Compare Sutter Creek, CA Car Insurance Rates (2021)

Car insurance in Sutter Creek, CA averages $277 a month. Sutter Creek, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Sutter Creek car insurance rates, compare quotes from the top car insurance companies in Sutter Creek, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sutter Creek is Progressive
  • Average car insurance rates in Sutter Creek, CA are $3,326/year
  • Average car insurance rates in Sutter Creek, CA after a DUI are $4,681/year

If you need to buy Sutter Creek, California car insurance, the options can be confusing. Everything you need to know about car insurance in Sutter Creek, CA is right here.

You’ll find Sutter Creek car insurance rates, the cheapest Sutter Creek, CA car insurance companies, and information on California car insurance laws. You can also compare Sutter Creek, California car insurance rates to San Diego car insurance rates, Sacramento car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Sutter Creek, CA car insurance today? Enter your ZIP code for fast, free Sutter Creek car insurance quotes.

Cheapest Sutter Creek, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sutter Creek, CA car insurance rates? Every Sutter Creek, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sutter Creek, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,462 $2,470 $1,796 $1,820 $6,777 $8,533 $3,164 $3,497
Farmers $2,266 $2,266 $2,035 $2,035 $7,209 $11,860 $2,683 $2,984
GEICO $1,682 $1,684 $1,583 $1,583 $5,081 $5,179 $2,412 $2,474
Liberty Mutual $2,129 $2,024 $1,968 $1,910 $4,640 $4,913 $2,409 $2,422
Nationwide $2,855 $2,730 $2,490 $2,353 $7,152 $7,908 $3,395 $3,364
Progressive $1,669 $1,714 $1,457 $1,711 $4,538 $5,430 $2,436 $2,615
State Farm $3,177 $3,177 $2,837 $2,837 $5,834 $7,250 $3,514 $3,621
Travelers $2,225 $2,161 $1,967 $1,946 $4,499 $5,176 $2,883 $2,828
USAA $1,943 $1,842 $1,888 $1,896 $4,503 $4,499 $2,669 $2,525

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Minimum Car Insurance in Sutter Creek, CA

Every driver must carry the minimum car insurance in Sutter Creek, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Sutter Creek, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Sutter Creek, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sutter Creek, CA to rates for a clean record with top companies.

Annual Sutter Creek, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,303 $3,873 $6,065 $3,019
Farmers $3,078 $4,194 $5,230 $4,166
GEICO $1,898 $2,915 $3,672 $2,354
Liberty Mutual $2,431 $3,260 $2,940 $2,576
Nationwide $2,815 $3,606 $6,096 $3,606
Progressive $1,754 $3,006 $3,497 $2,528
State Farm $2,875 $3,430 $6,482 $3,337
Travelers $1,996 $3,206 $3,737 $2,903
USAA $1,806 $2,689 $4,409 $1,978

Cheapest Sutter Creek, CA Car Insurance for Teen Drivers

Teen car insurance in Sutter Creek, CA can be expensive. Take a look at rates from the top car insurance companies in Sutter Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sutter Creek, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,777 $8,533
Farmers $7,209 $11,860
GEICO $5,081 $5,179
Liberty Mutual $4,640 $4,913
Nationwide $7,152 $7,908
Progressive $4,538 $5,430
State Farm $5,834 $7,250
Travelers $4,499 $5,176
USAA $4,503 $4,499

Cheapest Sutter Creek, CA Car Insurance for Seniors

Take a look at Sutter Creek, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sutter Creek, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,796 $1,820
Farmers $2,035 $2,035
GEICO $1,583 $1,583
Liberty Mutual $1,968 $1,910
Nationwide $2,490 $2,353
Progressive $1,457 $1,711
State Farm $2,837 $2,837
Travelers $1,967 $1,946
USAA $1,888 $1,896

Cheapest Sutter Creek, CA Car Insurance Rates After a DUI

A DUI in Sutter Creek, CA increases car insurance rates. Compare Sutter Creek, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sutter Creek, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,065
Farmers $5,230
GEICO $3,672
Liberty Mutual $2,940
Nationwide $6,096
Progressive $3,497
State Farm $6,482
Travelers $3,737
USAA $4,409

Cheapest Sutter Creek, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sutter Creek, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sutter Creek, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,443 $4,187
Farmers $3,782 $4,552
GEICO $2,462 $2,958
Liberty Mutual $2,573 $3,031
Nationwide $3,564 $4,498
Progressive $2,450 $2,943
State Farm $3,883 $4,179
Travelers $2,666 $3,255
USAA $2,502 $2,939

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The Best Cheap Car Insurance Companies in Sutter Creek, CA

Take a look at a side-by-side comparison of the top car insurance companies in Sutter Creek, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sutter Creek, California

Insurance Company Average Annual Rates
Allstate $3,815
Farmers $4,167
GEICO $2,710
Liberty Mutual $2,802
Nationwide $4,031
Progressive $2,696
State Farm $4,031
Travelers $2,961
USAA $2,721

Category Winners: Cheapest Car Insurance in Sutter Creek, California

Find the cheapest car insurance companies in Sutter Creek, CA for each category right here.

Best Annual Car Insurance Rates by Company in Sutter Creek, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Sutter Creek, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sutter Creek car insurance rates. Find the cheapest Sutter Creek, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sutter Creek, California

Insurance Company Low Medium High
Allstate $3,623 $3,846 $3,975
Farmers $3,899 $4,196 $4,407
GEICO $2,446 $2,738 $2,945
Liberty Mutual $2,629 $2,823 $2,954
Nationwide $3,639 $4,097 $4,357
Progressive $2,339 $2,790 $2,960
State Farm $3,624 $4,101 $4,368
Travelers $2,616 $3,032 $3,233
USAA $2,427 $2,780 $2,955

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What affects car insurance rates in Sutter Creek, California?

What factors can have an impact on Sutter Creek, CA car insurance? There are several reasons why Sutter Creek car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sutter Creek, California.

Car Theft in Sutter Creek

High levels of vehicle theft can make car insurance more expensive. Sutter Creek, CA car theft statistics from the FBI indicate 5 vehicle thefts a year.

Commute Time in Sutter Creek

The more time you spend in your car the higher the risk of an accident. The average commute length in Sutter Creek, CA is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in Sutter Creek, CA

Ready to find affordable Sutter Creek, California car insurance today? Enter your ZIP code for fast, free Sutter Creek, CA car insurance quotes.

Free Car Insurance Comparison

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