Annual Car Insurance Rates by ZIP Code in Sunnyvale, California

ZIP Code Average Annual Rates
94085 $4,780
94086 $4,670
94087 $4,536
94089 $4,688

The Best Cheap Car Insurance Companies in Sunnyvale, CA

Take a look at a side-by-side comparison of the top car insurance companies in Sunnyvale, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sunnyvale, California

Insurance Company Average Annual Rates
Allstate $4,156
Farmers $4,542
GEICO $2,486
Liberty Mutual $2,904
Nationwide $4,554
Progressive $2,596
State Farm $3,665
Travelers $3,171
USAA $2,599

Category Winners: Cheapest Car Insurance in Sunnyvale, California

Find the cheapest car insurance companies in Sunnyvale, CA for each category right here.

Best Annual Car Insurance Rates by Company in Sunnyvale, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Sunnyvale, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sunnyvale car insurance rates. Find the cheapest Sunnyvale, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sunnyvale, California

Insurance Company Low Medium High
Allstate $3,957 $4,190 $4,322
Farmers $4,249 $4,578 $4,799
GEICO $2,274 $2,515 $2,670
Liberty Mutual $2,708 $2,934 $3,070
Nationwide $4,117 $4,640 $4,904
Progressive $2,344 $2,677 $2,768
State Farm $3,310 $3,727 $3,957
Travelers $2,766 $3,264 $3,483
USAA $2,380 $2,645 $2,772

What affects car insurance rates in Sunnyvale, California?

What factors can have an impact on Sunnyvale, CA car insurance? There are several reasons why Sunnyvale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sunnyvale, California.

Car Theft in Sunnyvale

High levels of vehicle theft can make car insurance more expensive. Sunnyvale, CA car theft statistics from the FBI indicate 353 vehicle thefts a year.

Commute Time in Sunnyvale

The more time you spend in your car the higher the risk of an accident. The average commute length in Sunnyvale, CA is 24.6 minutes according to City-Data.

Compare Car Insurance Quotes in Sunnyvale, CA

Ready to find affordable Sunnyvale, California car insurance today? Enter your ZIP code for fast, free Sunnyvale, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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